HEADQUARTERED IN NEW YORK

New York banks and credit unions

395 institutions headquartered in New York. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS · Q2 2026

New York banks

127 banks headquartered in New York reported $2.3 trillion in combined total assets for the quarter ended June 30, 2026.
Their combined deposits were $1.7 trillion, up 10.1% from a year earlier among institutions that reported both quarters.
The median net interest margin was 3.64%, and the median cost of all deposits was 1.77%.

Goldman Sachs Bank USALeverage capital ratio falling while the peer median holds steady
Mizuho Bank (Usa)Deposits shrinking while the peer median grows
Morgan Stanley Private Bank N.A.Borrowed funding rising faster than peers
Btg Pactual Bank N.A.Funding pressure building
Ballston Spa National BankBorrowed funding falling while the peer median holds steady
The Depository Trust CompanyFee and other noninterest income among the highest of similar banks
The Bank of New York MellonProblem loans falling faster than peers
Flagstar Bank N.A.Loans shrinking while the peer median grows

Institution	City	Total assets	Deposit growth	ROA
Goldman Sachs Bank USA	New York	$759 billion	+22.3%	1.26%
The Bank of New York Mellon	New York	$425 billion	+7.0%	1.36%
Morgan Stanley Private Bank N.A.	Purchase	$250 billion	-0.4%	1.11%
Manufacturers and Traders Trust Company	Buffalo	$219 billion	+2.3%	1.54%
Flagstar Bank N.A.	Hicksville	$87.7 billion	-3.9%	0.16%
Standard Chartered Bank Plc	New York	$69.2 billion	+31.4%	n/a
Banco Bilbao Vizcaya Sa	New York City	$58.4 billion	+139.1%	n/a
Bank of China	New York	$48.5 billion	+22.0%	n/a
Deutsche Bank Trust Company Americas	New York	$40.5 billion	-7.5%	1.01%
State Bank of India	New York	$22.5 billion	+3.4%	n/a
Apple Bank	New York	$19.9 billion	+9.9%	0.52%
Community Bank N.A.	Canton	$17.4 billion	+7.0%	1.21%
Bank of Baroda	New York	$16.2 billion	+11.2%	n/a
Nbt Bank N.A.	Norwich	$16.1 billion	-0.6%	1.23%
Safra National Bank of New York	New York	$15.7 billion	+53.0%	0.96%

All 127 banks headquartered in New York

CREDIT UNIONS · Q2 2026

268 credit unions headquartered in New York reported $135 billion in combined total assets for the quarter ended June 30, 2026.
Their combined shares and deposits were $115 billion, up 5.6% from a year earlier among institutions that reported both quarters.
The median net interest margin was 3.70%, and the median cost of all shares and deposits was 0.88%.

Maryvale Schools Federal Credit UnionShare and deposit costs falling while the peer median holds steady
Town of Hempstead Employees Federal Credit UnionNet charge-offs falling faster than peers
Afgm Enterprises Federal Credit UnionFunding pressure building
Esl Federal Credit UnionFee and other noninterest income among the highest of similar credit unions
Sjp Federal Credit UnionShare and deposit costs among the highest of similar credit unions
People'S Alliance Federal Credit UnionLending absorbing more of the share base as cash falls
Fourleaf Federal Credit UnionReliance on share certificates falling while the peer median rises
Municipal Credit UnionShare and deposit costs rising while the peer median falls

Institution	City	Total assets	Share growth	ROA
Fourleaf Federal Credit Union	Bethpage	$14.4 billion	+6.5%	0.55%
Esl Federal Credit Union	Rochester	$10.8 billion	+7.2%	3.22%
United Nations Federal Credit Union	Long Island Cit	$10.7 billion	+5.9%	1.58%
Teachers Federal Credit Union	Smithtown	$9.9 billion	-0.2%	0.75%
Broadview Federal Credit Union	Albany	$9.4 billion	+5.0%	0.81%
Hudson Valley Federal Credit Union	Poughkeepsie	$8.1 billion	n/a	0.08%
Visions Federal Credit Union	Endicott	$5.5 billion	+8.6%	0.66%
Municipal Credit Union	New York	$5.2 billion	+12.0%	1.22%
Jovia Financial Federal Credit Union	Westbury	$4.6 billion	+2.3%	0.76%
Empower Federal Credit Union	Syracuse	$4.3 billion	+4.9%	0.84%
Usalliance Federal Credit Union	Rye	$3.4 billion	+6.4%	0.71%
Americu Credit Union	Rome	$3.0 billion	+9.2%	0.66%
Corning Federal Credit Union	Corning	$2.8 billion	+10.4%	0.85%
Polish & Slavic Federal Credit Union	Brooklyn	$2.7 billion	+1.7%	0.27%
Suffolk Federal Credit Union	Medford	$2.1 billion	+4.5%	0.70%

All 268 credit unions headquartered in New York