Global Bank
New York, NY·RSSD 3561771·FDIC 58263·bank:3561771·CBLR opted in
- #98 of 127Total assets in New York
- 3offices
- 40employees
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Global Bank
9 of 23 FORFI signals stand out against 1437 similar banks, based on FDIC data for the quarter.
Borrowed funding rising while the peer median holds steadyWorth a look: Funding 2nd quarter16.6%peers 1.0%+15.6 pp
Global Bank's borrowings as a share of assets rose 7.2 percentage points over the past year to 16.6%. Among 1437 similar banks, the median was essentially unchanged.
| This institution | Peer median | Difference |
|---|---|---|
| Borrowings as a share of assets | ||
| 16.6% | 1.0% | +15.6 pp |
| 12-month change | ||
| +7.2 pp | 0.0 pp | +7.2 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 1437 banks with $300 million to $1 billion in assets that filed FDIC data for the same quarter. Global Bank itself is left out of every peer median and percentile. How signals work
Efficiency ratio rising while the peer median fallsWorth a look: Efficiency95.5%peers 60.8%+34.7 pp
Global Bank's efficiency ratio rose 30.1 percentage points over the past year to 95.5%. Among 1432 similar banks, the median fell 2.1 percentage points.
| This institution | Peer median | Difference |
|---|---|---|
| Efficiency ratio | ||
| 95.5% | 60.8% | +34.7 pp |
| 12-month change | ||
| +30.1 pp | -2.1 pp | +32.2 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 1437 banks with $300 million to $1 billion in assets that filed FDIC data for the same quarter. Global Bank itself is left out of every peer median and percentile. How signals work
Net interest margin narrowing while the peer median widensWorth a look: Earnings3.47%peers 3.99%-52 bps
Global Bank's net interest margin fell 120 bps over the past year to 3.47%. Among 1433 similar banks, the median rose 23 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Net interest margin | ||
| 3.47% | 3.99% | -52 bps |
| 12-month change | ||
| -120 bps | +23 bps | -143 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 1437 banks with $300 million to $1 billion in assets that filed FDIC data for the same quarter. Global Bank itself is left out of every peer median and percentile. How signals work
Problem loans rising while the peer median holds steadyWorth a look: Asset quality4.49%peers 0.43%+406 bps
Global Bank's noncurrent loans (nonaccrual plus 90+ days past due) as a share of loans rose 155 bps over the past year to 4.49%. Among 1431 similar banks, the median was essentially unchanged.
| This institution | Peer median | Difference |
|---|---|---|
| Noncurrent loans (nonaccrual plus 90+ days past due) as a share of loans | ||
| 4.49% | 0.43% | +406 bps |
| 12-month change | ||
| +155 bps | 0 bps | +155 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 1437 banks with $300 million to $1 billion in assets that filed FDIC data for the same quarter. Global Bank itself is left out of every peer median and percentile. How signals work
Deposit costs falling faster than peersStrength: Funding 2nd quarter3.15%peers 1.80%+136 bps
Global Bank's cost of all deposits fell 46 bps over the past year to 3.15%. Among 1431 similar banks, the median fell 15 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Cost of all deposits | ||
| 3.15% | 1.80% | +136 bps |
| 12-month change | ||
| -46 bps | -15 bps | -31 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 1437 banks with $300 million to $1 billion in assets that filed FDIC data for the same quarter. Global Bank itself is left out of every peer median and percentile. How signals work
4 more observations
- Return on assets falling while the peer median risesEarnings
- Deposit costs among the highest of similar banksFunding
- Unrealized securities position worsening while the peer median improvesCapital
- Leverage capital ratio falling while the peer median risesCapital
Key facts
- Global Bank is a bank headquartered in New York, New York. It reported $304 million in total assets for the quarter ended June 30, 2026.
- Deposits totaled $213 million, up 6.6% from a year earlier, and loans totaled $248 million, up 9.1%.
- Its net interest margin was 3.47% and its annualized return on assets was -0.27% for the quarter.
- Its cost of all deposits was 3.15%, compared with a median of 1.80% among 1432 similar banks with $300 million to $1 billion in assets.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Global Bank's own data, FORFI would look at: Which depositors and relationships drive the change in funding, and what to offer them next.
Analysis workspaces
Sources and identifiers
- Institution
- Global Bank · Bank
- Federal Reserve RSSD
- 3561771
- FDIC certificate
- 58263
- Reporting period
- Peer group
- 1437 banks with $300 million to $1 billion in assets that filed FDIC data for the same quarter. Global Bank itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| -$195K | — | |
| $4.39M | — | |
| $2.02M | — | |
| $2.37M | — | |
| $189K | — | |
| $2.45M | — | |
| $165K | — | |
| $165K | — | |
| -0.27% | -0.27%ROAQ · Quarter | |
| 3.47% | 3.46%NIMYQ · Quarter | |
| 95.51% | 95.51%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.