The Depository Trust Company
New York, NY·RSSD 52719·FDIC 90544·bank:52719·Risk-based ratios where reported
- #20 of 127Total assets in New York
- Top 4%Total assets in the U.S.
- 1offices
- 1,807employees
- Top 1%Fee income vs. peers
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
Portfolio detail unavailable
This source does not provide mapped loan categories for this filing.
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at The Depository Trust Company
6 of 13 FORFI signals stand out against 111 similar banks, based on FDIC data for the quarter.
Leverage capital ratio falling while the peer median risesWorth a look: Capital 2nd quarter12.84%peers 10.33%+2.5 pp
The Depository Trust Company's leverage ratio fell 6.0 percentage points over the past year to 12.84%. Among 111 similar banks, the median was essentially unchanged.
| This institution | Peer median | Difference |
|---|---|---|
| Leverage ratio | ||
| 12.84% | 10.33% | +2.5 pp |
| 12-month change | ||
| -6.0 pp | 0.0 pp | -6.1 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. The Depository Trust Company itself is left out of every peer median and percentile. How signals work
Fee and other noninterest income among the highest of similar banksStrength: Earnings 2nd quarter7.63%peers 0.70%+694 bps
The Depository Trust Company's noninterest income relative to average assets was 7.63%, compared with a median of 0.70% among 107 similar banks: the highest of them.
| This institution | Peer median | Difference |
|---|---|---|
| Noninterest income relative to average assets | ||
| 7.63% | 0.70% | +694 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. The Depository Trust Company itself is left out of every peer median and percentile. How signals work
Borrowed funding rising while the peer median fallsWorth a look: Funding 2nd quarter8.9%peers 2.4%+6.6 pp
The Depository Trust Company's borrowings as a share of assets rose 8.9 percentage points over the past year to 8.9%. Among 111 similar banks, the median was essentially unchanged.
| This institution | Peer median | Difference |
|---|---|---|
| Borrowings as a share of assets | ||
| 8.9% | 2.4% | +6.6 pp |
| 12-month change | ||
| +8.9 pp | 0.0 pp | +8.9 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. The Depository Trust Company itself is left out of every peer median and percentile. How signals work
Balance sheet jumped in a single quarterNotable: Growth 2nd quarter+38.1%
The Depository Trust Company's total assets rose 38.1% from the previous quarter to $11.0 billion. A jump this large usually reflects a merger or acquisition, so FORFI holds back growth comparisons with peers for this quarter.
| Observed | Change |
|---|---|
| Total assets, change in one quarter | |
| +38.1% | |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. The Depository Trust Company itself is left out of every peer median and percentile. How signals work
2 more observations
- Net interest margin narrowing while the peer median widensEarnings
- Return on assets falling while the peer median risesEarnings
Key facts
- The Depository Trust Company is a bank headquartered in New York, New York. It reported $11.0 billion in total assets for the quarter ended June 30, 2026.
- Deposits totaled $0, and loans totaled $0.
- Its net interest margin was 0.30% and its annualized return on assets was 0.82% for the quarter.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With The Depository Trust Company's own data, FORFI would look at: Which balance-sheet segments consume or release capital, relationship by relationship.
Analysis workspaces
Sources and identifiers
- Institution
- The Depository Trust Company · Bank
- Federal Reserve RSSD
- 52719
- FDIC certificate
- 90544
- Reporting period
- Peer group
- 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. The Depository Trust Company itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $19.45M | — | |
| $18.43M | — | |
| $11.5M | — | |
| $6.93M | — | |
| $180.43M | — | |
| $158.33M | — | |
| $0 | — | |
| $0 | — | |
| 0.82% | 0.82%ROAQ · Quarter | |
| 0.30% | 0.30%NIMYQ · Quarter | |
| 84.51% | 82.51%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.