RANKING · Q2 2026

Highest return on assets in New York

104 of 127 banks in New York that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Highest return on assets in New York, Q2 2026
Rank	Institution	Headquarters	Annualized return on assets for the quarter	Total assets
1	Deutsche Bank Trust Company N.A.	New York, NY	7.56%	$171 million
2	Bank of Utica	Utica, NY	6.51%	$1.5 billion
3	Bessemer Trust Company N.A.	New York, NY	3.37%	$4.2 billion
4	Fulton Savings Bank	Fulton, NY	2.87%	$492 million
5	Wsb Municipal Bank	Watertown, NY	2.70%	$152 million
6	Esquire Bank N.A.	Jericho, NY	2.35%	$2.5 billion
7	Orange Bank & Trust Company	Middletown, NY	2.03%	$2.8 billion
8	Northeast Community Bank	White Plains, NY	1.99%	$2.1 billion
9	Bank of Millbrook	Millbrook, NY	1.98%	$312 million
10	Spring Bank	Bronx, NY	1.93%	$641 million
11	Jeff Bank	Jeffersonville, NY	1.90%	$686 million
12	Watertown Savings Bank	Watertown, NY	1.90%	$971 million
13	Genesee Regional Bank	Rochester, NY	1.78%	$1.3 billion
14	Amerasia Bank	Flushing, NY	1.71%	$1.1 billion
15	First Federal Savings of Middletown	Middletown, NY	1.64%	$188 million
16	The Putnam County National Bank of Carmel	Carmel, NY	1.61%	$183 million
17	Bank of Holland	Holland, NY	1.54%	$262 million
18	Manufacturers and Traders Trust Company	Buffalo, NY	1.54%	$219 billion
19	Amalgamated Bank	New York, NY	1.53%	$9.4 billion
20	The Bank of Greene County	Catskill, NY	1.47%	$3.2 billion
21	Tompkins Community Bank	Ithaca, NY	1.46%	$8.8 billion
22	Five Star Bank	Rochester, NY	1.43%	$6.3 billion
23	Greene County Commercial Bank	Catskill, NY	1.40%	$1.3 billion
24	The North Country Savings Bank	Canton, NY	1.39%	$373 million
25	Chemung Canal Trust Company	Elmira, NY	1.37%	$2.8 billion
26	The Bank of New York Mellon	New York, NY	1.36%	$425 billion
27	Alden State Bank	Alden, NY	1.33%	$463 million
28	Tioga State Bank N.A.	Spencer, NY	1.32%	$625 million
29	Interaudi Bank	New York, NY	1.31%	$2.7 billion
30	American Community Bank	Glen Cove, NY	1.29%	$307 million
31	The First National Bank of Groton	Groton, NY	1.29%	$204 million
32	Goldman Sachs Bank USA	New York, NY	1.26%	$759 billion
33	Newbank	Flushing, NY	1.25%	$618 million
34	Nbt Bank N.A.	Norwich, NY	1.23%	$16.1 billion
35	Community Bank N.A.	Canton, NY	1.21%	$17.4 billion
36	The Canandaigua National Bank and Trust Company	Canandaigua, NY	1.21%	$5.4 billion
37	Lake Shore Bank	Dunkirk, NY	1.21%	$736 million
38	Massena Savings and Loan	Massena, NY	1.18%	$200 million
39	The Lyons National Bank	Lyons, NY	1.17%	$2.1 billion
40	Ponce Bank N.A.	Bronx, NY	1.16%	$3.5 billion
41	The First National Bank of Dryden	Dryden, NY	1.14%	$204 million
42	The Adirondack Trust Company	Saratoga Springs, NY	1.13%	$1.7 billion
43	Morgan Stanley Private Bank N.A.	Purchase, NY	1.11%	$250 billion
44	Maspeth Federal Savings and Loan Association	Maspeth, NY	1.11%	$2.2 billion
45	Carthage Savings and Loan N.A.	Carthage, NY	1.08%	$312 million
46	Woori America Bank	New York, NY	1.06%	$4.1 billion
47	Trustco Bank	Glenville, NY	1.05%	$6.5 billion
48	Dime Community Bank	Hauppauge, NY	1.01%	$15.0 billion
49	Deutsche Bank Trust Company Americas	New York, NY	1.01%	$40.5 billion
50	Habib American Bank	New York, NY	1.01%	$2.8 billion
51	Arrow Bank N.A.	Glens Falls, NY	0.99%	$4.5 billion
52	Popular Bank	New York, NY	0.98%	$15.0 billion
53	Champlain National Bank	Elizabethtown, NY	0.98%	$497 million
54	Pathfinder Bank	Oswego, NY	0.97%	$1.5 billion
55	Safra National Bank of New York	New York, NY	0.96%	$15.7 billion
56	Mizuho Bank (Usa)	New York, NY	0.95%	$2.1 billion
57	Savannah Bank N.A.	Savannah, NY	0.95%	$187 million
58	Metropolitan Commercial Bank	New York, NY	0.93%	$8.9 billion
59	First Central Savings Bank	Glen Cove, NY	0.93%	$1.0 billion
60	Walden Savings Bank	Montgomery, NY	0.92%	$1.0 billion
61	Northfield Bank	Staten Island, NY	0.89%	$5.5 billion
62	Ridgewood Savings Bank	Ridgewood, NY	0.88%	$7.5 billion
63	Rhinebeck Bank	Rhinebeck, NY	0.87%	$1.5 billion
64	Solvay Bank	Solvay, NY	0.86%	$1.2 billion
65	Hanover Community Bank	Garden City Park, NY	0.84%	$2.3 billion
66	The Depository Trust Company	New York, NY	0.82%	$11.0 billion
67	Industrial and Commercial Bank of China (Usa) N.A.	New York, NY	0.82%	$2.9 billion
68	The Delaware National Bank of Delhi	Delhi, NY	0.82%	$384 million
69	Alpine Capital Bank	New York, NY	0.81%	$237 million
70	Bank of Richmondville	Cobleskill, NY	0.81%	$186 million
71	Israel Discount Bank of New York	New York, NY	0.76%	$14.4 billion
72	First National Bank of Scotia	Scotia, NY	0.74%	$719 million
73	Empire State Bank	Staten Island, NY	0.73%	$618 million
74	Alma Bank	Astoria, NY	0.71%	$1.6 billion
75	Grasshopper Bank N.A.	New York, NY	0.70%	$1.6 billion
76	The Berkshire Bank	New York, NY	0.69%	$530 million
77	Wallkill Valley Federal Savings and Loan Association	Wallkill, NY	0.69%	$485 million
78	Cayuga Lake National Bank	Union Springs, NY	0.68%	$274 million
79	Cattaraugus County Bank	Little Valley, NY	0.68%	$385 million
80	Shinhan Bank America	New York, NY	0.65%	$2.2 billion
81	Maple City Savings Bank FSB	Hornell, NY	0.63%	$122 million
82	Gouverneur Savings and Loan Association	Gouverneur, NY	0.63%	$199 million
83	Ulster Savings Bank	Kingston, NY	0.52%	$1.4 billion
84	Apple Bank	New York, NY	0.52%	$19.9 billion
85	Cross County Savings Bank	Middle Village, NY	0.51%	$525 million
86	Pioneer Bank N.A.	Albany, NY	0.51%	$2.3 billion
87	Eastbank N.A.	New York, NY	0.49%	$153 million
88	Rondout Savings Bank	Kingston, NY	0.39%	$512 million
89	Quontic Bank	Astoria, NY	0.37%	$787 million
90	Geddes Federal Savings and Loan Association	Syracuse, NY	0.32%	$686 million
91	Sawyer Savings Bank	Saugerties, NY	0.30%	$285 million
92	Abacus Federal Savings Bank	New York, NY	0.29%	$321 million
93	Seneca Savings Bank N.A.	Baldwinsville, NY	0.28%	$312 million
94	Modern Bank N.A.	New York, NY	0.27%	$649 million
95	Flagstar Bank N.A.	Hicksville, NY	0.16%	$87.7 billion
96	The Upstate National Bank	Ogdensburg, NY	0.11%	$295 million
97	Ballston Spa National Bank	Ballston Spa, NY	0.02%	$1.4 billion
98	United Orient Bank	New York, NY	-0.11%	$101 million
99	Btg Pactual Bank N.A.	New York, NY	-0.19%	$978 million
100	Community Federal Savings Bank	Woodhaven, NY	-0.20%	$827 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings