Bridge Credit Union
Powell, OH·Charter 62406·cu:62406·Credit union RBC / net worth
- #38 of 192Total assets in Ohio
- 18.7Kmembers
- Top 2%Loan growth in the U.S.
- #5 of 77Net interest margin in Ohio
- #9 of 59Business loan growth in Ohio
Performance over time
7 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
Credit union · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Bridge Credit Union
2 of 24 FORFI signals stand out against 770 similar credit unions, based on NCUA data for the quarter.
Lending absorbing more of the share base as cash fallsWorth a look: Liquidity 2nd quarter76.7%+12.3 pp in 12 months
Bridge Credit Union's loans rose to 76.7% of shares and deposits, 12.3 percentage points higher than a year earlier, while cash fell to 21.5% of assets. The median change in the loan-to-share ratio among 770 similar credit unions was -0.4 pp.
| Observed | Change |
|---|---|
| Loans / shares and deposits | |
| 76.7% | +12.3 pp in 12 months |
| Cash / assets | |
| 21.5% | -10.6 pp in 12 months |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 770 credit unions with $100 million to $300 million in assets that filed NCUA data for the same quarter. Bridge Credit Union itself is left out of every peer median and percentile. How signals work
Loans growing faster than peersStrength: Lending 2nd quarter+25.3%peers +2.6%+22.6 pp
Bridge Credit Union's loans grew 25.3% over the past year to $173 million. The median among 770 similar credit unions was +2.6%.
| This institution | Peer median | Difference |
|---|---|---|
| Loans, 12-month growth | ||
| +25.3% | +2.6% | +22.6 pp |
| Loans | ||
| $173 million | ||
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 770 credit unions with $100 million to $300 million in assets that filed NCUA data for the same quarter. Bridge Credit Union itself is left out of every peer median and percentile. How signals work
Where Bridge Credit Union differs most from peers
Reliance on share certificates rising faster than peersContext: Funding27.0%peers 22.6%+4.4 pp
Bridge Credit Union's certificates' share of shares rose 3.5 percentage points over the past year to 27.0%. Among 770 similar credit unions, the median rose 0.7 percentage points.
| This institution | Peer median | Difference |
|---|---|---|
| Certificates' share of shares | ||
| 27.0% | 22.6% | +4.4 pp |
| 12-month change | ||
| +3.5 pp | +0.7 pp | +2.8 pp |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 770 credit unions with $100 million to $300 million in assets that filed NCUA data for the same quarter. Bridge Credit Union itself is left out of every peer median and percentile. How signals work
Key facts
- Bridge Credit Union is a state-chartered credit union headquartered in Powell, Ohio. It reported $257 million in total assets for the quarter ended June 30, 2026.
- Shares and deposits totaled $226 million, up 5.2% from a year earlier, and loans totaled $173 million, up 25.3%.
- Its net interest margin on average assets was 4.43% and its annualized return on assets was 0.59% for the quarter.
- Its cost of all shares and deposits was 1.52%, compared with a median of 1.30% among 770 similar credit unions with $100 million to $300 million in assets.
- It served 18,680 members, down 1.8% from a year earlier.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Bridge Credit Union's own data, FORFI would look at: Which relationships could bring deposits to fund the loan book.
Analysis workspaces
Sources and identifiers
- Institution
- Bridge Credit Union · Credit union
- NCUA charter
- 62406
- Reporting period
- Peer group
- 770 credit unions with $100 million to $300 million in assets that filed NCUA data for the same quarter. Bridge Credit Union itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
NCUA · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation |
|---|---|
| $377.96K | |
| $3.69M | |
| $856.55K | |
| $2.83M | |
| $1.09M | |
| $3.23M | |
| $311.39K | |
| $311.39K | |
| 0.59% | |
| 4.43% | |
| 82.43% |
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-16T13:43:41.229347+00:00. Separate reference provenance is included in the export.