RANKING · Q2 2026

Highest return on assets

1817 of 4299 credit unions that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.

Highest return on assets, Q2 2026
Rank	Institution	Headquarters	Annualized return on assets for the quarter	Total assets
1	Brotherhood Credit Union	Lynn, MA	10.67%	$125 million
2	Resource One Credit Union	Dallas, TX	5.37%	$555 million
3	Tapco Credit Union	Fircrest, WA	4.31%	$736 million
4	Caribe Federal Credit Union	San Juan, PR	3.59%	$800 million
5	Heartland Credit Union	Hutchinson, KS	3.49%	$726 million
6	Abilene Teachers Federal Credit Union	Abilene, TX	3.29%	$690 million
7	Esl Federal Credit Union	Rochester, NY	3.22%	$10.8 billion
8	Tucoemas Federal Credit Union	Visalia, CA	3.21%	$332 million
9	First Northern Credit Union	Chicago, IL	3.16%	$333 million
10	Jm Associates Federal Credit Union	Jacksonville, FL	3.13%	$151 million
11	Sound Federal Credit Union	Norwalk, CT	3.09%	$116 million
12	Interstate Credit Union	Jesup, GA	2.94%	$411 million
13	Westex Community Credit Union	Kermit, TX	2.91%	$231 million
14	Zeal Credit Union	Livonia, MI	2.90%	$1.1 billion
15	Wayne-Westland Federal Credit Union	Westland, MI	2.71%	$161 million
16	Chevron Federal Credit Union	Concord, CA	2.70%	$5.4 billion
17	Sebasticook Valley Federal Credit Union	Pittsfield, ME	2.70%	$186 million
18	Commonwealth One Federal Credit Union	Alexandria, VA	2.67%	$502 million
19	Freedom Northwest Credit Union	Kamiah, ID	2.64%	$693 million
20	Elko Federal Credit Union	Elko, NV	2.63%	$351 million
21	Mon Valley Community Federal Credit Union	Allenport, PA	2.62%	$193 million
22	Centricity Credit Union	Hermantown, MN	2.61%	$341 million
23	Crossroads Financial Federal Credit Union	Portland, IN	2.59%	$102 million
24	Families and Schools Together Federal Credit Union	Hanford, CA	2.58%	$330 million
25	Aflac Federal Credit Union	Columbus, GA	2.56%	$134 million
26	Jackson River Community Credit Union	Covington, VA	2.55%	$133 million
27	Members 1st Federal Credit Union	Enola, PA	2.55%	$8.7 billion
28	First California Federal Credit Union	Fresno, CA	2.45%	$110 million
29	Cascade Community Federal Credit Union	Roseburg, OR	2.44%	$465 million
30	Intouch Credit Union	Plano, TX	2.44%	$837 million
31	Marshall Community Credit Union	Marshall, MI	2.44%	$372 million
32	Operating Engineers Local Union #3 Federal Credit Union	Livermore, CA	2.44%	$1.7 billion
33	Educators Credit Union	Waco, TX	2.43%	$610 million
34	Wailuku Federal Credit Union	Kahului, HI	2.40%	$135 million
35	Affidian Federal Credit Union	Denver, CO	2.36%	$360 million
36	Acipco Federal Credit Union	Birmingham, AL	2.33%	$221 million
37	Workmen'S Circle Incorporated Credit Union	Savannah, GA	2.33%	$135 million
38	West Virginia Federal Credit Union	South Charlesto, WV	2.30%	$142 million
39	Neches Federal Credit Union	Port Neches, TX	2.30%	$1.2 billion
40	Mountain Laurel Federal Credit Union	Saint Marys, PA	2.29%	$174 million
41	Meridia Community Federal Credit Union	Hamburg, NY	2.27%	$144 million
42	Wheelhouse Credit Union	San Diego, CA	2.26%	$460 million
43	Stark Federal Credit Union	Canton, OH	2.26%	$218 million
44	Greater Cincinnati School Credit Union	Cincinnati, OH	2.23%	$135 million
45	Lincoln County Credit Union	Libby, MT	2.23%	$187 million
46	Bowater Employees Credit Union	Calhoun, TN	2.21%	$303 million
47	Michigan Schools and Government Credit Union	Clinton Townshi, MI	2.21%	$4.4 billion
48	Family Security Credit Union	Decatur, AL	2.21%	$1.1 billion
49	Lincoln Maine Federal Credit Union	Lincoln, ME	2.21%	$163 million
50	Ksw Federal Credit Union	Waterville, ME	2.19%	$122 million
51	Pennsylvania State Employees Credit Union	Harrisburg, PA	2.18%	$9.7 billion
52	America First Federal Credit Union	Riverdale, UT	2.17%	$26.0 billion
53	Utah Community Federal Credit Union	Provo, UT	2.16%	$4.0 billion
54	Southwest Oklahoma Federal Credit Union	Lawton, OK	2.14%	$116 million
55	Three Rivers Federal Credit Union	Fort Wayne, IN	2.13%	$2.9 billion
56	Genco Federal Credit Union	Waco, TX	2.13%	$495 million
57	Eastman Credit Union	Kingsport, TN	2.13%	$10.2 billion
58	City Employees Credit Union	Knoxville, TN	2.12%	$115 million
59	First South Financial Federal Credit Union	Bartlett, TN	2.12%	$845 million
60	Elevate Federal Credit Union	Brigham City, UT	2.11%	$260 million
61	Marquette Community Federal Credit Union	Marquette, MI	2.10%	$117 million
62	S. C. State Federal Credit Union	Columbia, SC	2.10%	$1.5 billion
63	Superior Credit Union, Inc.	Lima, OH	2.10%	$2.0 billion
64	Breakwater Federal Credit Union	Houghton, MI	2.10%	$138 million
65	Port Washington Federal Credit Union	Port Washington, NY	2.09%	$110 million
66	Robins Financial Credit Union	Warner Robins, GA	2.08%	$5.0 billion
67	Hibbing Cooperative Credit Union	Hibbing, MN	2.07%	$109 million
68	Moog Employees Federal Credit Union	East Aurora, NY	2.07%	$257 million
69	The Health & Education Federal Credit Union	Lexington, KY	2.05%	$126 million
70	Yolo Federal Credit Union	Woodland, CA	2.05%	$412 million
71	Heartland Credit Union	Springfield, IL	2.03%	$574 million
72	Erie Federal Credit Union	Erie, PA	2.03%	$808 million
73	Wcla Credit Union	Olympia, WA	2.02%	$142 million
74	Grove City Area Federal Credit Union	Grove City, PA	2.01%	$153 million
75	Water and Power Community Credit Union	Los Angeles, CA	2.01%	$1.0 billion
76	Forest Area Federal Credit Union	Fife Lake, MI	2.01%	$318 million
77	Total Community Credit Union	Taylor, MI	2.00%	$111 million
78	California Coast Credit Union	San Diego, CA	2.00%	$3.5 billion
79	Celco Community Federal Credit Union	Narrows, VA	2.00%	$144 million
80	Cgr Credit Union	Macon, GA	2.00%	$120 million
81	C E S Credit Union	Mount Vernon, OH	1.99%	$244 million
82	Members' Advantage Credit Union	Wisconsin Rapid, WI	1.99%	$185 million
83	Liberty First Credit Union	Lincoln, NE	1.99%	$523 million
84	Great Northwest Federal Credit Union	Aberdeen, WA	1.98%	$375 million
85	Police & Fire Federal Credit Union	Philadelphia, PA	1.97%	$10.2 billion
86	Allsouth Federal Credit Union	Columbia, SC	1.97%	$1.5 billion
87	Randolph-Brooks Federal Credit Union	Universal City, TX	1.97%	$19.6 billion
88	Fergus Federal Credit Union	Lewistown, MT	1.97%	$118 million
89	Coosa Pines Federal Credit Union	Childersburg, AL	1.97%	$421 million
90	Fort Bragg Federal Credit Union	Fayetteville, NC	1.97%	$690 million
91	Schlumberger Employees Credit Union	Sugar Land, TX	1.96%	$936 million
92	1st Midamerica Credit Union	Bethalto, IL	1.96%	$1.0 billion
93	1st Advantage Federal Credit Union	Newport News, VA	1.96%	$1.1 billion
94	Success Federal Credit Union	Blytheville, AR	1.96%	$218 million
95	Mutual Federal Credit Union	Vicksburg, MS	1.96%	$529 million
96	Next Step Federal Credit Union	Troy, NY	1.95%	$108 million
97	Naft Federal Credit Union	Pharr, TX	1.94%	$162 million
98	Create Credit Union	Las Vegas, NV	1.94%	$1.6 billion
99	Border Federal Credit Union	Del Rio, TX	1.94%	$270 million
100	Gardiner Federal Credit Union	Gardiner, ME	1.93%	$101 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings