HEADQUARTERED IN TEXAS

Texas banks and credit unions

732 institutions headquartered in Texas. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS · Q2 2026

Texas banks

352 banks headquartered in Texas reported $804 billion in combined total assets for the quarter ended June 30, 2026.
Their combined deposits were $689 billion, up 7.5% from a year earlier among institutions that reported both quarters.
The median net interest margin was 4.14%, and the median cost of all deposits was 1.66%.

Monet BankNet interest margin widening faster than peers
Charles Schwab Premier Bank SSBLoans shrinking while the peer median grows
Wells Fargo Bank South Central N.A.Leverage capital ratio rising faster than peers
Charles Schwab Bank SSBReliance on CDs falling faster than peers
Titan Bank N.A.Return on assets rising faster than peers
Colonial Savings F.A.Loans shrinking while the peer median grows
Stellar BankEfficiency ratio rising while the peer median falls
The First National Bank of AnsonMargin squeezed by funding costs

Institution	City	Total assets	Deposit growth	ROA
Charles Schwab Bank SSB	Westlake	$251 billion	+7.5%	1.38%
Frost Bank	San Antonio	$54.0 billion	+3.5%	1.32%
Prosperity Bank	El Campo	$43.9 billion	+18.4%	1.58%
Texas Capital Bank	Dallas	$33.6 billion	+10.7%	1.09%
Charles Schwab Premier Bank SSB	Westlake	$26.6 billion	+10.2%	1.53%
Sunflower Bank N.A.	Dallas	$15.7 billion	+87.0%	-0.17%
First Financial Bank	Abilene	$15.2 billion	+5.8%	1.77%
Nexbank	Dallas	$14.2 billion	+3.3%	0.83%
Plainscapital Bank	University Park	$12.7 billion	+1.6%	1.18%
Charles Schwab Trust Bank	Westlake	$10.5 billion	+9.3%	2.08%
Stellar Bank	Houston	$10.4 billion	+0.2%	-2.45%
Amarillo National Bank	Amarillo	$10.4 billion	+5.9%	1.77%
International Bank of Commerce	Laredo	$10.2 billion	+0.9%	2.85%
Woodforest National Bank	The Woodlands	$9.0 billion	-2.5%	2.06%
Southside Bank	Tyler	$8.8 billion	-7.0%	1.39%

All 352 banks headquartered in Texas

CREDIT UNIONS · Q2 2026

380 credit unions headquartered in Texas reported $164 billion in combined total assets for the quarter ended June 30, 2026.
Their combined shares and deposits were $136 billion, up 3.4% from a year earlier among institutions that reported both quarters.
The median net interest margin was 3.86%, and the median cost of all shares and deposits was 1.22%.

Alba-Golden Federal Credit UnionFunding pressure building
Raiz Federal Credit UnionNet interest margin widening faster than peers
Port Terminal Federal Credit UnionFunding pressure building
Texas Lee Federal Credit UnionMargin squeezed by funding costs
Primeway Federal Credit UnionNet charge-offs rising while the peer median falls
Empowerment Community Development Federal Credit UnionDelinquent loans rising while the peer median holds steady
Heritage Hub Federal Credit UnionReturn on assets rising while the peer median falls
Texas Dow Employees Credit UnionMember business lending shrinking while the peer median grows

Institution	City	Total assets	Share growth	ROA
Randolph-Brooks Federal Credit Union	Universal City	$19.6 billion	+5.1%	1.97%
Security Service Federal Credit Union	San Antonio	$14.4 billion	+3.1%	0.53%
American Airlines Federal Credit Union	Fort Worth	$9.5 billion	+1.7%	1.00%
Texas Dow Employees Credit Union	Houston	$5.0 billion	-0.2%	0.61%
Eecu Credit Union	Fort Worth	$4.9 billion	+11.3%	1.70%
Rally Credit Union	Corpus Christi	$4.8 billion	+3.9%	1.03%
Gecu Federal Credit Union	El Paso	$4.7 billion	+9.1%	1.45%
Credit Human Federal Credit Union	San Antonio	$4.3 billion	-1.2%	0.08%
University Federal Credit Union	Austin	$4.3 billion	+3.8%	0.75%
First Community Credit Union	Houston	$3.1 billion	+0.8%	0.85%
Jsc Federal Credit Union	Houston	$2.6 billion	-1.0%	0.68%
Credit Union of Texas	Allen	$2.6 billion	+3.8%	0.07%
A+ Federal Credit Union	Austin	$2.6 billion	+1.9%	1.10%
Texans Credit Union	Richardson	$2.6 billion	+9.9%	0.80%
Austin Telco Federal Credit Union	Austin	$2.5 billion	-2.3%	0.62%

All 380 credit unions headquartered in Texas