RANKING ·
Highest return on assets in Texas
141 of 380 credit unions in Texas that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Annualized return on assets for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Resource One Credit Union | Dallas, TX | 5.37% | $555 million |
| 2 | Abilene Teachers Federal Credit Union | Abilene, TX | 3.29% | $690 million |
| 3 | Westex Community Credit Union | Kermit, TX | 2.91% | $231 million |
| 4 | Intouch Credit Union | Plano, TX | 2.44% | $837 million |
| 5 | Educators Credit Union | Waco, TX | 2.43% | $610 million |
| 6 | Neches Federal Credit Union | Port Neches, TX | 2.30% | $1.2 billion |
| 7 | Genco Federal Credit Union | Waco, TX | 2.13% | $495 million |
| 8 | Randolph-Brooks Federal Credit Union | Universal City, TX | 1.97% | $19.6 billion |
| 9 | Schlumberger Employees Credit Union | Sugar Land, TX | 1.96% | $936 million |
| 10 | Naft Federal Credit Union | Pharr, TX | 1.94% | $162 million |
| 11 | Border Federal Credit Union | Del Rio, TX | 1.94% | $270 million |
| 12 | East Texas Professional Credit Union | Longview, TX | 1.93% | $1.4 billion |
| 13 | Fort Worth City Credit Union | Fort Worth, TX | 1.92% | $337 million |
| 14 | Allied Federal Credit Union | Arlington, TX | 1.92% | $138 million |
| 15 | Members First Credit Union | Corpus Christi, TX | 1.86% | $183 million |
| 16 | Harris County Federal Credit Union | Houston, TX | 1.85% | $223 million |
| 17 | Citizens Federal Credit Union | Big Spring, TX | 1.73% | $202 million |
| 18 | Education Credit Union | Amarillo, TX | 1.73% | $469 million |
| 19 | Eecu Credit Union | Fort Worth, TX | 1.70% | $4.9 billion |
| 20 | Datcu Credit Union | Denton, TX | 1.69% | $1.8 billion |
| 21 | Community Resource Credit Union | Baytown, TX | 1.68% | $930 million |
| 22 | Complex Community Federal Credit Union | Odessa, TX | 1.63% | $818 million |
| 23 | Shell Federal Credit Union | Deer Park, TX | 1.60% | $2.1 billion |
| 24 | City Credit Union | Dallas, TX | 1.52% | $630 million |
| 25 | Synergy Federal Credit Union | San Antonio, TX | 1.51% | $334 million |
| 26 | Texoma Educators Federal Credit Union | Sherman, TX | 1.49% | $128 million |
| 27 | Rockdale Federal Credit Union | Rockdale, TX | 1.49% | $108 million |
| 28 | Centex Citizens Credit Union | Mexia, TX | 1.49% | $119 million |
| 29 | Gecu Federal Credit Union | El Paso, TX | 1.45% | $4.7 billion |
| 30 | Pantex Federal Credit Union | Borger, TX | 1.43% | $233 million |
| 31 | Red River Employees Federal Credit Union | Texarkana, TX | 1.41% | $1.6 billion |
| 32 | Nizari Progressive Federal Credit Union | Sugar Land, TX | 1.41% | $505 million |
| 33 | Dugood Federal Credit Union | Beaumont, TX | 1.39% | $609 million |
| 34 | Kerr County Federal Credit Union | Kerrville, TX | 1.32% | $156 million |
| 35 | Members Trust of the Southwest Federal Credit Union | Houston, TX | 1.31% | $274 million |
| 36 | Cy-Fair Federal Credit Union | Houston, TX | 1.26% | $383 million |
| 37 | Texell Credit Union | Temple, TX | 1.26% | $801 million |
| 38 | Windthorst Federal Credit Union | Windthorst, TX | 1.26% | $104 million |
| 39 | Government Employees Federal Credit Union | Austin, TX | 1.24% | $189 million |
| 40 | Southwest Heritage Credit Union | Odessa, TX | 1.23% | $261 million |
| 41 | Houston Police Federal Credit Union | Houston, TX | 1.23% | $1.0 billion |
| 42 | Brazos Valley Schools Credit Union | Katy, TX | 1.22% | $1.0 billion |
| 43 | Eastex Credit Union | Evadale, TX | 1.14% | $132 million |
| 44 | Firstlight Federal Credit Union | El Paso, TX | 1.13% | $1.6 billion |
| 45 | Kelly Community Federal Credit Union | Tyler, TX | 1.10% | $189 million |
| 46 | Raiz Federal Credit Union | El Paso, TX | 1.10% | $1.1 billion |
| 47 | A+ Federal Credit Union | Austin, TX | 1.10% | $2.6 billion |
| 48 | Wichita Falls Teachers Federal Credit Union | Wichita Falls, TX | 1.10% | $116 million |
| 49 | Texas Tech Federal Credit Union | Lubbock, TX | 1.09% | $451 million |
| 50 | First Central Credit Union | Waco, TX | 1.07% | $192 million |
| 51 | Gulf Coast Educators Federal Credit Union | Pasadena, TX | 1.06% | $1.3 billion |
| 52 | Members Credit Union | Cleburne, TX | 1.05% | $117 million |
| 53 | Rally Credit Union | Corpus Christi, TX | 1.03% | $4.8 billion |
| 54 | Smart Financial Credit Union | Houston, TX | 1.01% | $808 million |
| 55 | 1st Community Federal Credit Union | San Angelo, TX | 1.00% | $422 million |
| 56 | American Airlines Federal Credit Union | Fort Worth, TX | 1.00% | $9.5 billion |
| 57 | H E B Federal Credit Union | San Antonio, TX | 0.96% | $218 million |
| 58 | Soarion Federal Credit Union | San Antonio, TX | 0.95% | $556 million |
| 59 | Texasgulf Federal Credit Union | Wharton, TX | 0.93% | $220 million |
| 60 | United Community Credit Union | Houston, TX | 0.92% | $128 million |
| 61 | Houston Texas Fire Fighters Federal Credit Union | Houston, TX | 0.92% | $401 million |
| 62 | Access Community Credit Union | Amarillo, TX | 0.92% | $211 million |
| 63 | Fivepoint Credit Union | Nederland, TX | 0.91% | $1.1 billion |
| 64 | Gulf Coast Federal Credit Union | Corpus Christi, TX | 0.89% | $260 million |
| 65 | Texar Federal Credit Union | Texarkana, TX | 0.89% | $441 million |
| 66 | Cal-Com Federal Credit Union | Port Lavaca, TX | 0.89% | $226 million |
| 67 | Laredo Federal Credit Union | Laredo, TX | 0.88% | $137 million |
| 68 | Security First Federal Credit Union | Mcallen, TX | 0.87% | $517 million |
| 69 | Pecu Credit Union | Austin, TX | 0.86% | $431 million |
| 70 | First Community Credit Union | Houston, TX | 0.85% | $3.1 billion |
| 71 | Community Service Credit Union | Huntsville, TX | 0.84% | $164 million |
| 72 | Texoma Community Credit Union | Wichita Falls, TX | 0.81% | $325 million |
| 73 | Chemcel Federal Credit Union | Bishop, TX | 0.80% | $184 million |
| 74 | Texans Credit Union | Richardson, TX | 0.80% | $2.6 billion |
| 75 | Rio Grande Valley Credit Union | Harlingen, TX | 0.76% | $180 million |
| 76 | University Federal Credit Union | Austin, TX | 0.75% | $4.3 billion |
| 77 | Education First Federal Credit Union | Beaumont, TX | 0.75% | $583 million |
| 78 | First Service Credit Union | Houston, TX | 0.74% | $1.5 billion |
| 79 | Pioneer Mutual Federal Credit Union | Sugar Land, TX | 0.73% | $363 million |
| 80 | Firstmark Credit Union | San Antonio, TX | 0.72% | $1.3 billion |
| 81 | Lone Star Credit Union | Dallas, TX | 0.71% | $188 million |
| 82 | Gulf Credit Union | Groves, TX | 0.71% | $349 million |
| 83 | Alliance Credit Union | Lubbock, TX | 0.70% | $1.1 billion |
| 84 | First Basin Credit Union | Odessa, TX | 0.70% | $343 million |
| 85 | Jsc Federal Credit Union | Houston, TX | 0.68% | $2.6 billion |
| 86 | Mobility Credit Union | Irving, TX | 0.67% | $358 million |
| 87 | Members Choice of Central Texas Federal Credit Union | Waco, TX | 0.67% | $213 million |
| 88 | Rave Financial Credit Union | Beaumont, TX | 0.63% | $1.2 billion |
| 89 | Southwest Airlines Federal Credit Union | Dallas, TX | 0.63% | $861 million |
| 90 | Texas Trust Credit Union | Mansfield, TX | 0.63% | $2.1 billion |
| 91 | The People'S Federal Credit Union | Amarillo, TX | 0.62% | $229 million |
| 92 | Austin Telco Federal Credit Union | Austin, TX | 0.62% | $2.5 billion |
| 93 | Neighborhood Credit Union | Dallas, TX | 0.61% | $1.1 billion |
| 94 | Texas Dow Employees Credit Union | Houston, TX | 0.61% | $5.0 billion |
| 95 | Union Square Credit Union | Wichita Falls, TX | 0.57% | $601 million |
| 96 | Communities of Abilene Federal Credit Union | Abilene, TX | 0.56% | $161 million |
| 97 | Mct Credit Union | Port Neches, TX | 0.56% | $415 million |
| 98 | Texas Health Credit Union | Austin, TX | 0.54% | $134 million |
| 99 | Worth Credit Union | Bedford, TX | 0.54% | $1.3 billion |
| 100 | Security Service Federal Credit Union | San Antonio, TX | 0.53% | $14.4 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings