RANKING ·
Highest return on assets in Texas
310 of 352 banks in Texas that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Annualized return on assets for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Titan Bank N.A. | Mineral Wells, TX | 9.35% | $896 million |
| 2 | Monet Bank | Plano, TX | 5.94% | $3.2 billion |
| 3 | State Bank of Texas | Irving, TX | 4.52% | $2.6 billion |
| 4 | First Texas National Bank | Floydada, TX | 3.35% | $217 million |
| 5 | Lone Oak Bank N.A. | Eldorado, TX | 3.35% | $120 million |
| 6 | Newfirst National Bank | El Campo, TX | 3.30% | $935 million |
| 7 | Community Bank | Longview, TX | 3.16% | $315 million |
| 8 | The Buckholts State Bank | Buckholts, TX | 2.90% | $139 million |
| 9 | The Commercial National Bank of Brady | Brady, TX | 2.89% | $425 million |
| 10 | International Bank of Commerce | Laredo, TX | 2.85% | $10.2 billion |
| 11 | Citizens National Bank of Texas | Waxahachie, TX | 2.84% | $2.2 billion |
| 12 | Texas State Bank | San Angelo, TX | 2.73% | $426 million |
| 13 | The Cowboy Bank of Texas | Maypearl, TX | 2.72% | $109 million |
| 14 | Citizens State Bank | Miles, TX | 2.68% | $270 million |
| 15 | The Waggoner National Bank of Vernon | Vernon, TX | 2.66% | $354 million |
| 16 | Crossroads Bank | Yoakum, TX | 2.65% | $381 million |
| 17 | First State Bank of Bedias | Bedias, TX | 2.64% | $225 million |
| 18 | The First State Bank | Louise, TX | 2.61% | $895 million |
| 19 | The National Bank of Andrews | Andrews, TX | 2.59% | $341 million |
| 20 | First National Bank of Central Texas | Waco, TX | 2.56% | $1.8 billion |
| 21 | The First National Bank of Stanton | Stanton, TX | 2.55% | $395 million |
| 22 | First Command Bank | Fort Worth, TX | 2.54% | $1.1 billion |
| 23 | First National Bank of Burleson | Burleson, TX | 2.50% | $251 million |
| 24 | The First National Bank of Anson | Anson, TX | 2.48% | $105 million |
| 25 | Clear Fork Bank N.A. | Albany, TX | 2.43% | $1.0 billion |
| 26 | Maverick Bank | Fort Davis, TX | 2.43% | $809 million |
| 27 | The First National Bank of Livingston | Livingston, TX | 2.42% | $467 million |
| 28 | Grandview Bank | Grandview, TX | 2.40% | $729 million |
| 29 | Weststar Bank | El Paso, TX | 2.39% | $3.3 billion |
| 30 | Muenster State Bank | Muenster, TX | 2.39% | $227 million |
| 31 | Citizens Bank | Amarillo, TX | 2.39% | $310 million |
| 32 | State Bank of de Kalb | De Kalb, TX | 2.39% | $520 million |
| 33 | Tib N.A. | Farmers Branch, TX | 2.35% | $3.0 billion |
| 34 | Wallis Bank | Wallis, TX | 2.35% | $1.4 billion |
| 35 | Texasbank | Fort Worth, TX | 2.34% | $2.5 billion |
| 36 | The First National Bank of Evant | Evant, TX | 2.33% | $199 million |
| 37 | The Lamesa National Bank | Lamesa, TX | 2.31% | $427 million |
| 38 | The First National Bank of Hereford | Hereford, TX | 2.29% | $345 million |
| 39 | First State Bank | Clute, TX | 2.28% | $478 million |
| 40 | Security State Bank & Trust | Fredericksburg, TX | 2.27% | $2.2 billion |
| 41 | The City National Bank of Sulphur Springs | Sulphur Springs, TX | 2.24% | $1.4 billion |
| 42 | Commercial National Bank of Texarkana | Texarkana, TX | 2.24% | $330 million |
| 43 | First National Bank of Bosque County | Valley Mills, TX | 2.21% | $182 million |
| 44 | Charter Bank | Corpus Christi, TX | 2.17% | $292 million |
| 45 | Community National Bank | Midland, TX | 2.17% | $2.5 billion |
| 46 | The First State Bank | Abernathy, TX | 2.16% | $121 million |
| 47 | First State Bank | Stratford, TX | 2.15% | $372 million |
| 48 | West Texas National Bank | Midland, TX | 2.14% | $2.9 billion |
| 49 | Austin Bank, Texas N.A. | Jacksonville, TX | 2.13% | $3.3 billion |
| 50 | Security State Bank | Farwell, TX | 2.11% | $338 million |
| 51 | The First National Bank of Winnsboro | Winnsboro, TX | 2.09% | $158 million |
| 52 | Charles Schwab Trust Bank | Westlake, TX | 2.08% | $10.5 billion |
| 53 | First United Bank | Dimmitt, TX | 2.08% | $2.4 billion |
| 54 | Global One Bank | Houston, TX | 2.07% | $333 million |
| 55 | Central National Bank | Waco, TX | 2.06% | $1.5 billion |
| 56 | The Falls City National Bank | Falls City, TX | 2.06% | $597 million |
| 57 | Woodforest National Bank | The Woodlands, TX | 2.06% | $9.0 billion |
| 58 | First National Bank of Dublin | Dublin, TX | 2.05% | $134 million |
| 59 | First Bank | Burkburnett, TX | 2.04% | $704 million |
| 60 | Coleman County State Bank | Coleman, TX | 2.04% | $295 million |
| 61 | Texas Community Bank | Laredo, TX | 2.02% | $2.2 billion |
| 62 | Frontier Bank of Texas | Elgin, TX | 2.02% | $1.1 billion |
| 63 | Schertz Bank & Trust | Schertz, TX | 2.00% | $770 million |
| 64 | The First National Bank of Hughes Springs | Hughes Springs, TX | 1.99% | $320 million |
| 65 | Legend Bank, N. A. | Bowie, TX | 1.99% | $1.3 billion |
| 66 | Broadway National Bank | San Antonio, TX | 1.98% | $5.4 billion |
| 67 | Southwest Bank | Odessa, TX | 1.97% | $694 million |
| 68 | First State Bank of Odem | Odem, TX | 1.95% | $213 million |
| 69 | Farmers State Bank | Center, TX | 1.95% | $391 million |
| 70 | First Texas Bank | Lampasas, TX | 1.93% | $260 million |
| 71 | First Texas Bank | Georgetown, TX | 1.92% | $1.3 billion |
| 72 | Central Bank | Houston, TX | 1.92% | $1.4 billion |
| 73 | Homebank Texas | Seagoville, TX | 1.92% | $403 million |
| 74 | Peoples State Bank | Rocksprings, TX | 1.91% | $140 million |
| 75 | Fayette Savings Bank SSB | La Grange, TX | 1.89% | $552 million |
| 76 | Citizens State Bank | Corrigan, TX | 1.89% | $191 million |
| 77 | Commerce Bank | Laredo, TX | 1.88% | $762 million |
| 78 | American First National Bank | Houston, TX | 1.87% | $2.9 billion |
| 79 | Arrowhead Bank | Llano, TX | 1.87% | $295 million |
| 80 | Peoples Bank | Paris, TX | 1.87% | $185 million |
| 81 | Austin County State Bank | Bellville, TX | 1.86% | $543 million |
| 82 | American Bank N.A. | Dallas, TX | 1.86% | $774 million |
| 83 | International Bank of Commerce | Zapata, TX | 1.86% | $568 million |
| 84 | First Community Bank | San Benito, TX | 1.85% | $794 million |
| 85 | The State National Bank of Big Spring | Big Spring, TX | 1.85% | $640 million |
| 86 | First Bank and Trust of Memphis | Memphis, TX | 1.84% | $148 million |
| 87 | Plains State Bank | Humble, TX | 1.83% | $828 million |
| 88 | Citizens 1st Bank | Tyler, TX | 1.83% | $811 million |
| 89 | The First National Bank of Mertzon | Mertzon, TX | 1.83% | $500 million |
| 90 | Shelby Savings Bank SSB | Center, TX | 1.82% | $457 million |
| 91 | First National Bank of Huntsville | Huntsville, TX | 1.82% | $585 million |
| 92 | Primebank of Texas | Austin, TX | 1.82% | $280 million |
| 93 | Capital Bank | Jacinto City, TX | 1.80% | $690 million |
| 94 | First State Bank | Spearman, TX | 1.79% | $184 million |
| 95 | First State Bank | Paint Rock, TX | 1.79% | $174 million |
| 96 | Boc Bank | Mclean, TX | 1.79% | $203 million |
| 97 | Sundown State Bank | Sundown, TX | 1.77% | $308 million |
| 98 | Texas Republic Bank N.A. | Frisco, TX | 1.77% | $511 million |
| 99 | First Financial Bank | Abilene, TX | 1.77% | $15.2 billion |
| 100 | Amarillo National Bank | Amarillo, TX | 1.77% | $10.4 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings