Tbk Bank SSB
Dallas, TX·RSSD 766164·FDIC 23498·bank:766164·Risk-based ratios where reported
- #16 of 352Total assets in Texas
- Top 5%Total assets in the U.S.
- 64offices
- 1,459employees
- Top 2%Net interest margin in the U.S.
- Top 6%Deposit growth in the U.S.
- Top 9%C&I loan growth in the U.S.
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Tbk Bank SSB
3 of 26 FORFI signals stand out against 271 similar banks, based on FDIC data for the quarter.
Noninterest-bearing deposit share rising while the peer median fallsStrength: Funding 2nd quarter60.9%peers 20.1%+40.8 pp
Tbk Bank SSB's share of deposits that pay no interest rose 16.7 percentage points over the past year to 60.9%. Among 262 similar banks, the median was essentially unchanged.
| This institution | Peer median | Difference |
|---|---|---|
| Share of deposits that pay no interest | ||
| 60.9% | 20.1% | +40.8 pp |
| 12-month change | ||
| +16.7 pp | 0.0 pp | +16.7 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Tbk Bank SSB itself is left out of every peer median and percentile. How signals work
Where Tbk Bank SSB differs most from peers
Net interest margin among the highest of similar banksContext: Earnings6.42%peers 3.73%+269 bps
Tbk Bank SSB's net interest margin was 6.42%, compared with a median of 3.73% among 265 similar banks: higher than 98% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Net interest margin | ||
| 6.42% | 3.73% | +269 bps |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Tbk Bank SSB itself is left out of every peer median and percentile. How signals work
Efficiency ratio among the highest of similar banksContext: Efficiency82.6%peers 55.7%+26.9 pp
Tbk Bank SSB's efficiency ratio was 82.6%, compared with a median of 55.7% among 265 similar banks: higher than 97% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Efficiency ratio | ||
| 82.6% | 55.7% | +26.9 pp |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Tbk Bank SSB itself is left out of every peer median and percentile. How signals work
2 more observations
- Deposit costs rising while the peer median fallsFunding
- Reliance on CDs falling faster than peersFunding
Key facts
- Tbk Bank SSB is a bank headquartered in Dallas, Texas. It reported $7.4 billion in total assets for the quarter ended June 30, 2026.
- Deposits totaled $6.2 billion, up 19.8% from a year earlier, and loans totaled $5.5 billion, up 10.5%.
- Its net interest margin was 6.42% and its annualized return on assets was 0.74% for the quarter.
- Its cost of all deposits was 1.61%, compared with a median of 2.00% among 263 similar banks with $3 billion to $10 billion in assets.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Tbk Bank SSB's own data, FORFI would look at: Which depositors and relationships drive the change in funding, and what to offer them next.
Analysis workspaces
Sources and identifiers
- Institution
- Tbk Bank SSB · Bank
- Federal Reserve RSSD
- 766164
- FDIC certificate
- 23498
- Reporting period
- Peer group
- 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Tbk Bank SSB itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $13.15M | — | |
| $124.54M | — | |
| $24.08M | — | |
| $100.45M | — | |
| $21.41M | — | |
| $100.72M | — | |
| $2.36M | — | |
| $2.84M | — | |
| 0.74% | 0.74%ROAQ · Quarter | |
| 6.42% | 6.40%NIMYQ · Quarter | |
| 82.64% | 80.60%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.