Seven Seventeen Credit Union
Warren, OH·Charter 61077·cu:61077·CCULR opted in
- #4 of 192Total assets in Ohio
- Top 6%Total assets in the U.S.
- 130.5Kmembers
- Top 2%Share growth in the U.S.
- Top 3%Loan growth in the U.S.
- Top 6%Member growth in the U.S.
Performance over time
7 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
Credit union · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Seven Seventeen Credit Union
7 of 24 FORFI signals stand out against 309 similar credit unions, based on NCUA data for the quarter.
Auto lending growing while the peer median shrinksStrength: Lending 2nd quarter+32.5%peers -0.8%+33.3 pp
Seven Seventeen Credit Union's auto loans grew 32.5% over the past year to $701 million. The median among 307 similar credit unions was -0.8%.
| This institution | Peer median | Difference |
|---|---|---|
| Auto loans, 12-month growth | ||
| +32.5% | -0.8% | +33.3 pp |
| Auto loans | ||
| $701 million | ||
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. Seven Seventeen Credit Union itself is left out of every peer median and percentile. How signals work
Share and deposit costs rising while the peer median fallsWorth a look: Funding2.00%peers 1.66%+34 bps
Seven Seventeen Credit Union's cost of all shares and deposits rose 20 bps over the past year to 2.00%. Among 307 similar credit unions, the median fell 11 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Cost of all shares and deposits | ||
| 2.00% | 1.66% | +34 bps |
| 12-month change | ||
| +20 bps | -11 bps | +30 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. Seven Seventeen Credit Union itself is left out of every peer median and percentile. How signals work
Net worth ratio falling while the peer median risesWorth a look: Capital12.51%peers 10.91%+1.6 pp
Seven Seventeen Credit Union's net worth ratio fell 1.2 percentage points over the past year to 12.51%. Among 307 similar credit unions, the median rose 0.3 percentage points.
| This institution | Peer median | Difference |
|---|---|---|
| Net worth ratio | ||
| 12.51% | 10.91% | +1.6 pp |
| 12-month change | ||
| -1.2 pp | +0.3 pp | -1.4 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. Seven Seventeen Credit Union itself is left out of every peer median and percentile. How signals work
Return on assets falling while the peer median risesWorth a look: Earnings 2nd quarter0.72%peers 0.85%-12 bps
Seven Seventeen Credit Union's annualized return on assets fell 44 bps over the past year to 0.72%. Among 307 similar credit unions, the median rose 13 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Annualized return on assets | ||
| 0.72% | 0.85% | -12 bps |
| 12-month change | ||
| -44 bps | +13 bps | -57 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. Seven Seventeen Credit Union itself is left out of every peer median and percentile. How signals work
Total assets growing faster than peersStrength: Growth+19.0%peers +5.2%+13.8 pp
Seven Seventeen Credit Union's total assets grew 19.0% over the past year to $2.2 billion. The median among 307 similar credit unions was +5.2%.
| This institution | Peer median | Difference |
|---|---|---|
| Total assets, 12-month growth | ||
| +19.0% | +5.2% | +13.8 pp |
| Total assets | ||
| $2.2 billion | ||
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. Seven Seventeen Credit Union itself is left out of every peer median and percentile. How signals work
2 more observations
- Loans growing faster than peersLending
- Shares and deposits growing faster than peersFunding
Key facts
- Seven Seventeen Credit Union is a state-chartered credit union headquartered in Warren, Ohio. It reported $2.2 billion in total assets for the quarter ended June 30, 2026.
- Shares and deposits totaled $1.8 billion, up 21.8% from a year earlier, and loans totaled $1.8 billion, up 21.7%.
- Its net interest margin on average assets was 4.08% and its annualized return on assets was 0.72% for the quarter.
- Its cost of all shares and deposits was 2.00%, compared with a median of 1.66% among 309 similar credit unions with $1 billion to $3 billion in assets.
- It served 130,533 members, up 8.4% from a year earlier.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Seven Seventeen Credit Union's own data, FORFI would look at: Which borrowers are behind the loan growth, and what else those relationships need.
Analysis workspaces
Sources and identifiers
- Institution
- Seven Seventeen Credit Union · Credit union
- NCUA charter
- 61077
- Reporting period
- Peer group
- 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. Seven Seventeen Credit Union itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
NCUA · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation |
|---|---|
| $3.78M | |
| $30.53M | |
| $9.21M | |
| $21.32M | |
| $6.61M | |
| $17.95M | |
| $6.2M | |
| $6.2M | |
| 0.72% | |
| 4.08% | |
| 64.26% |
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-16T13:43:41.229347+00:00. Separate reference provenance is included in the export.