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HEADQUARTERED IN CALIFORNIA

California banks and credit unions

359 institutions headquartered in California. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS ·

California banks

  • 120 banks headquartered in California reported $575 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined deposits were $471 billion, up 6.8% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.87%, and the median cost of all deposits was 2.00%.
Institutions
120
Combined total assets
$575 billion
Combined deposits
$471 billion
Deposit growth, 12 months
+6.8%
Loan growth, 12 months
+8.3%
Median net interest margin
3.87%
Median return on assets
1.08%
Median cost of deposits
2.00%

What stands out

Largest banks

InstitutionCityTotal assetsDeposit growthROA
City National BankLos Angeles$99.1 billion+4.8%1.20%
East West BankPasadena$84.3 billion+7.9%1.77%
Banc of CaliforniaLos Angeles$34.9 billion+2.0%-2.69%
Axos BankSan Diego$28.9 billion+18.0%2.14%
Cathay BankLos Angeles$24.6 billion+5.4%1.57%
Mechanics BankWalnut Creek$21.2 billion+29.5%1.13%
Citizens Business Bank N.A.Ontario$21.2 billion+36.3%1.11%
Bank of HopeLos Angeles$19.0 billion-0.3%0.79%
Bank of America California N.A.San Francisco$14.8 billion-2.3%0.80%
Farmers and Merchants Bank of Long BeachLong Beach$11.8 billion+0.9%1.21%
Tri Counties BankChico$9.9 billion-0.1%1.41%
First American Trust FSBSanta Ana$9.2 billion+31.0%1.37%
Poppy BankSanta Rosa$8.3 billion+16.3%1.31%
Hanmi BankLos Angeles$8.0 billion+3.4%1.31%
Preferred BankLos Angeles$7.7 billion+6.5%1.75%

Rankings

All 120 banks headquartered in California
CREDIT UNIONS ·

California credit unions

  • 239 credit unions headquartered in California reported $323 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined shares and deposits were $275 billion, up 10.4% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.46%, and the median cost of all shares and deposits was 1.21%.
Institutions
239
Combined total assets
$323 billion
Combined shares and deposits
$275 billion
Share and deposit growth, 12 months
+10.4%
Loan growth, 12 months
+10.8%
Median net interest margin
3.46%
Median return on assets
0.59%
Median cost of shares and deposits
1.21%

What stands out

Largest credit unions

InstitutionCityTotal assetsShare growthROA
Schoolsfirst Federal Credit UnionSanta Ana$37.2 billion+11.0%0.99%
First Technology Federal Credit UnionSan Jose$27.9 billion+112.7%-0.09%
The Golden 1 Credit UnionSacramento$22.2 billion+7.4%0.60%
Redwood Credit UnionSanta Rosa$10.7 billion+12.6%1.36%
Patelco Credit UnionDublin$9.8 billion+2.5%0.55%
Star One Credit UnionSunnyvale$9.7 billion+11.6%-0.04%
Logix Federal Credit UnionValencia$9.7 billion+3.6%0.91%
San Diego County Credit UnionSan Diego$9.5 billion+3.0%0.60%
Mission Federal Credit UnionSan Diego$7.3 billion+5.8%1.46%
Kinecta Federal Credit UnionManhattan Beach$6.8 billion+5.0%0.34%
Wescom Central Credit UnionPasadena$6.6 billion-4.2%0.72%
Travis Credit UnionVacaville$5.9 billion+5.9%0.77%
California Federal Credit UnionGlendale$5.4 billionn/a0.64%
Educational Employees Credit UnionFresno$5.4 billion+5.6%1.92%
Chevron Federal Credit UnionConcord$5.4 billion+7.9%2.70%

Rankings

All 239 credit unions headquartered in California

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