Bessemer Trust Company of California N.A.
San Francisco, CA·RSSD 2845782·FDIC 35413·bank:2845782·CBLR opted in
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
Portfolio detail unavailable
This source does not provide mapped loan categories for this filing.
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Bessemer Trust Company of California N.A.
4 of 13 FORFI signals stand out against 583 similar banks, based on FDIC data for the quarter.
Return on assets falling while the peer median risesWorth a look: Earnings 2nd quarter-12.62%peers 1.08%-1370 bps
Bessemer Trust Company of California N.A.'s annualized return on assets fell 445 bps over the past year to -12.62%. Among 572 similar banks, the median rose 13 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Annualized return on assets | ||
| -12.62% | 1.08% | -1370 bps |
| 12-month change | ||
| -445 bps | +13 bps | -457 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. Bessemer Trust Company of California N.A. itself is left out of every peer median and percentile. How signals work
Efficiency ratio rising while the peer median fallsWorth a look: Efficiency185.6%peers 70.5%+115.1 pp
Bessemer Trust Company of California N.A.'s efficiency ratio rose 28.4 percentage points over the past year to 185.6%. Among 571 similar banks, the median fell 1.7 percentage points.
| This institution | Peer median | Difference |
|---|---|---|
| Efficiency ratio | ||
| 185.6% | 70.5% | +115.1 pp |
| 12-month change | ||
| +28.4 pp | -1.7 pp | +30.2 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. Bessemer Trust Company of California N.A. itself is left out of every peer median and percentile. How signals work
Leverage capital ratio falling while the peer median risesWorth a look: Capital 2nd quarter92.10%peers 13.04%+79.1 pp
Bessemer Trust Company of California N.A.'s leverage ratio fell 3.5 percentage points over the past year to 92.10%. Among 575 similar banks, the median rose 0.1 percentage points.
| This institution | Peer median | Difference |
|---|---|---|
| Leverage ratio | ||
| 92.10% | 13.04% | +79.1 pp |
| 12-month change | ||
| -3.5 pp | +0.1 pp | -3.6 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. Bessemer Trust Company of California N.A. itself is left out of every peer median and percentile. How signals work
1 more observation
- Net interest margin narrowing while the peer median widensEarnings
Key facts
- Bessemer Trust Company of California N.A. is a bank headquartered in San Francisco, California. It reported $14.3 million in total assets for the quarter ended June 30, 2026.
- Deposits totaled $0, and loans totaled $0.
- Its net interest margin was 3.51% and its annualized return on assets was -12.62% for the quarter.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Bessemer Trust Company of California N.A.'s own data, FORFI would look at: Which relationships and products drive the change in earnings, and where pricing has drifted.
Analysis workspaces
Sources and identifiers
- Institution
- Bessemer Trust Company of California N.A. · Bank
- Federal Reserve RSSD
- 2845782
- FDIC certificate
- 35413
- Reporting period
- Peer group
- 583 banks with under $100 million in assets that filed FDIC data for the same quarter. Bessemer Trust Company of California N.A. itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| -$461K | — | |
| $120K | — | |
| $0 | — | |
| $120K | — | |
| $602K | — | |
| $1.34M | — | |
| $0 | — | |
| $0 | — | |
| -12.62% | -12.59%ROAQ · Quarter | |
| 3.51% | 3.50%NIMYQ · Quarter | |
| 185.60% | 185.60%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.