RANKING · Q2 2026

Highest return on assets in California

114 of 120 banks in California that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.

Highest return on assets in California, Q2 2026
Rank	Institution	Headquarters	Annualized return on assets for the quarter	Total assets
1	Capital Bank and Trust Company	Irvine, CA	81.37%	$266 million
2	Blackrock Institutional Trust Company N.A.	San Francisco, CA	22.90%	$4.8 billion
3	The Bank of New York Mellon Trust Company, National Association	Los Angeles, CA	14.00%	$1.4 billion
4	Bank of Stockton	Stockton, CA	7.59%	$5.0 billion
5	Deutsche Bank National Trust Company	Los Angeles, CA	6.09%	$586 million
6	First Credit Bank	Los Angeles, CA	5.10%	$516 million
7	Home Bank of California	San Diego, CA	2.71%	$255 million
8	Murphy Bank	Fresno, CA	2.65%	$357 million
9	First General Bank	Rowland Heights, CA	2.38%	$1.2 billion
10	Hcn Bank	Riverside, CA	2.21%	$998 million
11	Axos Bank	San Diego, CA	2.14%	$28.9 billion
12	California International Bank N.A.	Westminster, CA	2.12%	$121 million
13	Calprivate Bank	La Jolla, CA	2.12%	$2.7 billion
14	California Pacific Bank	Hayward, CA	2.02%	$103 million
15	American Plus Bank N.A.	Arcadia, CA	1.99%	$935 million
16	West Coast Community Bank	Santa Cruz, CA	1.90%	$2.9 billion
17	Westamerica Bank	San Rafael, CA	1.86%	$5.8 billion
18	Plumas Bank	Quincy, CA	1.83%	$2.3 billion
19	East West Bank	Pasadena, CA	1.77%	$84.3 billion
20	Farmers & Merchants Bank of Central California	Lodi, CA	1.76%	$5.8 billion
21	Preferred Bank	Los Angeles, CA	1.75%	$7.7 billion
22	Mission Bank	Bakersfield, CA	1.72%	$2.0 billion
23	Malaga Bank FSB	Palos Verdes Pen, CA	1.64%	$1.4 billion
24	Five Star Bank	Roseville, CA	1.61%	$5.4 billion
25	Chino Commercial Bank N.A.	Chino, CA	1.59%	$517 million
26	Cathay Bank	Los Angeles, CA	1.57%	$24.6 billion
27	Infinity Bank	Santa Ana, CA	1.51%	$360 million
28	American Business Bank	Los Angeles, CA	1.48%	$4.4 billion
29	California Bank of Commerce N.A.	San Diego, CA	1.48%	$4.0 billion
30	American Continental Bank	City of Industry, CA	1.44%	$385 million
31	Ffb Bank	Fresno, CA	1.42%	$1.6 billion
32	Mega Bank	San Gabriel, CA	1.41%	$507 million
33	Tri Counties Bank	Chico, CA	1.41%	$9.9 billion
34	Partners Bank of California	Mission Viejo, CA	1.38%	$602 million
35	First American Trust FSB	Santa Ana, CA	1.37%	$9.2 billion
36	Commercial Bank of California	Irvine, CA	1.37%	$4.0 billion
37	Golden State Bank	Glendale, CA	1.35%	$1.0 billion
38	Hanmi Bank	Los Angeles, CA	1.31%	$8.0 billion
39	Poppy Bank	Santa Rosa, CA	1.31%	$8.3 billion
40	River City Bank	Sacramento, CA	1.30%	$6.0 billion
41	Commercewest Bank	Irvine, CA	1.26%	$1.2 billion
42	Pcb Bank	Los Angeles, CA	1.26%	$3.5 billion
43	Open Bank	Los Angeles, CA	1.25%	$2.7 billion
44	Avidbank	San Jose, CA	1.24%	$2.7 billion
45	Farmers and Merchants Bank of Long Beach	Long Beach, CA	1.21%	$11.8 billion
46	Bank of the Sierra	Porterville, CA	1.21%	$3.7 billion
47	Savings Bank of Mendocino County	Ukiah, CA	1.20%	$1.3 billion
48	Redwood Capital Bank	Eureka, CA	1.20%	$566 million
49	City National Bank	Los Angeles, CA	1.20%	$99.1 billion
50	Royal Business Bank	Los Angeles, CA	1.17%	$4.3 billion
51	Endeavor Bank	San Diego, CA	1.15%	$823 million
52	Community Bank of Santa Maria	Santa Maria, CA	1.13%	$397 million
53	Mechanics Bank	Walnut Creek, CA	1.13%	$21.2 billion
54	Fremont Bank	Fremont, CA	1.13%	$6.0 billion
55	C3bank N.A.	Encinitas, CA	1.12%	$949 million
56	Citizens Business Bank N.A.	Ontario, CA	1.11%	$21.2 billion
57	Oak Valley Community Bank	Oakdale, CA	1.11%	$2.0 billion
58	Mission Valley Bank	Sun Valley, CA	1.09%	$782 million
59	Bank of Marin	Novato, CA	1.06%	$3.9 billion
60	First Northern Bank of Dixon	Dixon, CA	1.02%	$1.9 billion
61	Commonwealth Business Bank	Los Angeles, CA	1.02%	$2.0 billion
62	US Metro Bank	Garden Grove, CA	1.02%	$1.6 billion
63	Evertrust Bank	City of Industry, CA	1.01%	$1.1 billion
64	American Riviera Bank	Santa Barbara, CA	1.01%	$1.4 billion
65	Gbc International Bank	Los Angeles, CA	1.00%	$658 million
66	Bank Irvine	Irvine, CA	1.00%	$306 million
67	Pacific Valley Bank	Salinas, CA	0.98%	$653 million
68	New Omni Bank N.A.	Alhambra, CA	0.97%	$518 million
69	First Commercial Bank (U.S.A)	Alhambra, CA	0.96%	$850 million
70	Golden Valley Bank	Chico, CA	0.95%	$605 million
71	El Dorado Savings Bank, F.S.B.	Placerville, CA	0.93%	$2.4 billion
72	Exchange Bank	Santa Rosa, CA	0.91%	$3.2 billion
73	Bac Community Bank	Stockton, CA	0.85%	$762 million
74	Ctbc Bank Corp. (Usa)	Los Angeles, CA	0.84%	$5.9 billion
75	State Bank of India (California)	Los Angeles, CA	0.84%	$1.4 billion
76	Bank of San Francisco	San Francisco, CA	0.81%	$864 million
77	Eastern International Bank	Los Angeles, CA	0.81%	$126 million
78	Pacific Alliance Bank	San Gabriel, CA	0.81%	$454 million
79	Bank of America California N.A.	San Francisco, CA	0.80%	$14.8 billion
80	Community Commerce Bank	Claremont, CA	0.79%	$423 million
81	Bank of Hope	Los Angeles, CA	0.79%	$19.0 billion
82	Provident Savings Bank, F.S.B.	Riverside, CA	0.78%	$1.2 billion
83	Pacific Coast Bankers' Bank	Walnut Creek, CA	0.74%	$1.2 billion
84	California Business Bank	Irvine, CA	0.71%	$130 million
85	River Valley Community Bank	Yuba City, CA	0.71%	$793 million
86	Neighborhood National Bank	El Cajon, CA	0.71%	$228 million
87	Metropolitan Bank	Oakland, CA	0.69%	$230 million
88	Bank of the Orient	San Francisco, CA	0.66%	$1.2 billion
89	Pinnacle Bank	Gilroy, CA	0.63%	$937 million
90	Beneficial State Bank	Oakland, CA	0.62%	$2.0 billion
91	Montecito Bank & Trust	Santa Barbara, CA	0.55%	$2.0 billion
92	Community West Bank	Fresno, CA	0.51%	$5.0 billion
93	Bank of Whittier N.A.	Whittier, CA	0.47%	$153 million
94	Beacon Business Bank N.A.	San Francisco, CA	0.45%	$164 million
95	United Pacific Bank	City of Industry, CA	0.45%	$191 million
96	Universal Bank	West Covina, CA	0.34%	$388 million
97	Beach Cities Commercial Bank	Irvine, CA	0.24%	$189 million
98	First Federal Savings and Loan Association of San Rafael	San Rafael, CA	0.09%	$222 million
99	Smbc Manubank	Los Angeles, CA	0.08%	$6.6 billion
100	First Pacific Bank	Whittier, CA	0.07%	$514 million

Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings