HEADQUARTERED IN VIRGINIA
Virginia banks and credit unions
152 institutions headquartered in Virginia. Totals describe institutions by headquarters, not deposits held at branches in the state.
Virginia banks
- 57 banks headquartered in Virginia reported $1.0 trillion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $792 billion, up 3.2% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.90%, and the median cost of all deposits was 1.76%.
- Institutions
- 57
- Combined total assets
- $1.0 trillion
- Combined deposits
- $792 billion
- Deposit growth, 12 months
- +3.2%
- Loan growth, 12 months
- +2.8%
- Median net interest margin
- 3.90%
- Median return on assets
- 1.28%
- Median cost of deposits
- 1.76%
What stands out
- Capital One N.A.Return on assets rising faster than peers
- Legacy BankFunding pressure building
- Carter Bank & TrustProblem loans falling while the peer median rises
- Atlantic Union BankNet interest margin narrowing while the peer median widens
- Oak View National BankBorrowed funding rising while the peer median holds steady
- Old Dominion National BankReliance on CDs falling faster than peers
- New Horizon Bank N.A.Borrowed funding rising while the peer median holds steady
- Chain Bridge Bank N.A.Noninterest-bearing deposit share rising while the peer median falls
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| Capital One N.A. | Mclean | $662 billion | +3.0% | 1.95% |
| HSBC Bank USA N.A. | Tysons | $173 billion | +0.3% | 1.07% |
| Atlantic Union Bank | Richmond City | $38.0 billion | -1.6% | 1.81% |
| United Bank | Fairfax | $33.6 billion | +3.0% | 1.62% |
| Townebank | Portsmouth | $22.6 billion | +21.7% | 3.45% |
| Burke and Herbert Bank and Trust Company | Alexandria | $11.0 billion | +40.7% | 0.67% |
| Carter Bank & Trust | Martinsville | $4.8 billion | -0.8% | 0.20% |
| Primis Bank | Tappahannock | $4.3 billion | +2.9% | 1.10% |
| The First Bank and Trust Company | Lebanon | $4.3 billion | +6.8% | 1.98% |
| First Community Bank | Bluefield | $3.6 billion | +14.3% | 2.56% |
| Citizens and Farmers Bank | West Point | $2.8 billion | +5.3% | 1.39% |
| John Marshall Bank | Reston | $2.4 billion | +4.9% | 1.26% |
| Fvcbank | Fairfax | $2.4 billion | +8.0% | 1.52% |
| Blue Ridge Bank N.A. | Martinsville | $2.3 billion | -7.5% | -0.17% |
| Mainstreet Bank | Fairfax | $2.2 billion | +7.5% | 0.96% |
Rankings
- Largest banks in Virginia
- Fastest deposits growth in Virginia
- Fastest loan growth in Virginia
- Highest return on assets in Virginia
All 57 banks headquartered in Virginia
- Atlantic Union Bank Richmond City
- Bank of Botetourt Buchanan
- Bank of Clarke Berryville
- Bank of the James Lynchburg
- Benchmark Community Bank Kenbridge
- Blue Ridge Bank N.A. Martinsville
- Burke and Herbert Bank and Trust Company Alexandria
- Capital One N.A. Mclean
- Carter Bank & Trust Martinsville
- Chain Bridge Bank N.A. Mclean
- Chesapeake Bank Kilmarnock
- Citizens and Farmers Bank West Point
- Citizens Bank and Trust Company Blackstone
- Community Bankers' Bank Midlothian
- Cornerstone Bank Lexington
- Farmers & Merchants Bank Timberville
- Farmers and Miners Bank Pennington Gap
- First Bank Strasburg
- First Community Bank Bluefield
- First National Bank Altavista
- First Sentinel Bank Richlands
- Fvcbank Fairfax
- Highlands Community Bank Covington
- HSBC Bank USA N.A. Tysons
- Integrity Bank for Business Virginia Beach
- John Marshall Bank Reston
- Lee Bank & Trust Company Pennington Gap
- Legacy Bank Grundy
- Locus Bank Inc. Richmond
- Mainstreet Bank Fairfax
- Martinsville First Savings Bank Martinsville
- Miners Exchange Bank Coeburn
- Movement Bank Danville
- New Horizon Bank N.A. Powhatan
- New Peoples Bank Inc. Honaker
- Oak View National Bank Warrenton
- Old Dominion National Bank Charlottesville
- Pioneer Bank Stanley
- Powell Valley National Bank Jonesville
- Primis Bank Tappahannock
- Select Bank Forest
- Skyline National Bank Independence
- The Bank of Charlotte County Phenix
- The Bank of Marion Marion
- The Bank of Southside Virginia Carson
- The Blue Grass Valley Bank Blue Grass
- The Farmers and Merchants Bank of Craig County New Castle
- The Farmers Bank of Appomattox Appomattox
- The First Bank and Trust Company Lebanon
- The Freedom Bank of Virginia Fairfax
- The National Bank of Blacksburg Blacksburg
- Towne Trust Company N.A. Newport News
- Townebank Portsmouth
- Trupoint Bank Grundy
- Trustar Bank Great Falls
- United Bank Fairfax
- Virginia National Bank Charlottesville
Virginia credit unions
- 95 credit unions headquartered in Virginia reported $286 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $244 billion, up 5.4% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.78%, and the median cost of all shares and deposits was 1.22%.
- Institutions
- 95
- Combined total assets
- $286 billion
- Combined shares and deposits
- $244 billion
- Share and deposit growth, 12 months
- +5.4%
- Loan growth, 12 months
- +3.9%
- Median net interest margin
- 3.78%
- Median return on assets
- 0.68%
- Median cost of shares and deposits
- 1.22%
What stands out
- Glamorgan Employees Federal Credit UnionNet interest margin narrowing while the peer median widens
- First Care Federal Credit UnionFee and other noninterest income among the lowest of similar credit unions
- Pentagon Federal Credit UnionLoans shrinking while the peer median grows
- Spectra Federal Credit UnionReliance on share certificates falling while the peer median rises
- Valleystar Credit UnionLoans shrinking while the peer median grows
- Signature Federal Credit UnionShares and deposits shrinking while the peer median grows
- Commonwealth One Federal Credit UnionFee and other noninterest income among the highest of similar credit unions
- Democracy Federal Credit UnionEfficiency ratio rising faster than peers
Largest credit unions
| Institution | City | Total assets | Share growth | ROA |
|---|---|---|---|---|
| Navy Federal Credit Union | Vienna | $204 billion | +7.4% | 1.30% |
| Pentagon Federal Credit Union | Mclean | $29.2 billion | -3.3% | 0.70% |
| Virginia Federal Credit Union | Richmond | $7.4 billion | +5.3% | 0.33% |
| Apple Federal Credit Union | Fairfax | $5.7 billion | +8.3% | 0.89% |
| Langley Federal Credit Union | Newport News | $5.6 billion | +0.1% | 0.92% |
| Northwest Federal Credit Union | Herndon | $4.6 billion | +0.6% | 0.32% |
| Chartway Federal Credit Union | Virginia Beach | $3.2 billion | +4.2% | 0.35% |
| State Department Federal Credit Union | Alexandria | $2.9 billion | +2.3% | 0.50% |
| Bayport Federal Credit Union | Newport News | $2.8 billion | n/a | 1.72% |
| Dupont Community Credit Union | Waynesboro | $2.1 billion | +7.5% | 1.18% |
| University of Va Community CU | Charlottesville | $1.6 billion | +3.9% | 0.95% |
| United States Senate Federal Credit Union | Alexandria | $1.5 billion | -2.4% | 0.45% |
| Freedom First Federal Credit Union | Roanoke | $1.3 billion | +3.5% | 0.57% |
| Justice Federal Credit Union | Chantilly | $1.1 billion | +1.1% | 0.97% |
| 1st Advantage Federal Credit Union | Newport News | $1.1 billion | +3.9% | 1.96% |
Rankings
- Largest credit unions in Virginia
- Fastest shares and deposits growth in Virginia
- Fastest loan growth in Virginia
- Highest return on assets in Virginia
All 95 credit unions headquartered in Virginia
- 1st Advantage Federal Credit Union Newport News
- Abnb Federal Credit Union Chesapeake
- Agriculture Federal Credit Union Merrifield
- Apple Federal Credit Union Fairfax
- Argent Federal Credit Union Chesterfield
- Arlington Community Federal Credit Union Arlington
- Augusta County Federal Credit Union Verona
- Augusta Health Care Credit Union Fishersville
- Baylands Family Credit Union West Point
- Bayport Federal Credit Union Newport News
- Beach Municipal Federal Credit Union Virginia Beach
- Beacon Credit Union, Incorporated Lynchburg
- Blue Eagle Credit Union Roanoke
- Bristol Va School System Federal Credit Union Bristol
- Bronco Federal Credit Union Franklin
- Brunswick County Teachers Federal Credit Union Lawrenceville
- Call Federal Credit Union Glen Allen
- Celco Community Federal Credit Union Narrows
- Central Virginia Federal Credit Union Lynchburg
- Chartway Federal Credit Union Virginia Beach
- Commonwealth One Federal Credit Union Alexandria
- Connects Federal Credit Union Richmond
- Credit Union of Richmond Incorporat Richmond
- Democracy Federal Credit Union Alexandria
- Dominion Energy Credit Union North Chesterfi
- Dupont Community Credit Union Waynesboro
- First Baptist Church of Vienna (Va) Federal Credit Union Vienna
- First Care Federal Credit Union Roanoke
- First Nrv Federal Credit Union Radford
- Freedom First Federal Credit Union Roanoke
- Front Royal Federal Credit Union Front Royal
- G E A Employees Federal Credit Union Pearisburg
- Glamorgan Employees Federal Credit Union Lynchburg
- Halifax County Community Federal Credit Union South Boston
- Hampton Roads Educ Credit Union Inc. Hampton
- Healthcare Systems Federal Credit Union Falls Church
- Henrico Federal Credit Union Henrico
- High Street Baptist Church Federal Credit Union Roanoke
- Homebase Federal Credit Union Prince George
- Hopewell Chemical Federal Credit Union Hopewell
- Ibew Local Union 80 Federal Credit Union Norfolk
- Infirst Federal Credit Union Alexandria
- Inland Motor Employees Federal Credit Union Radford
- Jackson River Community Credit Union Covington
- Justice Federal Credit Union Chantilly
- Kemba Roanoke Federal Credit Union Salem
- Kraftsman Federal Credit Union Hopewell
- Langley Federal Credit Union Newport News
- Loudoun Credit Union Leesburg
- Lynchburg Municipal Employees Federal Credit Union Lynchburg
- Metropolitan Church Federal Credit Union Suffolk
- Midway Federal Credit Union Berryville
- Mosaic Federal Credit Union Harrisonburg
- Mount Pleasant Baptist Church Federal Credit Union Alexandria
- N A E Federal Credit Union Chesapeake
- Navy Federal Credit Union Vienna
- Newport News Mun. Emp Credit Union Newport News
- Norfolk Fire Department Federal Credit Union Norfolk
- Northern Star Credit Union, Inc. Portsmouth
- Northwest Federal Credit Union Herndon
- Paho/Who Federal Credit Union Arlington
- Park View Federal Credit Union Harrisonburg
- Patent and Trademark Office Federal Credit Union Alexandria
- Pentagon Federal Credit Union Mclean
- Peoples Advantage Federal Credit Union Petersburg
- Pfd Firefighters Credit Union Inc. Portsmouth
- Planters Federal Credit Union Suffolk
- Poly Scientific Employees Federal Credit Union Blacksburg
- Port of Hampton Roads Ila Federal Credit Union Norfolk
- Pwc Employees Federal Credit Union Woodbridge
- Richmond Heritage Federal Credit Union Richmond
- Richmond Virginia Fire Police Credi Credit Union Richmond
- Roanoke Valley Community Federal Credit Union Roanoke
- Rva Financial Federal Credit Union Richmond
- Salem Va Medical Center Federal Credit Union Salem
- Signature Federal Credit Union Alexandria
- Spectra Federal Credit Union Alexandria
- St. Ann'S Arlington Federal Credit Union Arlington
- State Department Federal Credit Union Alexandria
- Strategic Federal Credit Union Sterling
- Summit Hampton Roads Federal Credit Union Norfolk
- Topside Federal Credit Union Dahlgren
- Transportation Federal Credit Union Alexandria
- Truenergy Federal Credit Union Springfield
- United States Senate Federal Credit Union Alexandria
- University of Va Community CU Charlottesville
- Urw Community Federal Credit Union Danville
- Va Beach Postal Federal Credit Union Virginia Beach
- Valleystar Credit Union Martinsville
- Vantage Point Federal Credit Union Hopewell
- Virginia Educators Credit Union Newport News
- Virginia Federal Credit Union Richmond
- Virginia State University Federal Credit Union South Chesterfi
- Virginia United Methodist Credit Union North Chesterfi
- Yogaville Federal Credit Union Buckingham