HEADQUARTERED IN ARIZONA

Arizona banks and credit unions

46 institutions headquartered in Arizona. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS · Q2 2026

Arizona banks

13 banks headquartered in Arizona reported $208 billion in combined total assets for the quarter ended June 30, 2026.
Their combined deposits were $177 billion, up 6.2% from a year earlier among institutions that reported both quarters.
The median net interest margin was 3.72%, and the median cost of all deposits was 1.98%.

Western Alliance BankProblem loans rising while the peer median falls
West Valley National BankBorrowed funding rising while the peer median holds steady
USAA Federal Savings BankDeposit costs among the lowest of similar banks
Gainey Business BankReliance on CDs rising while the peer median holds steady
Zenith Bank & TrustLending absorbing more of the deposit base as cash falls
Integro BankLending absorbing more of the deposit base as cash falls
Goldwater Bank N.A.Unrealized securities position worsening while the peer median improves
Western Alliance Trust Company N.A.Return on assets rising faster than peers

Institution	City	Total assets	Deposit growth	ROA
USAA Federal Savings Bank	Phoenix	$106 billion	-0.9%	0.97%
Western Alliance Bank	Phoenix	$98.6 billion	+15.3%	1.57%
Bnc National Bank	Glendale	$1.0 billion	+10.6%	1.24%
Southwest Heritage Bank	Scottsdale	$893 million	-5.6%	0.94%
Goldwater Bank N.A.	Phoenix	$552 million	+23.4%	0.99%
Gateway Commercial Bank	Mesa	$231 million	+6.2%	1.38%
Integro Bank	Phoenix	$196 million	+34.1%	-1.06%
Mission Bank	Kingman	$185 million	-3.8%	0.49%
Zenith Bank & Trust	Scottsdale	$133 million	+27.4%	0.05%
Scottsdale Community Bank	Scottsdale	$125 million	+45.7%	0.36%
Gainey Business Bank	Scottsdale	$107 million	+52.9%	0.47%
West Valley National Bank	Goodyear	$74.3 million	-6.7%	-1.13%
Western Alliance Trust Company N.A.	Phoenix	$64.0 million	n/a	14.59%

All 13 banks headquartered in Arizona

CREDIT UNIONS · Q2 2026

33 credit unions headquartered in Arizona reported $35.6 billion in combined total assets for the quarter ended June 30, 2026.
Their combined shares and deposits were $31.2 billion, up 8.0% from a year earlier among institutions that reported both quarters.
The median net interest margin was 4.09%, and the median cost of all shares and deposits was 1.20%.

Tucson Federal Credit UnionFunding pressure building
First American Credit UnionLoans shrinking while the peer median grows
Avenir Financial Federal Credit UnionNet worth ratio falling while the peer median rises
Copper State Credit UnionMembership growing faster than peers
U-Haul Federal Credit UnionFee and other noninterest income among the highest of similar credit unions
Hughes Federal Credit UnionDelinquent loans rising faster than peers
Alhambra Credit UnionReliance on share certificates rising while the peer median holds steady
Pima Federal Credit UnionMargin squeezed by funding costs

Institution	City	Total assets	Share growth	ROA
Desert Financial Credit Union	Phoenix	$9.9 billion	+6.8%	1.37%
Oneaz Credit Union	Phoenix	$4.5 billion	+23.5%	1.03%
Arizona Financial Credit Union	Phoenix	$3.9 billion	+7.4%	0.60%
Vantage West Credit Union	Tucson	$3.3 billion	+5.8%	0.91%
Hughes Federal Credit Union	Tucson	$2.6 billion	+2.2%	-0.08%
Truwest Credit Union	Scottsdale	$1.7 billion	+2.5%	0.80%
Pima Federal Credit Union	Tucson	$1.7 billion	+12.8%	1.28%
Credit Union West	Glendale	$1.5 billion	+10.0%	0.73%
Tucson Federal Credit Union	Tucson	$1.0 billion	+11.9%	1.35%
First Credit Union	Chandler	$812 million	+3.0%	0.35%
Arizona Central Credit Union	Phoenix	$733 million	+1.3%	0.70%
Copper State Credit Union	Phoenix	$701 million	+8.9%	0.36%
Sunwest Federal Credit Union	Glendale	$525 million	-0.3%	0.18%
American Southwest Credit Union	Sierra Vista	$440 million	+6.8%	1.54%
Avenir Financial Federal Credit Union	Yuma	$401 million	+7.1%	0.33%

All 33 credit unions headquartered in Arizona