Western Alliance Trust Company N.A.
Phoenix, AZ·RSSD 5805451·FDIC 57288·bank:5805451·CBLR opted in
- #13 of 13Total assets in Arizona
- 1offices
- 64employees
- Top 4%Return on assets vs. peers
- Top 5%Fee income vs. peers
Performance over time
14 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
Portfolio detail unavailable
This source does not provide mapped loan categories for this filing.
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Western Alliance Trust Company N.A.
4 of 15 FORFI signals stand out against 583 similar banks, based on FDIC data for the quarter.
Return on assets rising faster than peersStrength: Earnings 2nd quarter14.59%peers 1.07%+1351 bps
Western Alliance Trust Company N.A.'s annualized return on assets rose 1032 bps over the past year to 14.59%. Among 572 similar banks, the median rose 13 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Annualized return on assets | ||
| 14.59% | 1.07% | +1351 bps |
| 12-month change | ||
| +1032 bps | +13 bps | +1020 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. Western Alliance Trust Company N.A. itself is left out of every peer median and percentile. How signals work
Total assets growing faster than peersStrength: Growth+23.9%peers +3.2%+20.7 pp
Western Alliance Trust Company N.A.'s total assets grew 23.9% over the past year to $64.0 million. The median among 575 similar banks was +3.2%.
| This institution | Peer median | Difference |
|---|---|---|
| Total assets, 12-month growth | ||
| +23.9% | +3.2% | +20.7 pp |
| Total assets | ||
| $64.0 million | ||
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. Western Alliance Trust Company N.A. itself is left out of every peer median and percentile. How signals work
Where Western Alliance Trust Company N.A. differs most from peers
Leverage capital ratio among the highest of similar banksContext: Capital94.88%peers 13.04%+81.8 pp
Western Alliance Trust Company N.A.'s leverage ratio was 94.88%, compared with a median of 13.04% among 583 similar banks: higher than 97% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Leverage ratio | ||
| 94.88% | 13.04% | +81.8 pp |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. Western Alliance Trust Company N.A. itself is left out of every peer median and percentile. How signals work
2 more observations
- Net interest margin narrowing while the peer median widensEarnings
- Fee and other noninterest income among the highest of similar banksEarnings
Key facts
- Western Alliance Trust Company N.A. is a bank headquartered in Phoenix, Arizona. It reported $64.0 million in total assets for the quarter ended June 30, 2026.
- Deposits totaled $0, and loans totaled $0.
- Its net interest margin was 3.49% and its annualized return on assets was 14.59% for the quarter.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Western Alliance Trust Company N.A.'s own data, FORFI would look at: Which relationships and products drive the change in earnings, and where pricing has drifted.
Analysis workspaces
Sources and identifiers
- Institution
- Western Alliance Trust Company N.A. · Bank
- Federal Reserve RSSD
- 5805451
- FDIC certificate
- 57288
- Reporting period
- Peer group
- 583 banks with under $100 million in assets that filed FDIC data for the same quarter. Western Alliance Trust Company N.A. itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $2.24M | — | |
| $344K | — | |
| $0 | — | |
| $344K | — | |
| $9.41M | — | |
| $6.71M | — | |
| $0 | — | |
| $0 | — | |
| 14.59% | 14.55%ROAQ · Quarter | |
| 3.49% | 3.48%NIMYQ · Quarter | |
| 68.73% | 68.73%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.