American Eagle Financial Credit Union
East Hartford, CT·Charter 68659·cu:68659·Credit union RBC / net worth
- #1 of 64Total assets in Connecticut
- Top 4%Total assets in the U.S.
- 168Kmembers
- #6 of 28Loan growth in Connecticut
- #10 of 42Share growth in Connecticut
- #6 of 25Member growth in Connecticut
Performance over time
7 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
Credit union · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at American Eagle Financial Credit Union
1 of 23 FORFI signals stand out against 309 similar credit unions, based on NCUA data for the quarter.
Share and deposit costs rising while the peer median fallsWorth a look: Funding1.49%peers 1.67%-18 bps
American Eagle Financial Credit Union's cost of all shares and deposits rose 11 bps over the past year to 1.49%. Among 307 similar credit unions, the median fell 11 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Cost of all shares and deposits | ||
| 1.49% | 1.67% | -18 bps |
| 12-month change | ||
| +11 bps | -11 bps | +21 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. American Eagle Financial Credit Union itself is left out of every peer median and percentile. How signals work
Where American Eagle Financial Credit Union differs most from peers
Auto lending growing while the peer median shrinksContext: Lending+16.0%peers -0.8%+16.9 pp
American Eagle Financial Credit Union's auto loans grew 16.0% over the past year to $597 million. The median among 307 similar credit unions was -0.8%.
| This institution | Peer median | Difference |
|---|---|---|
| Auto loans, 12-month growth | ||
| +16.0% | -0.8% | +16.9 pp |
| Auto loans | ||
| $597 million | ||
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. American Eagle Financial Credit Union itself is left out of every peer median and percentile. How signals work
Net charge-offs rising while the peer median holds steadyContext: Asset quality0.36%peers 0.50%-14 bps
American Eagle Financial Credit Union's annualized net charge-off rate rose 13 bps over the past year to 0.36%. Among 307 similar credit unions, the median was essentially unchanged.
| This institution | Peer median | Difference |
|---|---|---|
| Annualized net charge-off rate | ||
| 0.36% | 0.50% | -14 bps |
| 12-month change | ||
| +13 bps | 0 bps | +13 bps |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. American Eagle Financial Credit Union itself is left out of every peer median and percentile. How signals work
Key facts
- American Eagle Financial Credit Union is a state-chartered credit union headquartered in East Hartford, Connecticut. It reported $2.8 billion in total assets for the quarter ended June 30, 2026.
- Shares and deposits totaled $2.4 billion, up 6.0% from a year earlier, and loans totaled $1.8 billion, up 10.7%.
- Its net interest margin on average assets was 3.19% and its annualized return on assets was 0.73% for the quarter.
- Its cost of all shares and deposits was 1.49%, compared with a median of 1.67% among 309 similar credit unions with $1 billion to $3 billion in assets.
- It served 168,040 members, up 0.8% from a year earlier.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With American Eagle Financial Credit Union's own data, FORFI would look at: Which depositors and relationships drive the change in funding, and what to offer them next.
Analysis workspaces
Sources and identifiers
- Institution
- American Eagle Financial Credit Union · Credit union
- NCUA charter
- 68659
- Reporting period
- Peer group
- 309 credit unions with $1 billion to $3 billion in assets that filed NCUA data for the same quarter. American Eagle Financial Credit Union itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
NCUA · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation |
|---|---|
| $5.02M | |
| $30.97M | |
| $9.05M | |
| $21.92M | |
| $5.56M | |
| $20.7M | |
| $1.76M | |
| $1.76M | |
| 0.73% | |
| 3.19% | |
| 75.32% |
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-16T13:43:41.229347+00:00. Separate reference provenance is included in the export.