ResearchStates
Free access
HEADQUARTERED IN TENNESSEE

Tennessee banks and credit unions

234 institutions headquartered in Tennessee. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS ·

Tennessee banks

  • 109 banks headquartered in Tennessee reported $318 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined deposits were $261 billion, up 35.4% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.98%, and the median cost of all deposits was 2.10%.
Institutions
109
Combined total assets
$318 billion
Combined deposits
$261 billion
Deposit growth, 12 months
+35.4%
Loan growth, 12 months
+37.4%
Median net interest margin
3.98%
Median return on assets
1.09%
Median cost of deposits
2.10%

What stands out

Largest banks

InstitutionCityTotal assetsDeposit growthROA
Pinnacle BankNashville$129 billion+125.9%1.04%
First Horizon BankMemphis$84.1 billion+3.7%1.40%
FirstbankNashville$16.8 billion+25.5%1.47%
SmartbankPigeon Forge$6.1 billion+10.6%1.20%
Wilson Bank & TrustLebanon$6.0 billion+5.4%1.45%
Southeast BankFarragut$3.6 billion+7.8%0.90%
Volunteer BankNashville$3.0 billion+83.4%0.89%
Home Federal Bank of TennesseeKnoxville$2.7 billion+0.1%0.39%
Commercial BankHarrogate$2.4 billion+3.0%1.83%
Builtwell BankChattanooga$2.3 billion+15.7%2.11%
Bank of TennesseeKingsport$2.3 billion+1.8%1.90%
Citizens National BankSevierville$2.0 billion+2.4%2.07%
Independent BankMemphis$1.9 billion+4.6%1.29%
Wellworth BankLafayette$1.8 billion+8.1%1.31%
First Farmers and Merchants BankColumbia$1.8 billion-0.1%1.29%

Rankings

All 109 banks headquartered in Tennessee
CREDIT UNIONS ·

Tennessee credit unions

  • 125 credit unions headquartered in Tennessee reported $48.8 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined shares and deposits were $40.8 billion, up 7.2% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.85%, and the median cost of all shares and deposits was 1.29%.
Institutions
125
Combined total assets
$48.8 billion
Combined shares and deposits
$40.8 billion
Share and deposit growth, 12 months
+7.2%
Loan growth, 12 months
+6.8%
Median net interest margin
3.85%
Median return on assets
0.86%
Median cost of shares and deposits
1.29%

What stands out

Largest credit unions

InstitutionCityTotal assetsShare growthROA
Eastman Credit UnionKingsport$10.2 billion+5.7%2.13%
Knoxville Tva Employees Credit UnionKnoxville$5.3 billion+10.0%1.46%
Ornl Federal Credit UnionOak Ridge$5.0 billion+10.7%1.38%
Ascend Federal Credit UnionTullahoma$4.8 billion+6.6%1.19%
Tennessee Valley Federal Credit UnionChattanooga$3.3 billion+10.9%1.62%
Y-12 Federal Credit UnionOak Ridge$2.8 billion+21.8%1.49%
Leaders Credit UnionJackson$1.4 billion+14.3%1.70%
Orion Federal Credit UnionMemphis$1.3 billion+1.9%0.08%
Enrichment Federal Credit UnionOak Ridge$984 million+4.5%1.87%
Fortera Federal Credit UnionClarksville$947 million+4.2%0.86%
First South Financial Federal Credit UnionBartlett$845 million+4.4%2.12%
Resound Credit UnionNashville$704 million+10.6%1.02%
Consumer Credit UnionGreeneville$660 million+2.1%1.24%
Fedex Employees Credit Association Federal Credit UnionMemphis$641 million+4.1%1.06%
U. T. Federal Credit UnionKnoxville$554 million+7.2%0.47%

Rankings

All 125 credit unions headquartered in Tennessee

All states · Rankings · Methodology