RANKING ·
Highest return on assets in Tennessee
41 of 125 credit unions in Tennessee that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Annualized return on assets for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Bowater Employees Credit Union | Calhoun, TN | 2.21% | $303 million |
| 2 | Eastman Credit Union | Kingsport, TN | 2.13% | $10.2 billion |
| 3 | City Employees Credit Union | Knoxville, TN | 2.12% | $115 million |
| 4 | First South Financial Federal Credit Union | Bartlett, TN | 2.12% | $845 million |
| 5 | Johnsonville Tva Employees Credit Union | Camden, TN | 1.90% | $181 million |
| 6 | Enrichment Federal Credit Union | Oak Ridge, TN | 1.87% | $984 million |
| 7 | Heritage South Community CU | Shelbyville, TN | 1.78% | $362 million |
| 8 | Alcoa Tenn Federal Credit Union | Alcoa, TN | 1.73% | $427 million |
| 9 | Leaders Credit Union | Jackson, TN | 1.70% | $1.4 billion |
| 10 | F A A Federal Credit Union | Cordova, TN | 1.68% | $131 million |
| 11 | Upper Cumberland Federal Credit Union | Crossville, TN | 1.67% | $141 million |
| 12 | Tennessee Valley Federal Credit Union | Chattanooga, TN | 1.62% | $3.3 billion |
| 13 | Holley Credit Union | Paris, TN | 1.58% | $105 million |
| 14 | Y-12 Federal Credit Union | Oak Ridge, TN | 1.49% | $2.8 billion |
| 15 | Knoxville Tva Employees Credit Union | Knoxville, TN | 1.46% | $5.3 billion |
| 16 | Ornl Federal Credit Union | Oak Ridge, TN | 1.38% | $5.0 billion |
| 17 | Consumer Credit Union | Greeneville, TN | 1.24% | $660 million |
| 18 | Clinchfield Federal Credit Union | Erwin, TN | 1.24% | $140 million |
| 19 | Ascend Federal Credit Union | Tullahoma, TN | 1.19% | $4.8 billion |
| 20 | L G & W Federal Credit Union | Memphis, TN | 1.16% | $115 million |
| 21 | Old Hickory Credit Union | Nashville, TN | 1.15% | $347 million |
| 22 | Northeast Community Credit Union | Elizabethton, TN | 1.12% | $194 million |
| 23 | Fedex Employees Credit Association Federal Credit Union | Memphis, TN | 1.06% | $641 million |
| 24 | Resound Credit Union | Nashville, TN | 1.02% | $704 million |
| 25 | US Community Credit Union | Nashville, TN | 1.00% | $346 million |
| 26 | Fortera Federal Credit Union | Clarksville, TN | 0.86% | $947 million |
| 27 | Appalachian Community Federal Credit Union | Kingsport, TN | 0.82% | $183 million |
| 28 | Employee Resources Credit Union | Lawrenceburg, TN | 0.80% | $186 million |
| 29 | Knoxville Teachers Federal Credit Union | Knoxville, TN | 0.65% | $259 million |
| 30 | Comtrust Federal Credit Union | Chattanooga, TN | 0.53% | $430 million |
| 31 | Kimberly Clark Credit Union | Memphis, TN | 0.50% | $145 million |
| 32 | Southeast Financial Credit Union | Franklin, TN | 0.50% | $467 million |
| 33 | Memphis City Employees Credit Union | Memphis, TN | 0.49% | $503 million |
| 34 | Chattanooga Area Schools Federal Credit Union | Chattanooga, TN | 0.49% | $199 million |
| 35 | U. T. Federal Credit Union | Knoxville, TN | 0.47% | $554 million |
| 36 | United Southeast Federal Credit Union | Bristol, TN | 0.46% | $256 million |
| 37 | Scenic Community Credit Union | Hixson, TN | 0.45% | $164 million |
| 38 | Trust Federal Credit Union | Chattanooga, TN | 0.34% | $142 million |
| 39 | Ten Credit Union | Nashville, TN | 0.19% | $392 million |
| 40 | Orion Federal Credit Union | Memphis, TN | 0.08% | $1.3 billion |
| 41 | Southern Security Federal Credit Union | Collierville, TN | -0.12% | $252 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings