RANKING ·
Highest return on assets in Tennessee
103 of 109 banks in Tennessee that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Annualized return on assets for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Peoples Bank of the South | La Follette, TN | 3.08% | $232 million |
| 2 | Coffee County Bank | Manchester, TN | 2.81% | $428 million |
| 3 | One Bank of Tennessee | Cookeville, TN | 2.27% | $1.7 billion |
| 4 | First National Bank of Tennessee | Livingston, TN | 2.12% | $1.4 billion |
| 5 | Builtwell Bank | Chattanooga, TN | 2.11% | $2.3 billion |
| 6 | Bank of Lincoln County | Fayetteville, TN | 2.08% | $230 million |
| 7 | Citizens Bank | Carthage, TN | 2.07% | $832 million |
| 8 | Citizens National Bank | Sevierville, TN | 2.07% | $2.0 billion |
| 9 | Citizens Bank | Elizabethton, TN | 2.05% | $1.4 billion |
| 10 | Putnam 1st Mercantile Bank | Cookeville, TN | 2.04% | $179 million |
| 11 | Truxton Trust Company | Nashville, TN | 2.02% | $1.4 billion |
| 12 | First National Bank | Oneida, TN | 2.02% | $368 million |
| 13 | Apex Bank | Camden, TN | 2.00% | $1.5 billion |
| 14 | Foundation Bank | Mc Kenzie, TN | 1.98% | $218 million |
| 15 | First Commerce Bank | Lewisburg, TN | 1.96% | $935 million |
| 16 | Bank of Tennessee | Kingsport, TN | 1.90% | $2.3 billion |
| 17 | Citizens Tri-County Bank | Dunlap, TN | 1.88% | $1.6 billion |
| 18 | Citizens Community Bank | Winchester, TN | 1.87% | $353 million |
| 19 | Peoples Bank & Trust Company | Manchester, TN | 1.83% | $169 million |
| 20 | Wayne County Bank | Waynesboro, TN | 1.83% | $595 million |
| 21 | Commercial Bank | Harrogate, TN | 1.83% | $2.4 billion |
| 22 | Bank of Perry County | Lobelville, TN | 1.75% | $253 million |
| 23 | Security Federal Savings Bank of Mcminnville | Mcminnville, TN | 1.73% | $386 million |
| 24 | First Federal Bank | Dickson, TN | 1.72% | $1.1 billion |
| 25 | First Century Bank | Tazewell, TN | 1.71% | $810 million |
| 26 | Security Bank and Trust Company | Paris, TN | 1.67% | $1.7 billion |
| 27 | The Farmers Bank | Portland, TN | 1.65% | $943 million |
| 28 | Peoples Bank of East Tennessee | Madisonville, TN | 1.61% | $456 million |
| 29 | Andrew Johnson Bank | Greeneville, TN | 1.61% | $612 million |
| 30 | Greeneville Federal Bank, F.S.B. | Greeneville, TN | 1.60% | $204 million |
| 31 | First Freedom Bank | Lebanon, TN | 1.59% | $818 million |
| 32 | Bank of Crockett | Bells, TN | 1.57% | $299 million |
| 33 | Firstbank | Nashville, TN | 1.47% | $16.8 billion |
| 34 | First National Bank of Pulaski | Pulaski, TN | 1.46% | $1.5 billion |
| 35 | Wilson Bank & Trust | Lebanon, TN | 1.45% | $6.0 billion |
| 36 | First Horizon Bank | Memphis, TN | 1.40% | $84.1 billion |
| 37 | Bank of Gleason | Gleason, TN | 1.38% | $138 million |
| 38 | The Hardin County Bank | Savannah, TN | 1.35% | $677 million |
| 39 | Commercial Bank & Trust Company | Paris, TN | 1.34% | $1.1 billion |
| 40 | People'S Bank and Trust Company of Pickett County | Byrdstown, TN | 1.34% | $319 million |
| 41 | Wellworth Bank | Lafayette, TN | 1.31% | $1.8 billion |
| 42 | Cbbc Bank | Maryville, TN | 1.29% | $562 million |
| 43 | Independent Bank | Memphis, TN | 1.29% | $1.9 billion |
| 44 | First Farmers and Merchants Bank | Columbia, TN | 1.29% | $1.8 billion |
| 45 | Tower Community Bank | Jasper, TN | 1.24% | $375 million |
| 46 | Ubank | Knoxville, TN | 1.23% | $183 million |
| 47 | Smartbank | Pigeon Forge, TN | 1.20% | $6.1 billion |
| 48 | Tennessee State Bank | Pigeon Forge, TN | 1.19% | $991 million |
| 49 | Peoples Bank | Clifton, TN | 1.18% | $445 million |
| 50 | The Bank of Milan | Milan, TN | 1.14% | $101 million |
| 51 | Banktennessee | Collierville, TN | 1.12% | $630 million |
| 52 | Elizabethton Federal Savings Bank | Elizabethton, TN | 1.12% | $326 million |
| 53 | Macon Bank and Trust Company | Lafayette, TN | 1.10% | $821 million |
| 54 | Bank of Halls | Halls, TN | 1.09% | $135 million |
| 55 | First Peoples Bank of Tennessee | Jefferson City, TN | 1.08% | $220 million |
| 56 | First Community Bank of Tennessee | Shelbyville, TN | 1.06% | $944 million |
| 57 | First Vision Bank of Tennessee | Tullahoma, TN | 1.05% | $414 million |
| 58 | Citizens Bank and Trust Company of Grainger County | Rutledge, TN | 1.04% | $273 million |
| 59 | Pinnacle Bank | Nashville, TN | 1.04% | $129 billion |
| 60 | First National Bank of Middle Tennessee | Mcminnville, TN | 1.03% | $952 million |
| 61 | Legends Bank | Clarksville, TN | 1.02% | $928 million |
| 62 | Heritage Bank & Trust | Columbia, TN | 1.02% | $418 million |
| 63 | Heritage Community Bank | Greeneville, TN | 1.02% | $184 million |
| 64 | The Bank of Fayette County | Piperton, TN | 1.01% | $1.1 billion |
| 65 | Carroll Bank and Trust | Huntingdon, TN | 1.01% | $662 million |
| 66 | Homeland Community Bank | Mcminnville, TN | 1.00% | $244 million |
| 67 | Insbank | Nashville, TN | 0.98% | $1.1 billion |
| 68 | Financial Federal Bank | Memphis, TN | 0.98% | $1.1 billion |
| 69 | Volunteer Federal Savings Bank | Madisonville, TN | 0.95% | $397 million |
| 70 | Greenfield Banking Company | Greenfield, TN | 0.95% | $151 million |
| 71 | Centennial Bank | Trezevant, TN | 0.93% | $1.1 billion |
| 72 | Paragon Bank | Memphis, TN | 0.90% | $908 million |
| 73 | Southeast Bank | Farragut, TN | 0.90% | $3.6 billion |
| 74 | Volunteer Bank | Nashville, TN | 0.89% | $3.0 billion |
| 75 | Insouth Bank | Brownsville, TN | 0.88% | $592 million |
| 76 | Newport Federal Bank | Newport, TN | 0.87% | $277 million |
| 77 | First Farmers and Commercial Bank | Pikeville, TN | 0.87% | $226 million |
| 78 | The Peoples Bank | Sardis, TN | 0.86% | $113 million |
| 79 | Tristar Bank | Dickson, TN | 0.85% | $563 million |
| 80 | Studio Bank | Nashville, TN | 0.84% | $1.3 billion |
| 81 | Traditions First Bank | Erin, TN | 0.80% | $337 million |
| 82 | Decatur County Bank | Decaturville, TN | 0.80% | $326 million |
| 83 | Bank of Dickson | Dickson, TN | 0.79% | $291 million |
| 84 | Southern Bank of Tennessee | Mount Juliet, TN | 0.78% | $533 million |
| 85 | Farmers State Bank | Mountain City, TN | 0.78% | $233 million |
| 86 | Community Bank, Lexington, Tennessee | Lexington, TN | 0.78% | $358 million |
| 87 | Security Bank | Newbern, TN | 0.78% | $224 million |
| 88 | Tnbank | Oak Ridge, TN | 0.77% | $318 million |
| 89 | Bank of Bartlett | Bartlett, TN | 0.73% | $552 million |
| 90 | Union Bank | Jamestown, TN | 0.58% | $247 million |
| 91 | Thread Bank | Rogersville, TN | 0.54% | $1.1 billion |
| 92 | Patriot Bank | Millington, TN | 0.54% | $451 million |
| 93 | Central Bank | Savannah, TN | 0.49% | $160 million |
| 94 | Bank3 | Memphis, TN | 0.46% | $492 million |
| 95 | Mountain Valley Bank | Dunlap, TN | 0.46% | $255 million |
| 96 | Home Federal Bank of Tennessee | Knoxville, TN | 0.39% | $2.7 billion |
| 97 | Sonata Bank | Brentwood, TN | 0.23% | $282 million |
| 98 | Home Banking Company | Selmer, TN | 0.23% | $124 million |
| 99 | Rockpointbank N.A. | Chattanooga, TN | 0.21% | $384 million |
| 100 | Bank of Frankewing | Frankewing, TN | 0.15% | $413 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings