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HEADQUARTERED IN NEW JERSEY

New Jersey banks and credit unions

176 institutions headquartered in New Jersey. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS ·

New Jersey banks

  • 50 banks headquartered in New Jersey reported $219 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined deposits were $176 billion, up 10.2% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.26%, and the median cost of all deposits was 2.15%.
Institutions
50
Combined total assets
$219 billion
Combined deposits
$176 billion
Deposit growth, 12 months
+10.2%
Loan growth, 12 months
+8.8%
Median net interest margin
3.26%
Median return on assets
0.66%
Median cost of deposits
2.15%

What stands out

Largest banks

InstitutionCityTotal assetsDeposit growthROA
Valley National BankPassaic$66.2 billion+7.0%1.10%
Provident BankJersey City$25.7 billion+4.5%1.33%
Oceanfirst Bank N.A.Toms River$23.2 billion+73.5%0.08%
Connectone BankEnglewood Cliffs$14.4 billion+3.4%1.29%
Columbia BankFair Lawn$12.2 billion+16.9%0.52%
Cross River BankFort Lee$8.5 billion+0.5%-0.30%
Peapack Private Bank and TrustBedminster$8.0 billion+10.7%0.83%
Kearny BankKearny$7.7 billion+0.6%0.38%
First BankHamilton$4.1 billion+4.9%1.08%
Spencer Savings Bank, Savings and Loan AssociationElmwood Park$4.0 billion-1.5%0.65%
Sumitomo Mitsui Trust Bank (U.S.A.) LimitedHoboken$3.9 billion-4.2%1.97%
Manasquan BankManasquan$3.6 billion+10.2%0.95%
Unity BankClinton$3.2 billion+12.3%1.93%
Amboy BankOld Bridge$3.1 billion+17.2%3.41%
Bcb Community BankBayonne$3.1 billion-1.0%-1.73%

Rankings

All 50 banks headquartered in New Jersey
CREDIT UNIONS ·

New Jersey credit unions

  • 126 credit unions headquartered in New Jersey reported $15.3 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined shares and deposits were $13.1 billion, up 2.5% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.86%, and the median cost of all shares and deposits was 0.94%.
Institutions
126
Combined total assets
$15.3 billion
Combined shares and deposits
$13.1 billion
Share and deposit growth, 12 months
+2.5%
Loan growth, 12 months
+3.9%
Median net interest margin
3.86%
Median return on assets
0.47%
Median cost of shares and deposits
0.94%

What stands out

Largest credit unions

InstitutionCityTotal assetsShare growthROA
Affinity Federal Credit UnionBasking Ridge$4.4 billion+5.8%0.22%
Merck Employees Federal Credit UnionRahway$1.7 billion-2.6%0.88%
Financial Resources Federal Credit UnionBranchburg$659 million+9.7%0.44%
Credit Union of New Jersey, AEwing$513 million+6.9%0.24%
Proponent Federal Credit UnionNutley$509 million-1.9%1.05%
Garden Savings Federal Credit UnionParsippany$496 million-4.8%0.11%
First Harvest Federal Credit UnionDeptford$484 million+7.9%0.63%
Picatinny Federal Credit UnionDover$459 million+2.0%0.47%
First Atlantic Federal Credit UnionEatontown$332 million+6.6%1.89%
United Teletech Financial Federal Credit UnionTinton Falls$328 million-1.0%0.28%
Edifi Federal Credit UnionRancocas$262 million+1.2%1.06%
North Jersey Federal Credit UnionTotowa$256 million+9.7%0.37%
Greater Alliance Federal Credit UnionParamus$248 million-3.3%0.46%
Jersey Shore Federal Credit UnionNorthfield$246 million-1.0%0.99%
The Atlantic Federal Credit UnionKenilworth$235 million-3.4%0.28%

Rankings

All 126 credit unions headquartered in New Jersey

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