HEADQUARTERED IN MISSOURI
Missouri banks and credit unions
282 institutions headquartered in Missouri. Totals describe institutions by headquarters, not deposits held at branches in the state.
Missouri banks
- 195 banks headquartered in Missouri reported $303 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $255 billion, up 6.1% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 4.12%, and the median cost of all deposits was 1.85%.
- Institutions
- 195
- Combined total assets
- $303 billion
- Combined deposits
- $255 billion
- Deposit growth, 12 months
- +6.1%
- Loan growth, 12 months
- +10.0%
- Median net interest margin
- 4.12%
- Median return on assets
- 1.41%
- Median cost of deposits
- 1.85%
What stands out
- Tbo BankNet interest margin narrowing while the peer median widens
- The Bank of MissouriFunding pressure building
- Paramount BankReliance on CDs falling while the peer median rises
- Mrv BanksNet charge-offs falling while the peer median holds steady
- Grand Missouri BankDeposit costs rising while the peer median falls
- Four States BankLeverage capital ratio falling while the peer median rises
- Central Bank of Kansas CityReturn on assets falling while the peer median rises
- Umb Bank N.A.Noninterest-bearing deposit share falling faster than peers
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| Umb Bank N.A. | Kansas City | $71.9 billion | -0.7% | 1.39% |
| Commerce Bank | Kansas City | $35.0 billion | +8.7% | 0.93% |
| The Central Trust Bank | Jefferson City | $20.3 billion | +8.9% | 2.03% |
| Stifel Bank and Trust | Saint Louis | $19.6 billion | +4.0% | 1.94% |
| Enterprise Bank & Trust | Clayton | $17.4 billion | +9.5% | 1.02% |
| Stifel Bank | Saint Louis | $14.6 billion | +27.4% | 1.33% |
| First Bank | St. Louis | $6.7 billion | -1.1% | 0.69% |
| Great Southern Bank | Reeds Spring | $5.5 billion | -7.2% | 1.21% |
| Southern Bank | Poplar Bluff | $5.2 billion | +2.8% | 1.62% |
| First State Community Bank | Farmington | $4.5 billion | +5.9% | 1.91% |
| The Bank of Missouri | Perryville | $4.2 billion | +41.8% | 1.00% |
| Oakstar Bank | Springfield | $3.3 billion | +7.5% | 1.50% |
| Academy Bank N.A. | Kansas City | $3.2 billion | +9.1% | 1.09% |
| North American Savings Bank FSB | Grandview | $3.2 billion | -0.4% | 1.34% |
| Midwest Bankcentre | Lemay | $3.1 billion | +1.5% | 1.36% |
Rankings
- Largest banks in Missouri
- Fastest deposits growth in Missouri
- Fastest loan growth in Missouri
- Highest return on assets in Missouri
All 195 banks headquartered in Missouri
- 1st Advantage Bank Saint Peters
- Academy Bank N.A. Kansas City
- Adrian Bank Adrian
- Alliance Bank Cape Girardeau
- Alliant Bank Madison
- Alton Bank Alton
- America'S Community Bank Blue Springs
- American Bank of Freedom Wellsville
- Arlo Bank Springfield
- Bank 21 Carrollton
- Bank Northwest Hamilton
- Bank of Billings Billings
- Bank of Brookfield-Purdin N.A. Brookfield
- Bank of Crocker Waynesville
- Bank of Franklin County Washington
- Bank of Grandin Grandin
- Bank of Iberia Iberia
- Bank of Monticello Monticello
- Bank of New Madrid New Madrid
- Bank of Odessa Odessa
- Bank of Salem Salem
- Bank of Versailles Versailles
- Bank of Washington Washington
- Bank of Weston Weston
- Bank Star Pacific
- Belgrade State Bank Belgrade
- Bloomsdale Bank Bloomsdale
- Blue Ridge Bank and Trust Co. Independence
- Branson Bank Branson
- Btc Bank Bethany
- Carroll County Trust Company of Carrollton, Missouri Carrollton
- Cass Commercial Bank Des Peres
- Central Bank of Kansas City Kansas City
- Century Bank of the Ozarks Gainesville
- Chillicothe State Bank Chillicothe
- Citizens Bank New Haven
- Citizens Bank Butler
- Citizens Bank & Trust Rock Port
- Citizens Bank of Eldon Eldon
- Citizens Bank of Rogersville Rogersville
- Citizens Bank of the Midwest Rolla
- Citizens Community Bank Pilot Grove
- Citizens' Bank of Charleston Charleston
- Cnb St. Louis Bank Maplewood
- Commerce Bank Kansas City
- Commercial Bank Saint Louis
- Commercial Trust Company of Fayette Fayette
- Community Bank and Trust Neosho
- Community Bank of El Dorado Springs El Dorado Spring
- Community Bank of Marshall Marshall
- Community Bank of Memphis Memphis
- Community Bank of Missouri Richmond
- Community Bank of Pleasant Hill Pleasant Hill
- Community Bank of Raymore Raymore
- Community First Bank Butler
- Community First Banking Company West Plains
- Community Point Bank Russellville
- Community State Bank Shelbina
- Community State Bank of Missouri Bowling Green
- Concordia Bank Concordia
- Connections Bank Platte City
- County Bank Brunswick
- Edward Jones Trust Company Saint Louis
- Enterprise Bank & Trust Clayton
- Exchange Bank Co. Kahoka
- Exchange Bank of Missouri Fayette
- F & C Bank Holden
- F & M Bank and Trust Company Hannibal
- Farmers and Merchants Bank of St. Clair Saint Clair
- Farmers Bank of Lohman Jefferson City
- Farmers Bank of Northern Missouri Unionville
- Farmers State Bank Cameron
- Fcnb Bank Steelville
- First Bank St. Louis
- First Bank of the Lake Osage Beach
- First Federal Bank of Kansas City Lees Summit
- First Independent Bank Aurora
- First Midwest Bank of Dexter Dexter
- First Midwest Bank of the Ozarks Poplar Bluff
- First Security Bank Union Star
- First State Bank and Trust Company Inc. Caruthersville
- First State Bank of Purdy Purdy
- First State Bank of St. Charles, Missouri St. Charles
- First State Community Bank Farmington
- Flat Branch Bank Richmond
- Fmb Bank Wright City
- Focus Bank Charleston
- Four States Bank Carthage
- Freedom Bank of Southern Missouri Cassville
- Goppert Financial Bank Lathrop
- Grand Missouri Bank Bolivar
- Great Southern Bank Reeds Spring
- Guaranty Bank Springfield
- Hawthorn Bank Jefferson City
- Heritage Bank of the Ozarks Lebanon
- Heritage Community Bank Union
- Hnb National Bank Hannibal
- Home Savings and Loan Association of Carroll County F.A. Norborne
- Homebank Palmyra
- Homepride Bank Mansfield
- Independent Farmers Bank Maysville
- Investors Community Bank Chillicothe
- Jonesburg State Bank Jonesburg
- Kennett Trust Bank Kennett
- Lamar Bank and Trust Company Lamar
- Lead Bank Kansas City
- Legacy Bank & Trust Company Mountain Grove
- Legends Bank Linn
- Lindell Bank & Trust Company St. Louis
- Ma Bank Macon
- Metz Banking Company Nevada
- Mid America Bank Jefferson City
- Mid-Missouri Bank Springfield
- Midwest Bankcentre Lemay
- Midwest Independent Bankersbank Jefferson City
- Midwest Regional Bank Clayton
- Montgomery Bank Sikeston
- Montrose Savings Bank Montrose
- Mrv Banks Sainte Genevieve
- Neighbors Bank Clarence
- New Era Bank Fredericktown
- New Frontier Bank Saint Charles
- North American Savings Bank FSB Grandview
- Northeast Missouri State Bank Kirksville
- O'Bannon Banking Company Buffalo
- Oakstar Bank Springfield
- Omb Bank Springfield
- Ozark Bank Ozark
- Ozarks Federal Savings and Loan Association Farmington
- Paramount Bank Hazelwood
- Parkside Financial Bank and Trust Clayton
- People'S Bank of Seneca Seneca
- Peoples Bank Cuba
- Peoples Bank & Trust Co. Troy
- Peoples Bank Co. Altenburg
- Peoples Bank of Moniteau County Jamestown
- Peoples Bank of Wyaconda Kahoka
- Peoples Community Bank Greenville
- Peoples Savings Bank of Rhineland Rhineland
- Phelps County Bank Rolla
- Pony Express Bank Braymer
- Preferred Bank Rothville
- Progressive Ozark Bank Salem
- Putnam County State Bank Unionville
- Regional Missouri Bank Marceline
- Royal Banks of Missouri Saint Louis
- Saint Louis Bank Saint Louis
- Security Bank of Pulaski County Saint Robert
- Security Bank of Southwest Missouri Cassville
- Security Bank of the Ozarks Eminence
- Senath State Bank Senath
- Sherwood Community Bank Creighton
- Silex Banking Company Silex
- Southern Bank Poplar Bluff
- Southwest Missouri Bank Carthage
- St. Clair County State Bank Osceola
- St. Johns Bank & Trust Company Saint Louis
- State Bank of Missouri Concordia
- State Bank of Southwest Missouri Springfield
- Sterling Bank Poplar Bluff
- Stifel Bank Saint Louis
- Stifel Bank and Trust Saint Louis
- Stifel Trust Company N.A. Saint Louis
- Sullivan Bank Sullivan
- Table Rock Community Bank Kimberling City
- Tbo Bank Orrick
- The Bank of Advance Advance
- The Bank of Grain Valley Grain Valley
- The Bank of Houston Houston
- The Bank of Missouri Perryville
- The Bank of Old Monroe Old Monroe
- The Callaway Bank Fulton
- The Central Trust Bank Jefferson City
- The Citizens Bank of Edina Edina
- The Citizens-Farmers Bank of Cole Camp Cole Camp
- The Cornerstone Bank South West City
- The First National Bank of Nevada Nevada
- The Hamilton Bank Hamilton
- The Maries County Bank Vienna
- The Missouri Bank Warrenton
- The Nodaway Valley Bank Maryville
- The Seymour Bank Seymour
- Town & Country Bank Salem
- Tpnb Bank Paris
- Triad Bank Frontenac
- Umb Bank & Trust N.A. Kansas City
- Umb Bank N.A. Kansas City
- Unico Bank Mineral Point
- United Bank of Union Union
- United Security Bank Fulton
- United State Bank Lewistown
- Verimore Bank Brookfield
- West Plains Bank and Trust Company West Plains
- West Plains Savings and Loan Association West Plains
- Wood & Huston Bank Marshall
Missouri credit unions
- 87 credit unions headquartered in Missouri reported $19.5 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $17.1 billion, up 5.9% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 4.05%, and the median cost of all shares and deposits was 1.20%.
- Institutions
- 87
- Combined total assets
- $19.5 billion
- Combined shares and deposits
- $17.1 billion
- Share and deposit growth, 12 months
- +5.9%
- Loan growth, 12 months
- +6.1%
- Median net interest margin
- 4.05%
- Median return on assets
- 0.64%
- Median cost of shares and deposits
- 1.20%
What stands out
- Multipli Federal Credit UnionShare and deposit costs falling faster than peers
- St. Louis Community Credit UnionDelinquent loans rising faster than peers
- Missouri Central Credit UnionReturn on assets rising while the peer median holds steady
- Arsenal Credit UnionShare and deposit costs falling faster than peers
- Show-Me Credit UnionBalances growing as membership shrinks
- West Side Baptist Church Federal Credit UnionNet interest margin narrowing while the peer median widens
- African Diaspora Federal Credit UnionNet worth ratio falling while the peer median rises
- R G Federal Credit UnionBorrowed funding rising while the peer median holds steady
Largest credit unions
| Institution | City | Total assets | Share growth | ROA |
|---|---|---|---|---|
| First Community Credit Union | Chesterfield | $5.0 billion | +7.0% | 1.07% |
| Together Credit Union | Saint Louis | $2.7 billion | +2.9% | 1.34% |
| Multipli Federal Credit Union | Jefferson City | $1.5 billion | +8.4% | 1.51% |
| Vantage Credit Union | Saint Charles | $1.2 billion | +4.0% | 0.70% |
| West Community Credit Union | O Fallon | $656 million | +38.8% | 1.23% |
| Neighbors Credit Union | Saint Louis | $573 million | +3.3% | 0.76% |
| Infuze Federal Credit Union | Fort Leonard Wo | $457 million | +7.8% | 1.25% |
| Assemblies of God Credit Union | Springfield | $450 million | +4.3% | 0.53% |
| St. Louis Community Credit Union | Saint Louis | $445 million | +0.9% | 0.04% |
| Alliance Credit Union | Fenton | $423 million | +13.0% | 0.71% |
| Blucurrent Credit Union | Springfield | $406 million | +10.9% | 0.64% |
| Alltru Federal Credit Union | Wentzville | $401 million | +6.3% | 0.55% |
| Missouri Electric Cooperatives Empl Credit Union | Jefferson City | $397 million | +14.7% | 1.39% |
| Arsenal Credit Union | Arnold | $387 million | -11.6% | 0.56% |
| Telcomm Credit Union | Springfield | $338 million | +3.9% | 0.70% |
Rankings
- Largest credit unions in Missouri
- Fastest shares and deposits growth in Missouri
- Fastest loan growth in Missouri
- Highest return on assets in Missouri
All 87 credit unions headquartered in Missouri
- Academic Employees Credit Union Columbia
- African Diaspora Federal Credit Union Saint Ann
- Alliance Credit Union Fenton
- Alltru Federal Credit Union Wentzville
- Arsenal Credit Union Arnold
- Assemblies of God Credit Union Springfield
- Blucurrent Credit Union Springfield
- Bothwell Hospital Employees Credit Union Sedalia
- Burlington Northtown Community Credit Union North Kansas Ci
- Catholic Family Credit Union Kansas City
- Central Missouri Community Credit Union Warrensburg
- Century Credit Union Saint Louis
- City Credit Union Independence
- Civic Central Credit Union Jefferson City
- Co. - Lib Credit Union Saint Louis
- Columbia Credit Union Columbia
- Community First Credit Union Hannibal
- Conservation Employees Credit Union Jefferson City
- County Credit Union Clayton
- Csd Credit Union Kansas City
- De Soto Mo Pac Credit Union De Soto
- Dexter Public Schools Credit Union Dexter
- District One Highway Credit Union Saint Joseph
- Division #6 Highway Credit Union Chesterfield
- Educational Community Credit Union Springfield
- Fedco Credit Union Jefferson City
- First Community Credit Union Chesterfield
- First Missouri Credit Union Saint Louis
- Foundation Credit Union Springfield
- Goetz Credit Union St Joseph
- Great Plains Federal Credit Union Joplin
- Health Care Family Credit Union Saint Louis
- Highway Alliance Credit Union Jefferson City
- Highway Crossroads Credit Union Sikeston
- Holy Rosary Credit Union Kansas City
- Horizon Credit Union Macon
- Independence Teachers Credit Union Independence
- Infuze Federal Credit Union Fort Leonard Wo
- J C Federal Employees Credit Union Jefferson City
- Joplin Metro Credit Union Joplin
- K.C. Area Credit Union Kansas City
- Kansas City Credit Union Kansas City
- Kc Unidos Federal Credit Union Kansas City
- Leadco Community Credit Union Farmington
- Legacy Credit Union Joplin
- Lovers Lane Credit Union Saint Joseph
- Lutheran Federal Credit Union Saint Louis
- Members 1st Credit Union Saint Louis
- Metro Credit Union Springfield
- Missouri Baptist Credit Union Jefferson City
- Missouri Central Credit Union Lees Summit
- Missouri Electric Cooperatives Empl Credit Union Jefferson City
- Multi-States Credit Union Springfield
- Multipli Federal Credit Union Jefferson City
- Neighbors Credit Union Saint Louis
- Northeast Regional Credit Union Hannibal
- Northwest Missouri Regional Credit Union Maryville
- Our Lady of Snows Credit Union Henley
- Ozark Federal Credit Union Poplar Bluff
- Patriot Credit Union Saint Louis
- Postal & Community Credit Union Saint Joseph
- Public Safety Credit Union Kansas City
- R G Federal Credit Union Raymore
- Raytown-Lee'S Summit Community Credit Union Raytown
- Riverways Federal Credit Union Rolla
- Shelter Insurance Federal Credit Union Columbia
- Show-Me Credit Union Mexico
- Sikeston Public Schools Credit Union Sikeston
- South Central Missouri Credit Union Willow Springs
- Southeast Missouri Community Credit Union Park Hills
- St. Augustine Credit Union Kelso
- St. Joseph Teachers' Credit Union Saint Joseph
- St. Louis Community Credit Union Saint Louis
- St. Louis Newspaper Carriers Credit Union Fenton
- St. Louis Policemen`S Credit Union Saint Louis
- Stationery Credit Union Saint Joseph
- Summit Ridge Credit Union Lees Summit
- Telcomm Credit Union Springfield
- Together Credit Union Saint Louis
- United Consumers Credit Union Independence
- United Credit Union Mexico
- United Labor Credit Union Raytown
- Vantage Credit Union Saint Charles
- Volt Credit Union Springfield
- Wedevelopment Federal Credit Union Kansas City
- West Community Credit Union O Fallon
- West Side Baptist Church Federal Credit Union Saint Louis