HEADQUARTERED IN IDAHO
Idaho banks and credit unions
36 institutions headquartered in Idaho. Totals describe institutions by headquarters, not deposits held at branches in the state.
Idaho banks
- 10 banks headquartered in Idaho reported $12.0 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $10.1 billion, up 5.9% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 4.37%, and the median cost of all deposits was 1.44%.
- Institutions
- 10
- Combined total assets
- $12.0 billion
- Combined deposits
- $10.1 billion
- Deposit growth, 12 months
- +5.9%
- Loan growth, 12 months
- +9.8%
- Median net interest margin
- 4.37%
- Median return on assets
- 1.38%
- Median cost of deposits
- 1.44%
What stands out
- Ireland BankNoninterest-bearing deposit share rising while the peer median falls
- Idaho First BankLending absorbing more of the deposit base as cash falls
- Northwest BankLeverage capital ratio rising faster than peers
- First Federal Savings Bank of Twin FallsNet interest margin widening faster than peers
- The Bank of CommerceNet charge-offs rising while the peer median holds steady
- BankcdaProblem loans rising while the peer median holds steady
- D.L. Evans BankUnrealized securities position improving faster than peers
- Farmers BankNet interest margin widening faster than peers
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| D.L. Evans Bank | Burley | $3.7 billion | +7.1% | 1.27% |
| The Bank of Commerce | Ammon | $2.3 billion | +6.9% | 2.06% |
| Northwest Bank | Boise | $1.5 billion | -2.4% | 1.49% |
| First Federal Savings Bank of Twin Falls | Twin Falls | $1.4 billion | -2.8% | 1.57% |
| Idaho First Bank | Mccall | $1.4 billion | +21.2% | 1.05% |
| Farmers Bank | Buhl | $678 million | +9.2% | 1.63% |
| Ireland Bank | Malad City | $355 million | -3.1% | 0.93% |
| Idaho Trust Bank | Boise | $256 million | +9.9% | 0.87% |
| Bankcda | Coeur D Alene | $239 million | +7.4% | 0.90% |
| Twin River Bank | Lewiston | $173 million | +7.8% | 3.15% |
Rankings
- Largest banks in Idaho
- Fastest deposits growth in Idaho
- Fastest loan growth in Idaho
- Highest return on assets in Idaho
All 10 banks headquartered in Idaho
- Bankcda Coeur D Alene
- D.L. Evans Bank Burley
- Farmers Bank Buhl
- First Federal Savings Bank of Twin Falls Twin Falls
- Idaho First Bank Mccall
- Idaho Trust Bank Boise
- Ireland Bank Malad City
- Northwest Bank Boise
- The Bank of Commerce Ammon
- Twin River Bank Lewiston
Idaho credit unions
- 26 credit unions headquartered in Idaho reported $26.2 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $22.5 billion, up 9.7% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.63%, and the median cost of all shares and deposits was 1.59%.
- Institutions
- 26
- Combined total assets
- $26.2 billion
- Combined shares and deposits
- $22.5 billion
- Share and deposit growth, 12 months
- +9.7%
- Loan growth, 12 months
- +12.4%
- Median net interest margin
- 3.63%
- Median return on assets
- 0.56%
- Median cost of shares and deposits
- 1.59%
What stands out
- Capital Educators Federal Credit UnionShares and deposits shrinking while the peer median grows
- Freedom Northwest Credit UnionShare and deposit costs among the highest of similar credit unions
- Snake River Federal Credit UnionLending absorbing more of the share base as cash falls
- Mini-Cassia Empl. Credit UnionDelinquent loans falling while the peer median holds steady
- Cottonwood Community Federal Credit UnionReliance on share certificates falling while the peer median rises
- Boise Fire Department Credit UnionShare and deposit costs among the highest of similar credit unions
- Lookout Federal Credit UnionEfficiency ratio rising while the peer median falls
- Sei Federal Credit UnionFee and other noninterest income among the highest of similar credit unions
Largest credit unions
| Institution | City | Total assets | Share growth | ROA |
|---|---|---|---|---|
| Idaho Central Credit Union | Chubbuck | $15.5 billion | +14.4% | 1.32% |
| Potlatch No. 1 Financial Credit Union | Lewiston | $2.2 billion | +0.8% | 0.91% |
| Westmark Credit Union | Idaho Falls | $1.7 billion | +7.1% | 0.51% |
| Capital Educators Federal Credit Union | Meridian | $1.4 billion | -11.2% | 0.27% |
| Frontier Credit Union | Idaho Falls | $822 million | +10.8% | 0.42% |
| Pioneer Federal Credit Union | Mountain Home | $744 million | +3.8% | 0.24% |
| Freedom Northwest Credit Union | Kamiah | $693 million | +8.1% | 2.64% |
| Beehive Federal Credit Union | Rexburg | $648 million | +7.5% | 1.02% |
| Trugrocer Federal Credit Union | Boise | $320 million | +3.0% | -0.51% |
| Lookout Federal Credit Union | Pocatello | $314 million | +4.8% | 0.18% |
| Advantage Plus Federal Credit Union | Pocatello | $292 million | +8.2% | 0.37% |
| Cottonwood Community Federal Credit Union | Cottonwood | $286 million | +7.4% | 1.63% |
| Lewis Clark Credit Union | Lewiston | $270 million | +5.7% | 0.75% |
| Connections Credit Union | Pocatello | $256 million | +2.2% | 0.37% |
| Clarity Credit Union | Nampa | $236 million | +12.0% | 0.11% |
Rankings
- Largest credit unions in Idaho
- Fastest shares and deposits growth in Idaho
- Fastest loan growth in Idaho
- Highest return on assets in Idaho
All 26 credit unions headquartered in Idaho
- Advantage Plus Federal Credit Union Pocatello
- Beehive Federal Credit Union Rexburg
- Boise Fire Department Credit Union Boise
- Capital Educators Federal Credit Union Meridian
- Clarity Credit Union Nampa
- Connections Credit Union Pocatello
- Cottonwood Community Federal Credit Union Cottonwood
- Freedom Northwest Credit Union Kamiah
- Frontier Credit Union Idaho Falls
- Idaho Central Credit Union Chubbuck
- Idaho United Credit Union Boise
- Latah Credit Union Moscow
- Lewis Clark Credit Union Lewiston
- Lookout Federal Credit Union Pocatello
- Members Preferred Credit Union Idaho Falls
- Mini-Cassia Empl. Credit Union Burley
- Northwest Christian Credit Union Nampa
- Pioneer Federal Credit Union Mountain Home
- Potlatch No. 1 Financial Credit Union Lewiston
- Rails West Federal Credit Union Pocatello
- Sei Federal Credit Union Pocatello
- Simplot Credit Union Pocatello
- Snake River Federal Credit Union Twin Falls
- St Joe Valley Credit Union St Maries
- Trugrocer Federal Credit Union Boise
- Westmark Credit Union Idaho Falls