HEADQUARTERED IN NEW MEXICO
New Mexico banks and credit unions
66 institutions headquartered in New Mexico. Totals describe institutions by headquarters, not deposits held at branches in the state.
New Mexico banks
- 29 banks headquartered in New Mexico reported $16.4 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $14.3 billion, up 2.0% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 4.35%, and the median cost of all deposits was 0.97%.
- Institutions
- 29
- Combined total assets
- $16.4 billion
- Combined deposits
- $14.3 billion
- Deposit growth, 12 months
- +2.0%
- Loan growth, 12 months
- +7.4%
- Median net interest margin
- 4.35%
- Median return on assets
- 1.89%
- Median cost of deposits
- 0.97%
What stands out
- Western Bank, Artesia, New MexicoFunding pressure building
- Dsrm National BankDeposit costs falling faster than peers
- Century BankProblem loans falling while the peer median rises
- First National BankEfficiency ratio rising while the peer median falls
- Bank of the SouthwestDeposit costs among the lowest of similar banks
- Southwest Capital BankLending absorbing more of the deposit base as cash falls
- First New Mexico Bank of Silver CityNet interest margin narrowing while the peer median widens
- Four Corners Community BankProblem loans falling while the peer median holds steady
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| First American Bank | Artesia | $1.9 billion | +1.1% | 2.80% |
| Century Bank | Santa Fe | $1.4 billion | -6.4% | 1.02% |
| Inbank | Raton | $1.4 billion | -6.1% | 1.09% |
| Citizens Bank of Las Cruces | Las Cruces | $1.2 billion | +5.9% | 2.27% |
| Pioneer Bank | Roswell | $1.1 billion | +0.4% | 2.92% |
| Cnb Bank | Carlsbad | $1.1 billion | +16.4% | 2.17% |
| Western Commerce Bank | Carlsbad | $864 million | +7.2% | 3.33% |
| The Citizens Bank | Farmington | $804 million | +1.7% | 2.17% |
| Lea County State Bank | Hobbs | $738 million | -0.7% | 1.42% |
| Four Corners Community Bank | Farmington | $662 million | +14.2% | 1.83% |
| The Citizens Bank of Clovis | Clovis | $493 million | +2.1% | 1.01% |
| Southwest Capital Bank | Albuquerque | $483 million | -6.4% | 1.14% |
| First National Bank | Alamogordo | $453 million | -2.6% | 0.83% |
| James Polk Stone Community Bank | Portales | $444 million | +0.4% | 2.17% |
| The Bank of Clovis | Clovis | $438 million | +10.0% | 1.42% |
Rankings
- Largest banks in New Mexico
- Fastest deposits growth in New Mexico
- Fastest loan growth in New Mexico
- Highest return on assets in New Mexico
All 29 banks headquartered in New Mexico
- American Heritage Bank Clovis
- Bank of the Southwest Roswell
- Centinel Bank of Taos Taos
- Century Bank Santa Fe
- Citizens Bank of Las Cruces Las Cruces
- Cnb Bank Carlsbad
- Community 1st Bank Las Vegas Las Vegas
- Dsrm National Bank Albuquerque
- First American Bank Artesia
- First National Bank Alamogordo
- First New Mexico Bank Deming
- First New Mexico Bank of Silver City Silver City
- First New Mexico Bank, Las Cruces Las Cruces
- First State Bank Socorro
- Four Corners Community Bank Farmington
- Inbank Raton
- James Polk Stone Community Bank Portales
- Lea County State Bank Hobbs
- Main Bank Albuquerque
- Pioneer Bank Roswell
- Southwest Capital Bank Albuquerque
- The Bank of Clovis Clovis
- The Citizens Bank Farmington
- The Citizens Bank of Clovis Clovis
- Tucumcari Federal Savings & Loan Association Tucumcari
- Valley Bank of Commerce Roswell
- Western Bank Lordsburg
- Western Bank, Artesia, New Mexico Artesia
- Western Commerce Bank Carlsbad
New Mexico credit unions
- 37 credit unions headquartered in New Mexico reported $20.8 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $17.7 billion, up 4.6% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.89%, and the median cost of all shares and deposits was 1.26%.
- Institutions
- 37
- Combined total assets
- $20.8 billion
- Combined shares and deposits
- $17.7 billion
- Share and deposit growth, 12 months
- +4.6%
- Loan growth, 12 months
- +7.6%
- Median net interest margin
- 3.89%
- Median return on assets
- 0.68%
- Median cost of shares and deposits
- 1.26%
What stands out
- Sandia Area Federal Credit UnionMembership shrinking while the peer median grows
- U.S. Eagle Federal Credit UnionEfficiency ratio rising while the peer median falls
- Zia Credit UnionBorrowed funding rising while the peer median holds steady
- Eddy Federal Credit UnionFee and other noninterest income among the lowest of similar credit unions
- First Financial Credit UnionNet worth ratio falling while the peer median rises
- Sunward Federal Credit UnionLending absorbing more of the share base as cash falls
- Rio Grande Credit UnionEfficiency ratio rising while the peer median falls
- Mt Taylor Federal Credit UnionAuto lending shrinking faster than peers
Largest credit unions
| Institution | City | Total assets | Share growth | ROA |
|---|---|---|---|---|
| Nusenda Federal Credit Union | Albuquerque | $5.0 billion | +6.0% | 1.18% |
| Sunward Federal Credit Union | Albuquerque | $4.6 billion | +5.1% | 0.48% |
| Del Norte Credit Union | Los Alamos | $1.5 billion | +7.7% | 0.61% |
| U.S. Eagle Federal Credit Union | Albuquerque | $1.5 billion | -0.2% | -1.82% |
| Sandia Area Federal Credit Union | Albuquerque | $1.4 billion | +6.5% | 1.23% |
| State Employees Credit Union | Santa Fe | $1.3 billion | -2.2% | 1.16% |
| First Financial Credit Union | Albuquerque | $1.1 billion | +14.2% | 0.68% |
| Kirtland Federal Credit Union | Albuquerque | $1.1 billion | +1.2% | 0.56% |
| Rio Grande Credit Union | Albuquerque | $666 million | -0.7% | 0.62% |
| Otero Federal Credit Union | Alamogordo | $535 million | +5.1% | 1.79% |
| White Sands Federal Credit Union | Las Cruces | $414 million | +2.8% | 1.03% |
| Guadalupe Credit Union | Santa Fe | $348 million | +3.7% | 1.33% |
| Zia Credit Union | Los Alamos | $308 million | +5.5% | 0.39% |
| Artesia Credit Union | Artesia | $173 million | +10.3% | 1.46% |
| Estacado Federal Credit Union | Hobbs | $120 million | +4.6% | 1.85% |
Rankings
- Largest credit unions in New Mexico
- Fastest shares and deposits growth in New Mexico
- Fastest loan growth in New Mexico
- Highest return on assets in New Mexico
All 37 credit unions headquartered in New Mexico
- Artesia Credit Union Artesia
- Cannon Federal Credit Union Clovis
- Chaves County School Employees Credit Union Roswell
- Cuba Credit Union Cuba
- Del Norte Credit Union Los Alamos
- Deming Schools Employees Credit Union Deming
- Eddy Federal Credit Union Carlsbad
- Estacado Federal Credit Union Hobbs
- Everyone'S Federal Credit Union Tucumcari
- Financial Security Credit Union Carlsbad
- First Financial Credit Union Albuquerque
- Four Corners Federal Credit Union Kirtland
- Guadalupe Credit Union Santa Fe
- High Desert Community Credit Union Aztec
- Internationalites Federal Credit Union Carlsbad
- Jemez Valley Credit Union Jemez Springs
- Kirtland Federal Credit Union Albuquerque
- Loco Credit Union Alamogordo
- Los Alamos Schools Credit Union Los Alamos
- Mt Taylor Federal Credit Union Milan
- Northern New Mexico School Employee Federal Credit Union Santa Fe
- Nusenda Federal Credit Union Albuquerque
- Otero Federal Credit Union Alamogordo
- Quay Schools Federal Credit Union Tucumcari
- Questa Credit Union Questa
- Railroad Employees Credit Union Belen
- Rincones Presbyterian Credit Union Chacon
- Rio Grande Credit Union Albuquerque
- Roswell Community Federal Credit Union Roswell
- Sandia Area Federal Credit Union Albuquerque
- State Employees Credit Union Santa Fe
- Sunward Federal Credit Union Albuquerque
- The Florist Federal Credit Union Roswell
- U-1st Community Federal Credit Union Carlsbad
- U.S. Eagle Federal Credit Union Albuquerque
- White Sands Federal Credit Union Las Cruces
- Zia Credit Union Los Alamos