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HEADQUARTERED IN KENTUCKY

Kentucky banks and credit unions

171 institutions headquartered in Kentucky. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS ·

Kentucky banks

  • 120 banks headquartered in Kentucky reported $84.9 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined deposits were $71.3 billion, up 5.0% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 4.05%, and the median cost of all deposits was 1.81%.
Institutions
120
Combined total assets
$84.9 billion
Combined deposits
$71.3 billion
Deposit growth, 12 months
+5.0%
Loan growth, 12 months
+6.4%
Median net interest margin
4.05%
Median return on assets
1.28%
Median cost of deposits
1.81%

What stands out

Largest banks

InstitutionCityTotal assetsDeposit growthROA
Stock Yards Bank & Trust CompanyLouisville$10.4 billion+13.1%1.72%
Republic Bank & Trust CompanyLouisville$7.1 billion+4.6%1.85%
Community Trust Bank Inc.Pikeville$6.9 billion+8.1%1.70%
Central Bank & Trust CompanyLexington$4.0 billion+6.0%1.31%
Independence Bank of KentuckyOwensboro$3.8 billion-4.4%1.14%
Traditional Bank Inc.Mount Sterling$2.4 billion-0.1%1.23%
South Central Bank Inc.Glasgow$2.3 billion+14.1%1.46%
Heritage Bank Inc.Burlington$2.0 billion+8.1%1.08%
Planters Bank Inc.Hopkinsville$2.0 billion+5.1%1.32%
Whitaker Bank Inc.Lexington$1.9 billion+0.2%1.42%
Forcht Bank N.A.Lexington$1.6 billion+8.2%0.88%
The Cecilian BankCecilia$1.6 billion+4.2%1.74%
Community Financial Services BankBenton$1.4 billion-1.9%1.14%
First Southern National BankLancaster$1.3 billion+1.8%0.08%
Edmonton State BankGlasgow$1.2 billion+3.9%2.37%

Rankings

All 120 banks headquartered in Kentucky
CREDIT UNIONS ·

Kentucky credit unions

  • 51 credit unions headquartered in Kentucky reported $16.8 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined shares and deposits were $14.1 billion, up 8.0% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.69%, and the median cost of all shares and deposits was 1.29%.
Institutions
51
Combined total assets
$16.8 billion
Combined shares and deposits
$14.1 billion
Share and deposit growth, 12 months
+8.0%
Loan growth, 12 months
+9.5%
Median net interest margin
3.69%
Median return on assets
0.67%
Median cost of shares and deposits
1.29%

What stands out

Largest credit unions

InstitutionCityTotal assetsShare growthROA
Commonwealth Federal Credit UnionFrankfort$2.9 billion+12.1%1.82%
Abound Federal Credit UnionRadcliff$2.8 billion+10.5%1.26%
L & N Federal Credit UnionLouisville$2.6 billion+10.1%1.15%
University of Kentucky Federal Credit UnionLexington$1.8 billion+12.7%0.07%
Park Federal Credit UnionLouisville$1.4 billion+2.0%0.25%
Members Heritage Credit UnionLexington$591 million+5.6%0.88%
Transcend Credit UnionLouisville$588 million+3.5%1.38%
Members Choice Credit UnionAshland$431 million+4.8%0.64%
Ashland Credit UnionAshland$412 million+0.7%0.26%
Signet Federal Credit UnionPaducah$398 million+7.2%1.13%
C-Plant Federal Credit UnionPaducah$366 million+7.6%1.36%
Class Act Federal Credit UnionLouisville$365 million+6.5%0.76%
Service One Credit UnionBowling Green$269 million+1.0%0.40%
Autotruck Financial Credit UnionLouisville$220 million+7.3%0.97%
Advanz Federal Credit UnionLouisville$162 million+4.0%0.67%

Rankings

All 51 credit unions headquartered in Kentucky

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