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HEADQUARTERED IN GEORGIA

Georgia banks and credit unions

196 institutions headquartered in Georgia. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS ·

Georgia banks

  • 125 banks headquartered in Georgia reported $105 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined deposits were $88.3 billion, up 12.2% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 4.51%, and the median cost of all deposits was 1.69%.
Institutions
125
Combined total assets
$105 billion
Combined deposits
$88.3 billion
Deposit growth, 12 months
+12.2%
Loan growth, 12 months
+14.1%
Median net interest margin
4.51%
Median return on assets
1.59%
Median cost of deposits
1.69%

What stands out

Largest banks

InstitutionCityTotal assetsDeposit growthROA
Ameris BankAtlanta$28.4 billion+2.6%0.83%
Rbc Bank (Georgia) N.A.Atlanta$9.6 billion+42.7%2.64%
Metro City BankDoraville$4.5 billion+29.5%1.96%
Pinnacle BankElberton$4.0 billion+70.4%1.56%
Colony BankFitzgerald$3.6 billion+16.1%1.23%
Georgia Banking CompanyAtlanta$3.3 billion+37.9%0.91%
Queensborough National Bank & Trust CompanyLouisville$2.3 billion+6.2%1.11%
Thomasville National BankThomasville$2.2 billion+14.8%2.44%
United BankZebulon$2.2 billion+0.3%2.42%
Primesouth BankBlackshear$1.6 billion+8.1%1.96%
BanksouthGreensboro$1.6 billion+20.1%1.66%
Peoplessouth BankColquitt$1.2 billion+4.3%1.42%
American Pride BankMacon$1.0 billion+97.2%0.50%
Affinity Bank N.A.Covington$915 million-3.3%1.15%
First American Bank and Trust CompanyAthens$902 million+3.3%2.06%

Rankings

All 125 banks headquartered in Georgia
CREDIT UNIONS ·

Georgia credit unions

  • 71 credit unions headquartered in Georgia reported $37.6 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined shares and deposits were $32.2 billion, up 3.4% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 4.06%, and the median cost of all shares and deposits was 1.20%.
Institutions
71
Combined total assets
$37.6 billion
Combined shares and deposits
$32.2 billion
Share and deposit growth, 12 months
+3.4%
Loan growth, 12 months
+6.3%
Median net interest margin
4.06%
Median return on assets
0.87%
Median cost of shares and deposits
1.20%

What stands out

Largest credit unions

InstitutionCityTotal assetsShare growthROA
Delta Community Credit UnionAtlanta$9.1 billion+2.4%1.35%
Robins Financial Credit UnionWarner Robins$5.0 billion+4.1%2.08%
Georgia'S Own Credit UnionAtlanta$4.2 billion+0.5%-1.83%
Associated Credit UnionNorcross$2.5 billion+10.0%0.78%
Georgia United Credit UnionDuluth$2.5 billion+6.9%0.95%
Center Parc Credit UnionAtlanta$2.4 billion-0.7%0.38%
Lge Community Credit UnionMarietta$2.4 billion+1.9%0.53%
Peach State Federal Credit UnionLawrenceville$1.1 billion+2.0%0.85%
Credit Union of GeorgiaWoodstock$766 million+8.1%1.35%
Coosa Valley Credit UnionRome$766 million+8.4%1.07%
Kinetic Federal Credit UnionColumbus$665 million+8.2%1.06%
The Southern Credit UnionFayetteville$560 million+1.9%0.50%
Midsouth Community Federal Credit UnionMacon$485 million+1.0%1.03%
Southeastern Credit UnionValdosta$441 million+7.8%1.17%
Membersfirst Credit UnionDecatur$429 million+2.9%0.89%

Rankings

All 71 credit unions headquartered in Georgia

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