RANKING ·
Highest return on assets in Georgia
112 of 125 banks in Georgia that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Annualized return on assets for the quarter | Total assets |
|---|---|---|---|---|
| 1 | Cibc National Trust Company | Atlanta, GA | 14.30% | $413 million |
| 2 | Synovus Trust Company N.A. | Columbus, GA | 13.18% | $157 million |
| 3 | Durden Banking Company, Incorporated | Twin City, GA | 3.59% | $299 million |
| 4 | Douglas National Bank | Douglas, GA | 3.51% | $327 million |
| 5 | Bank of Monticello | Monticello, GA | 3.26% | $158 million |
| 6 | The Commercial Bank | Crawford, GA | 3.16% | $464 million |
| 7 | Sunmark Community Bank | Perry, GA | 2.96% | $557 million |
| 8 | Farmers State Bank | Lincolnton, GA | 2.86% | $186 million |
| 9 | Fnb South | Alma, GA | 2.65% | $735 million |
| 10 | Bank of Dade | Trenton, GA | 2.65% | $162 million |
| 11 | Rbc Bank (Georgia) N.A. | Atlanta, GA | 2.64% | $9.6 billion |
| 12 | Northeast Georgia Bank | Lavonia, GA | 2.62% | $651 million |
| 13 | Thomasville National Bank | Thomasville, GA | 2.44% | $2.2 billion |
| 14 | Community Bank of Pickens County | Jasper, GA | 2.42% | $629 million |
| 15 | United Bank | Zebulon, GA | 2.42% | $2.2 billion |
| 16 | The First National Bank of Waynesboro | Waynesboro, GA | 2.34% | $229 million |
| 17 | Bank of Hazlehurst | Hazlehurst, GA | 2.32% | $134 million |
| 18 | Farmers State Bank | Dublin, GA | 2.19% | $156 million |
| 19 | Flint Community Bank | Albany, GA | 2.17% | $357 million |
| 20 | Farmers and Merchants Bank | Sylvania, GA | 2.14% | $171 million |
| 21 | Classic City Bank | Athens, GA | 2.13% | $314 million |
| 22 | The Citizens Bank of Cochran | Cochran, GA | 2.08% | $201 million |
| 23 | First American Bank and Trust Company | Athens, GA | 2.06% | $902 million |
| 24 | Ab & T | Albany, GA | 2.00% | $261 million |
| 25 | Rabun County Bank | Clayton, GA | 1.98% | $362 million |
| 26 | Primesouth Bank | Blackshear, GA | 1.96% | $1.6 billion |
| 27 | Metro City Bank | Doraville, GA | 1.96% | $4.5 billion |
| 28 | First National Community Bank | Chatsworth, GA | 1.94% | $755 million |
| 29 | Century Bank & Trust | Milledgeville, GA | 1.94% | $491 million |
| 30 | Community Bank of Georgia | Baxley, GA | 1.94% | $269 million |
| 31 | Exchange Bank | Milledgeville, GA | 1.93% | $410 million |
| 32 | Georgia First Bank | Soperton, GA | 1.92% | $291 million |
| 33 | The Citizens Bank of Georgia | Cumming, GA | 1.92% | $599 million |
| 34 | The Citizens Bank of Swainsboro | Swainsboro, GA | 1.90% | $420 million |
| 35 | First State Bank | Wrens, GA | 1.89% | $513 million |
| 36 | First State Bank of Blakely | Blakely, GA | 1.89% | $668 million |
| 37 | Bank of Dawson | Dawson, GA | 1.88% | $160 million |
| 38 | Georgia Community Bank | Albany, GA | 1.88% | $375 million |
| 39 | South Georgia Bank | Glennville, GA | 1.86% | $270 million |
| 40 | Commercial Banking Company | Valdosta, GA | 1.84% | $410 million |
| 41 | Magnolia State Bank | Eastman, GA | 1.83% | $199 million |
| 42 | American Commerce Bank N.A. | Bremen, GA | 1.79% | $496 million |
| 43 | River City Bank | Rome, GA | 1.75% | $423 million |
| 44 | Bank of Madison | Madison, GA | 1.74% | $448 million |
| 45 | South Georgia Banking Company | Omega, GA | 1.73% | $570 million |
| 46 | Planters First Bank | Cordele, GA | 1.72% | $486 million |
| 47 | West Central Georgia Bank | Thomaston, GA | 1.70% | $160 million |
| 48 | Southeastern Bank | Darien, GA | 1.69% | $625 million |
| 49 | Farmers & Merchants Bank | Lakeland, GA | 1.68% | $862 million |
| 50 | Pineland Bank | Alma, GA | 1.67% | $597 million |
| 51 | Banksouth | Greensboro, GA | 1.66% | $1.6 billion |
| 52 | Citizens Trust Bank | Atlanta, GA | 1.65% | $790 million |
| 53 | Citizens Bank of Americus | Americus, GA | 1.65% | $511 million |
| 54 | The Citizens National Bank of Quitman | Quitman, GA | 1.64% | $134 million |
| 55 | The Peoples Bank of Georgia | Talbotton, GA | 1.63% | $252 million |
| 56 | Community Banking Company | Fitzgerald, GA | 1.63% | $297 million |
| 57 | Citizens Bank of the South | Sandersville, GA | 1.62% | $395 million |
| 58 | Glennville Bank | Glennville, GA | 1.60% | $444 million |
| 59 | Promiseone Bank | Duluth, GA | 1.59% | $812 million |
| 60 | Altamaha Bank and Trust Company | Vidalia, GA | 1.58% | $334 million |
| 61 | Pinnacle Bank | Elberton, GA | 1.56% | $4.0 billion |
| 62 | First Port City Bank | Bainbridge, GA | 1.54% | $624 million |
| 63 | United National Bank | Cairo, GA | 1.54% | $309 million |
| 64 | Craft Bank | Atlanta, GA | 1.53% | $306 million |
| 65 | First National Bank of Griffin | Griffin, GA | 1.51% | $368 million |
| 66 | South Coast Bank & Trust | Brunswick, GA | 1.51% | $270 million |
| 67 | Guardian Bank | Valdosta, GA | 1.50% | $598 million |
| 68 | Embassy National Bank | Lawrenceville, GA | 1.48% | $228 million |
| 69 | Great Oaks Bank | Richmond Hill, GA | 1.47% | $422 million |
| 70 | Bank of Newington | Newington, GA | 1.46% | $334 million |
| 71 | First National Bank of Coffee County | Douglas, GA | 1.45% | $547 million |
| 72 | Peoplessouth Bank | Colquitt, GA | 1.42% | $1.2 billion |
| 73 | Peach State Bank & Trust | Gainesville, GA | 1.41% | $786 million |
| 74 | Peoples Bank & Trust | Buford, GA | 1.41% | $563 million |
| 75 | Bank of Camilla | Camilla, GA | 1.38% | $188 million |
| 76 | F & M Bank | Washington, GA | 1.37% | $420 million |
| 77 | Carver State Bank | Savannah, GA | 1.36% | $111 million |
| 78 | Citizens Community Bank | Hahira, GA | 1.34% | $222 million |
| 79 | Waycross Bank & Trust | Waycross, GA | 1.32% | $242 million |
| 80 | Mount Vernon Bank | Mount Vernon, GA | 1.31% | $218 million |
| 81 | The Peoples Bank | Eatonton, GA | 1.27% | $270 million |
| 82 | Colony Bank | Fitzgerald, GA | 1.23% | $3.6 billion |
| 83 | Peoples Bank | Lyons, GA | 1.23% | $192 million |
| 84 | Legacy State Bank | Loganville, GA | 1.22% | $206 million |
| 85 | First Century Bank N.A. | Commerce, GA | 1.21% | $832 million |
| 86 | Affinity Bank N.A. | Covington, GA | 1.15% | $915 million |
| 87 | Family Bank | Pelham, GA | 1.12% | $162 million |
| 88 | The Farmers Bank | Greensboro, GA | 1.12% | $148 million |
| 89 | Queensborough National Bank & Trust Company | Louisville, GA | 1.11% | $2.3 billion |
| 90 | First Peoples Bank | Pine Mountain, GA | 1.05% | $449 million |
| 91 | The Geo. D. Warthen Bank | Sandersville, GA | 0.98% | $190 million |
| 92 | Planters and Citizens Bank | Camilla, GA | 0.97% | $139 million |
| 93 | First Southern Bank | Waycross, GA | 0.96% | $347 million |
| 94 | The Bank of Lafayette | La Fayette, GA | 0.94% | $447 million |
| 95 | Barwick Banking Company | Barwick, GA | 0.93% | $830 million |
| 96 | Oconee State Bank | Watkinsville, GA | 0.92% | $744 million |
| 97 | Georgia Banking Company | Atlanta, GA | 0.91% | $3.3 billion |
| 98 | Bank of Dudley | Dudley, GA | 0.90% | $538 million |
| 99 | The Merchants & Citizens Bank | Mcrae, GA | 0.88% | $146 million |
| 100 | Ameris Bank | Atlanta, GA | 0.83% | $28.4 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings