RANKING ·
Lowest efficiency ratio in Missouri
29 of 87 credit unions in Missouri that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and positive revenue. Institutions with equal values share a rank. Source: NCUA Call Report data.
| Rank | Institution | Headquarters | Efficiency ratio (noninterest expense / revenue) | Total assets |
|---|---|---|---|---|
| 1 | Missouri Electric Cooperatives Empl Credit Union | Jefferson City, MO | 46.6% | $397 million |
| 2 | Civic Central Credit Union | Jefferson City, MO | 51.7% | $105 million |
| 3 | Conservation Employees Credit Union | Jefferson City, MO | 59.6% | $195 million |
| 4 | First Community Credit Union | Chesterfield, MO | 64.4% | $5.0 billion |
| 5 | Multipli Federal Credit Union | Jefferson City, MO | 65.9% | $1.5 billion |
| 6 | Together Credit Union | Saint Louis, MO | 66.0% | $2.7 billion |
| 7 | Ozark Federal Credit Union | Poplar Bluff, MO | 67.5% | $143 million |
| 8 | Infuze Federal Credit Union | Fort Leonard Wo, MO | 68.3% | $457 million |
| 9 | Century Credit Union | Saint Louis, MO | 68.8% | $182 million |
| 10 | Riverways Federal Credit Union | Rolla, MO | 69.9% | $137 million |
| 11 | Alltru Federal Credit Union | Wentzville, MO | 70.6% | $401 million |
| 12 | United Consumers Credit Union | Independence, MO | 71.9% | $217 million |
| 13 | United Credit Union | Mexico, MO | 72.2% | $302 million |
| 14 | Public Safety Credit Union | Kansas City, MO | 72.9% | $191 million |
| 15 | Arsenal Credit Union | Arnold, MO | 74.0% | $387 million |
| 16 | Neighbors Credit Union | Saint Louis, MO | 76.0% | $573 million |
| 17 | West Community Credit Union | O Fallon, MO | 76.7% | $656 million |
| 18 | Metro Credit Union | Springfield, MO | 76.7% | $123 million |
| 19 | Missouri Central Credit Union | Lees Summit, MO | 77.1% | $123 million |
| 20 | Blucurrent Credit Union | Springfield, MO | 78.6% | $406 million |
| 21 | Alliance Credit Union | Fenton, MO | 79.4% | $423 million |
| 22 | St. Louis Community Credit Union | Saint Louis, MO | 80.1% | $445 million |
| 23 | Vantage Credit Union | Saint Charles, MO | 80.9% | $1.2 billion |
| 24 | Telcomm Credit Union | Springfield, MO | 81.5% | $338 million |
| 25 | Central Missouri Community Credit Union | Warrensburg, MO | 84.1% | $140 million |
| 26 | First Missouri Credit Union | Saint Louis, MO | 84.5% | $125 million |
| 27 | Assemblies of God Credit Union | Springfield, MO | 87.0% | $450 million |
| 28 | R G Federal Credit Union | Raymore, MO | 87.3% | $154 million |
| 29 | Great Plains Federal Credit Union | Joplin, MO | 100.4% | $319 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings