RANKING ·
Lowest cost of deposits in Maryland
26 of 27 banks in Maryland that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Cost of all deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | The Harbor Bank of Maryland | Baltimore, MD | 0.86% | $383 million |
| 2 | Woodsboro Bank | Woodsboro, MD | 0.91% | $483 million |
| 3 | Chesapeake Bank & Trust Company | Chestertown, MD | 1.14% | $142 million |
| 4 | The Farmers Bank of Willards | Willards, MD | 1.17% | $548 million |
| 5 | Hebron Savings Bank | Hebron, MD | 1.17% | $839 million |
| 6 | Calvin B. Taylor Banking Company of Berlin, Maryland | Berlin, MD | 1.24% | $1.0 billion |
| 7 | The Bank of Glen Burnie | Glen Burnie, MD | 1.51% | $395 million |
| 8 | Queenstown Bank of Maryland | Queenstown, MD | 1.53% | $730 million |
| 9 | Harford Bank | Aberdeen, MD | 1.61% | $777 million |
| 10 | Bayvanguard Bank | Baltimore, MD | 1.62% | $869 million |
| 11 | First United Bank & Trust | Oakland, MD | 1.62% | $2.1 billion |
| 12 | Bank of Ocean City | Ocean City, MD | 1.68% | $695 million |
| 13 | Shore United Bank N.A. | Easton, MD | 1.69% | $6.1 billion |
| 14 | Middletown Valley Bank | Middletown, MD | 1.75% | $1.2 billion |
| 15 | Farmers and Merchants Bank | Upperco, MD | 1.90% | $874 million |
| 16 | Rosedale Bank | Nottingham, MD | 2.20% | $1.4 billion |
| 17 | Capital Bank N.A. | Rockville, MD | 2.22% | $3.8 billion |
| 18 | Jarrettsville Federal Savings and Loan Association | Jarrettsville, MD | 2.31% | $167 million |
| 19 | Arundel Federal Savings Bank | Glen Burnie, MD | 2.33% | $492 million |
| 20 | First Shore Federal Savings and Loan Association | Salisbury, MD | 2.38% | $367 million |
| 21 | Eastern Savings Bank Federal Savings Bank | Hunt Valley, MD | 2.70% | $336 million |
| 22 | Presidential Bank FSB | Bethesda, MD | 2.74% | $1.0 billion |
| 23 | Eaglebank | Bethesda, MD | 2.94% | $9.6 billion |
| 24 | Glen Burnie Mutual Savings Bank | Glen Burnie, MD | 3.29% | $104 million |
| 25 | Cfg Bank | Lutherville, MD | 3.39% | $6.1 billion |
| 26 | Forbright Bank | Potomac, MD | 3.57% | $8.5 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings