Eaglebank
Bethesda, MD·RSSD 2652092·FDIC 34742·bank:2652092·Risk-based ratios where reported
- #1 of 27Total assets in Maryland
- Top 4%Total assets in the U.S.
- 14offices
- 497employees
- Top 2%C&I loan growth in the U.S.
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Eaglebank
9 of 24 FORFI signals stand out against 271 similar banks, based on FDIC data for the quarter.
Deposits shrinking while the peer median growsWorth a look: Funding 2nd quarter-10.2%peers +5.4%-15.6 pp
Eaglebank's deposits declined 10.2% over the past year to $8.2 billion. The median among 268 similar banks was +5.4%.
| This institution | Peer median | Difference |
|---|---|---|
| Deposits, 12-month growth | ||
| -10.2% | +5.4% | -15.6 pp |
| Deposits | ||
| $8.2 billion | ||
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Eaglebank itself is left out of every peer median and percentile. How signals work
Loans shrinking while the peer median growsNotable: Lending 2nd quarter-14.0%peers +6.2%-20.2 pp
Eaglebank's loans declined 14.0% over the past year to $6.7 billion. The median among 267 similar banks was +6.2%.
| This institution | Peer median | Difference |
|---|---|---|
| Loans, 12-month growth | ||
| -14.0% | +6.2% | -20.2 pp |
| Loans | ||
| $6.7 billion | ||
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Eaglebank itself is left out of every peer median and percentile. How signals work
Problem loans falling while the peer median risesStrength: Asset quality2.05%peers 0.58%+147 bps
Eaglebank's noncurrent loans (nonaccrual plus 90+ days past due) as a share of loans fell 115 bps over the past year to 2.05%. Among 267 similar banks, the median rose 3 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Noncurrent loans (nonaccrual plus 90+ days past due) as a share of loans | ||
| 2.05% | 0.58% | +147 bps |
| 12-month change | ||
| -115 bps | +3 bps | -118 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Eaglebank itself is left out of every peer median and percentile. How signals work
Return on assets rising faster than peersStrength: Earnings0.38%peers 1.39%-101 bps
Eaglebank's annualized return on assets rose 288 bps over the past year to 0.38%. Among 264 similar banks, the median rose 16 bps.
| This institution | Peer median | Difference |
|---|---|---|
| Annualized return on assets | ||
| 0.38% | 1.39% | -101 bps |
| 12-month change | ||
| +288 bps | +16 bps | +273 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Eaglebank itself is left out of every peer median and percentile. How signals work
5 more observations
- Net charge-offs falling while the peer median holds steadyAsset quality
- Commercial lending growing with steady creditLending
- C&I lending growing faster than peersLending
- Deposit costs falling faster than peersFunding
- Noninterest-bearing deposit share rising while the peer median fallsFunding
Key facts
- Eaglebank is a bank headquartered in Bethesda, Maryland. It reported $9.6 billion in total assets for the quarter ended June 30, 2026.
- Deposits totaled $8.2 billion, down 10.2% from a year earlier, and loans totaled $6.7 billion, down 14.0%.
- Its net interest margin was 2.86% and its annualized return on assets was 0.38% for the quarter.
- Its cost of all deposits was 2.94%, compared with a median of 1.99% among 263 similar banks with $3 billion to $10 billion in assets.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Eaglebank's own data, FORFI would look at: Which depositors and relationships drive the change in funding, and what to offer them next.
Analysis workspaces
Sources and identifiers
- Institution
- Eaglebank · Bank
- Federal Reserve RSSD
- 2652092
- FDIC certificate
- 34742
- Reporting period
- Peer group
- 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. Eaglebank itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $9.33M | — | |
| $126.54M | — | |
| $62.33M | — | |
| $64.21M | — | |
| $10.84M | — | |
| $42.46M | — | |
| $21.9M | — | |
| $21.9M | — | |
| 0.38% | 0.38%ROAQ · Quarter | |
| 2.86% | 2.86%NIMYQ · Quarter | |
| 56.58% | 56.58%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.