RANKING ·
Lowest cost of deposits in Illinois
265 of 328 banks in Illinois that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Cost of all deposits, annualized for the quarter | Total assets |
|---|---|---|---|---|
| 1 | First Federal Savings Bank of Champaign-Urbana | Champaign, IL | 0.02% | $193 million |
| 2 | The Farmers State Bank and Trust Company | Jacksonville, IL | 0.52% | $210 million |
| 3 | Midland Federal Savings and Loan Association | Bridgeview, IL | 0.73% | $111 million |
| 4 | Grundy Bank | Morris, IL | 0.76% | $505 million |
| 5 | First State Bank and Trust | Monticello, IL | 0.81% | $510 million |
| 6 | First National Bank in Pinckneyville | Pinckneyville, IL | 0.82% | $138 million |
| 7 | Anna-Jonesboro National Bank | Anna, IL | 0.83% | $234 million |
| 8 | First Community Bank of Moultrie County | Sullivan, IL | 0.85% | $120 million |
| 9 | First National Bank of Nokomis | Nokomis, IL | 0.87% | $182 million |
| 10 | The Farmers and Merchants National Bank of Nashville | Nashville, IL | 0.91% | $270 million |
| 11 | Farmers State Bank of Western Illinois | Alpha, IL | 0.96% | $167 million |
| 12 | Murphy-Wall State Bank and Trust Company | Pinckneyville, IL | 0.98% | $206 million |
| 13 | The First National Bank of Raymond | Raymond, IL | 0.99% | $187 million |
| 14 | First National Bank of Lacon | Lacon, IL | 0.99% | $104 million |
| 15 | Old Second National Bank | Aurora, IL | 0.99% | $6.9 billion |
| 16 | The Frederick Community Bank | Paxton, IL | 1.00% | $196 million |
| 17 | Rushville State Bank | Rushville, IL | 1.01% | $135 million |
| 18 | Hoyne Savings Bank | Chicago, IL | 1.01% | $480 million |
| 19 | First Community Bank and Trust | Beecher, IL | 1.03% | $202 million |
| 20 | First Bank of Manhattan | Manhattan, IL | 1.03% | $266 million |
| 21 | Scott State Bank | Bethany, IL | 1.03% | $204 million |
| 22 | Marquette Bank | Chicago, IL | 1.04% | $2.1 billion |
| 23 | State Bank of Whittington | Benton, IL | 1.04% | $180 million |
| 24 | Peoples Bank & Trust | Pana, IL | 1.05% | $657 million |
| 25 | Fnbc Bank and Trust | La Grange, IL | 1.06% | $582 million |
| 26 | Philo Exchange Bank | Philo, IL | 1.06% | $157 million |
| 27 | Heritage Bank of Schaumburg | Schaumburg, IL | 1.08% | $150 million |
| 28 | Prairie State Bank & Trust | Springfield, IL | 1.09% | $840 million |
| 29 | Anderson State Bank | Oneida, IL | 1.10% | $109 million |
| 30 | The Granville National Bank | Granville, IL | 1.12% | $118 million |
| 31 | Devon Bank | Chicago, IL | 1.13% | $419 million |
| 32 | Better Banks | Peoria, IL | 1.14% | $446 million |
| 33 | Legence Bank | Eldorado, IL | 1.14% | $643 million |
| 34 | Town and Country Bank Midwest | Quincy, IL | 1.15% | $279 million |
| 35 | Iroquois Farmers State Bank | Iroquois, IL | 1.15% | $174 million |
| 36 | The Gerber State Bank | Argenta, IL | 1.16% | $101 million |
| 37 | Teutopolis State Bank | Teutopolis, IL | 1.18% | $359 million |
| 38 | Security Bank, S.B. | Springfield, IL | 1.18% | $244 million |
| 39 | Heartland Bank and Trust Company | Bloomington, IL | 1.19% | $6.7 billion |
| 40 | Security Savings Bank | Monmouth, IL | 1.20% | $241 million |
| 41 | Resource Bank N.A. | Dekalb, IL | 1.21% | $869 million |
| 42 | Shelby County State Bank | Shelbyville, IL | 1.22% | $363 million |
| 43 | Farmers State Bank of Hoffman | Hoffman, IL | 1.22% | $232 million |
| 44 | Signature Bank | Rosemont, IL | 1.23% | $2.1 billion |
| 45 | Southern Illinois Bank | Johnston City, IL | 1.23% | $136 million |
| 46 | The First National Bank in Tremont | Tremont, IL | 1.25% | $188 million |
| 47 | Peoples Bank of Kankakee County | Bourbonnais, IL | 1.27% | $376 million |
| 48 | Union Savings Bank | Freeport, IL | 1.27% | $182 million |
| 49 | Midamerica National Bank | Canton, IL | 1.27% | $685 million |
| 50 | Hickory Point Bank and Trust | Decatur, IL | 1.27% | $718 million |
| 51 | The Havana National Bank | Havana, IL | 1.28% | $333 million |
| 52 | First State Bank of Campbell Hill | Campbell Hill, IL | 1.28% | $160 million |
| 53 | Sterling Federal Bank, Federal Savings Bank | Sterling, IL | 1.28% | $482 million |
| 54 | Home State Bank/National Association | Crystal Lake, IL | 1.29% | $776 million |
| 55 | Clay County State Bank | Louisville, IL | 1.29% | $104 million |
| 56 | Hometown National Bank | La Salle, IL | 1.30% | $307 million |
| 57 | The First National Bank in Amboy | Amboy, IL | 1.30% | $325 million |
| 58 | Municipal Trust and Savings Bank | Bourbonnais, IL | 1.30% | $382 million |
| 59 | First National Bank of Steeleville | Steeleville, IL | 1.31% | $275 million |
| 60 | First Robinson Savings Bank N.A. | Robinson, IL | 1.31% | $512 million |
| 61 | First Southern Bank | Marion, IL | 1.33% | $1.0 billion |
| 62 | Chester National Bank | Chester, IL | 1.34% | $126 million |
| 63 | West Central Bank | Ashland, IL | 1.35% | $232 million |
| 64 | Prairie Community Bank | Marengo, IL | 1.35% | $188 million |
| 65 | First Community Bank of Hillsboro | Hillsboro, IL | 1.35% | $133 million |
| 66 | State Street Bank and Trust Company | Quincy, IL | 1.36% | $357 million |
| 67 | First State Bank Shannon-Polo | Shannon, IL | 1.36% | $190 million |
| 68 | First Secure State Bank | Wonder Lake, IL | 1.36% | $306 million |
| 69 | Bank of Kampsville | Kampsville, IL | 1.37% | $134 million |
| 70 | Farmers State Bank of Alto Pass, Ill. | Alto Pass, IL | 1.37% | $342 million |
| 71 | First National Bank of Waterloo | Waterloo, IL | 1.38% | $929 million |
| 72 | Bankorion | Orion, IL | 1.38% | $688 million |
| 73 | North Central Bank | Hennepin, IL | 1.39% | $166 million |
| 74 | State Bank of Bement | Bement, IL | 1.41% | $186 million |
| 75 | Petefish, Skiles & Company | Virginia, IL | 1.41% | $502 million |
| 76 | Liberty Bank | Liberty, IL | 1.42% | $194 million |
| 77 | Ipava State Bank | Lewistown, IL | 1.42% | $222 million |
| 78 | Alliance Community Bank | Petersburg, IL | 1.43% | $414 million |
| 79 | First National Bank in Taylorville | Taylorville, IL | 1.43% | $200 million |
| 80 | Spring Valley City Bank | Spring Valley, IL | 1.44% | $207 million |
| 81 | Fwbank | Chicago, IL | 1.45% | $207 million |
| 82 | The Fnb Community Bank | Vandalia, IL | 1.45% | $499 million |
| 83 | Eureka Savings Bank | La Salle, IL | 1.46% | $436 million |
| 84 | Servbank N.A. | Oswego, IL | 1.46% | $1.7 billion |
| 85 | Amalgamated Bank of Chicago | Chicago, IL | 1.47% | $1.3 billion |
| 86 | Community State Bank of Rock Falls | Rock Falls, IL | 1.47% | $318 million |
| 87 | Buena Vista National Bank | Chester, IL | 1.48% | $344 million |
| 88 | The Litchfield National Bank | Litchfield, IL | 1.48% | $136 million |
| 89 | The Bank of Herrin | Herrin, IL | 1.48% | $349 million |
| 90 | North Shore Trust and Savings | Waukegan, IL | 1.48% | $270 million |
| 91 | 1nb Bank | Carlyle, IL | 1.48% | $319 million |
| 92 | First Trust Bank of Illinois | Kankakee, IL | 1.49% | $406 million |
| 93 | Solutions Bank | Forreston, IL | 1.49% | $492 million |
| 94 | Providence Bank & Trust | South Holland, IL | 1.49% | $1.6 billion |
| 95 | The First Trust and Savings Bank of Watseka | Watseka, IL | 1.49% | $337 million |
| 96 | The First National Bank of Sparta | Sparta, IL | 1.50% | $115 million |
| 97 | Vermilion Valley Bank | Piper City, IL | 1.50% | $198 million |
| 98 | Tompkins State Bank | Avon, IL | 1.52% | $303 million |
| 99 | Anna State Bank | Anna, IL | 1.52% | $112 million |
| 100 | Farmers State Bank | Pittsfield, IL | 1.53% | $340 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings