23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
AT A GLANCE
Inside the balance sheet
Residential39.77%
Farmland15.36%
Commercial Real Estate13.16%
Commercial Industrial10.47%
Agriculture9.79%
Multifamily5.73%
Construction2.31%
Consumer2.07%
Heloc1.55%
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
WHAT CHANGED · Q2 2026
No material changes against peers this quarter
0 of 24 FORFI signals stand out against 1223 similar banks, based on FDIC data for the quarter.
IN BRIEF
Key facts
The First National Bank in Tremont is a bank headquartered in Tremont, Illinois. It reported $188 million in total assets for the quarter ended June 30, 2026.
Deposits totaled $166 million, up 1.6% from a year earlier, and loans totaled $125 million, up 5.3%.
Its net interest margin was 4.08% and its annualized return on assets was 1.03% for the quarter.
Its cost of all deposits was 1.25%, compared with a median of 1.68% among 1213 similar banks with $100 million to $300 million in assets.
Bank summary
Scorecard against peers
1077 peers · same-source medians
Capitalization
MeasureValuePeer medianvs peers
Liquidity & funding
MeasureValuePeer medianvs peers
Margin & yield
MeasureValuePeer medianvs peers
Income & expense
MeasureValuePeer medianvs peers
Asset quality
MeasureValuePeer medianvs peers
Charge-offs & allowance
MeasureValuePeer medianvs peers
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Threshold review
Watch items
11 of 13 rules evaluated
No FORFI threshold flags for this quarter.
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
BEYOND PUBLIC DATA
Public filings show what changed. Internal data shows why.
With an institution's own data, FORFI finds the customers and relationships behind each trend, and the next action for each.
1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. The First National Bank in Tremont itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
COMPARE LIKE FOR LIKE
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.