RANKING ·
Fastest loan growth in Michigan
69 of 74 banks in Michigan that filed for the quarter ended June 30, 2026 are ranked. Loans of at least $25 million a year earlier; probable mergers left out. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Loans, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | First State Bank of Michigan | Decatur, MI | +114.7% | $87.8 million |
| 2 | Community Unity Bank | Birmingham, MI | +62.7% | $107 million |
| 3 | Citizens State Bank | Royal Oak, MI | +55.0% | $581 million |
| 4 | Macatawa Bank N.A. | Holland, MI | +54.3% | $3.7 billion |
| 5 | First Independence Bank | Detroit, MI | +35.9% | $875 million |
| 6 | Bank Michigan | Brooklyn, MI | +30.1% | $176 million |
| 7 | Central Savings Bank | Sault Sainte Mar, MI | +27.6% | $517 million |
| 8 | Capitol National Bank | Lansing, MI | +25.0% | $209 million |
| 9 | Huron Valley State Bank | Milford, MI | +22.0% | $292 million |
| 10 | Northpointe Bank | Grand Rapids, MI | +16.5% | $7.5 billion |
| 11 | First State Bank | Eastpointe, MI | +15.9% | $1.3 billion |
| 12 | Thumb Bank & Trust | Pigeon, MI | +15.8% | $673 million |
| 13 | Tri-County Bank | Brown City, MI | +14.3% | $639 million |
| 14 | Oxford Bank | Oxford, MI | +13.8% | $931 million |
| 15 | Isabella Bank | Mount Pleasant, MI | +13.8% | $2.2 billion |
| 16 | West Michigan Community Bank | Hudsonville, MI | +12.7% | $1.2 billion |
| 17 | Century Bank and Trust | Coldwater, MI | +12.1% | $494 million |
| 18 | Huron State Bank | Rogers City, MI | +12.0% | $95.1 million |
| 19 | Northstar Bank | Bad Axe, MI | +12.0% | $1.2 billion |
| 20 | Upper Peninsula State Bank | Escanaba, MI | +11.8% | $372 million |
| 21 | Eaton Community Bank | Charlotte, MI | +11.7% | $543 million |
| 22 | Kalamazoo County State Bank | Schoolcraft, MI | +11.2% | $118 million |
| 23 | University Bank | Ann Arbor, MI | +11.2% | $1.2 billion |
| 24 | State Savings Bank | Frankfort, MI | +10.7% | $431 million |
| 25 | West Shore Bank | Ludington, MI | +10.1% | $834 million |
| 26 | Huron Community Bank | East Tawas, MI | +10.0% | $323 million |
| 27 | Northern Interstate Bank N.A. | Norway, MI | +9.5% | $194 million |
| 28 | Citizens National Bank of Cheboygan | Cheboygan, MI | +9.0% | $471 million |
| 29 | The State Savings Bank of Manistique | Manistique, MI | +8.8% | $178 million |
| 30 | Blissfield State Bank | Blissfield, MI | +8.3% | $115 million |
| 31 | Highpoint Community Bank | Hastings, MI | +8.2% | $592 million |
| 32 | First National Bank & Trust | Iron Mountain, MI | +7.9% | $386 million |
| 33 | Charlevoix State Bank | Charlevoix, MI | +7.7% | $248 million |
| 34 | Union Bank | Grand Rapids, MI | +7.6% | $397 million |
| 35 | Honor Bank | Honor, MI | +7.2% | $443 million |
| 36 | Baybank | Gladstone, MI | +7.1% | $173 million |
| 37 | Southern Michigan Bank & Trust | Coldwater, MI | +7.1% | $1.7 billion |
| 38 | The First National Bank of Saint Ignace | St. Ignace, MI | +7.0% | $336 million |
| 39 | First National Bank of Michigan | Kalamazoo, MI | +6.5% | $989 million |
| 40 | County National Bank | Hillsdale, MI | +6.4% | $1.4 billion |
| 41 | Independent Bank | Grand Rapids, MI | +6.1% | $5.7 billion |
| 42 | United Bank of Michigan | Grand Rapids, MI | +5.6% | $1.1 billion |
| 43 | First National Bank of America | East Lansing, MI | +5.2% | $6.8 billion |
| 44 | Choiceone Bank | Sparta, MI | +5.1% | $4.5 billion |
| 45 | Range Bank | Marquette, MI | +4.7% | $604 million |
| 46 | First Community Bank | Harbor Springs, MI | +4.1% | $414 million |
| 47 | The Port Austin State Bank | Port Austin, MI | +3.6% | $67.8 million |
| 48 | Alden State Bank | Alden, MI | +3.0% | $318 million |
| 49 | First Bank, Upper Michigan | Gladstone, MI | +2.9% | $629 million |
| 50 | Bay Port State Bank | Bay Port, MI | +2.7% | $153 million |
| 51 | The Shelby State Bank | Shelby, MI | +2.7% | $397 million |
| 52 | 1st State Bank | Saginaw, MI | +1.2% | $490 million |
| 53 | Mercantile Bank | Grand Rapids, MI | +0.6% | $6.2 billion |
| 54 | Superior National Bank | Hancock, MI | +0.1% | $1.0 billion |
| 55 | Lake-Osceola State Bank | Baldwin, MI | +0.1% | $469 million |
| 56 | Mi Bank | Bloomfield Towns, MI | -0.4% | $245 million |
| 57 | The Dart Bank | Mason, MI | -0.5% | $1.5 billion |
| 58 | Bank of Ann Arbor | Ann Arbor, MI | -1.2% | $3.5 billion |
| 59 | Chelsea State Bank | Chelsea, MI | -1.6% | $417 million |
| 60 | Dearborn Federal Savings Bank | Dearborn, MI | -1.6% | $307 million |
| 61 | Sidney State Bank | Sidney, MI | -2.7% | $139 million |
| 62 | Sturgis Bank & Trust Company | Sturgis, MI | -2.8% | $1.0 billion |
| 63 | Mayville State Bank | Mayville, MI | -3.0% | $94.6 million |
| 64 | Peoples State Bank of Munising | Munising, MI | -3.3% | $190 million |
| 65 | Commercial Bank | Ithaca, MI | -4.4% | $553 million |
| 66 | The Miners State Bank | Iron River, MI | -5.4% | $135 million |
| 67 | Homestead Savings Bank | Albion, MI | -5.4% | $71.6 million |
| 68 | Grand River Bank | Grandville, MI | -6.2% | $507 million |
| 69 | Eastern Michigan Bank | Croswell, MI | -6.7% | $554 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings