RANKING ·
Largest net interest margin improvement in Maryland
26 of 27 banks in Maryland that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets and a comparable quarter a year earlier. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Net interest margin, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | Harford Bank | Aberdeen, MD | +56 bps | $777 million |
| 2 | Bank of Ocean City | Ocean City, MD | +53 bps | $695 million |
| 3 | Shore United Bank N.A. | Easton, MD | +37 bps | $6.1 billion |
| 4 | Jarrettsville Federal Savings and Loan Association | Jarrettsville, MD | +35 bps | $167 million |
| 5 | Middletown Valley Bank | Middletown, MD | +33 bps | $1.2 billion |
| 6 | The Harbor Bank of Maryland | Baltimore, MD | +32 bps | $383 million |
| 7 | Farmers and Merchants Bank | Upperco, MD | +31 bps | $874 million |
| 8 | The Farmers Bank of Willards | Willards, MD | +31 bps | $548 million |
| 9 | First United Bank & Trust | Oakland, MD | +29 bps | $2.1 billion |
| 10 | Woodsboro Bank | Woodsboro, MD | +26 bps | $483 million |
| 11 | Rosedale Bank | Nottingham, MD | +23 bps | $1.4 billion |
| 12 | First Shore Federal Savings and Loan Association | Salisbury, MD | +23 bps | $367 million |
| 13 | Presidential Bank FSB | Bethesda, MD | +21 bps | $1.0 billion |
| 14 | Queenstown Bank of Maryland | Queenstown, MD | +21 bps | $730 million |
| 15 | Calvin B. Taylor Banking Company of Berlin, Maryland | Berlin, MD | +16 bps | $1.0 billion |
| 16 | Eaglebank | Bethesda, MD | +14 bps | $9.6 billion |
| 17 | Arundel Federal Savings Bank | Glen Burnie, MD | +13 bps | $492 million |
| 18 | Hebron Savings Bank | Hebron, MD | +11 bps | $839 million |
| 19 | Eastern Savings Bank Federal Savings Bank | Hunt Valley, MD | +11 bps | $336 million |
| 20 | Bayvanguard Bank | Baltimore, MD | +8 bps | $869 million |
| 21 | The Bank of Glen Burnie | Glen Burnie, MD | -4 bps | $395 million |
| 22 | Glen Burnie Mutual Savings Bank | Glen Burnie, MD | -4 bps | $104 million |
| 23 | Chesapeake Bank & Trust Company | Chestertown, MD | -9 bps | $142 million |
| 24 | Capital Bank N.A. | Rockville, MD | -43 bps | $3.8 billion |
| 25 | Forbright Bank | Potomac, MD | -49 bps | $8.5 billion |
| 26 | Cfg Bank | Lutherville, MD | -68 bps | $6.1 billion |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings