RANKING ·
Highest net interest margin in Maryland
26 of 27 banks in Maryland that filed for the quarter ended June 30, 2026 are ranked. At least $100 million in total assets. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | Net interest margin | Total assets |
|---|---|---|---|---|
| 1 | Capital Bank N.A. | Rockville, MD | 5.61% | $3.8 billion |
| 2 | Eastern Savings Bank Federal Savings Bank | Hunt Valley, MD | 5.58% | $336 million |
| 3 | Hebron Savings Bank | Hebron, MD | 4.83% | $839 million |
| 4 | The Harbor Bank of Maryland | Baltimore, MD | 4.72% | $383 million |
| 5 | Chesapeake Bank & Trust Company | Chestertown, MD | 4.70% | $142 million |
| 6 | Bayvanguard Bank | Baltimore, MD | 4.60% | $869 million |
| 7 | The Farmers Bank of Willards | Willards, MD | 4.52% | $548 million |
| 8 | Woodsboro Bank | Woodsboro, MD | 4.28% | $483 million |
| 9 | First United Bank & Trust | Oakland, MD | 4.05% | $2.1 billion |
| 10 | Calvin B. Taylor Banking Company of Berlin, Maryland | Berlin, MD | 4.03% | $1.0 billion |
| 11 | Harford Bank | Aberdeen, MD | 4.01% | $777 million |
| 12 | Cfg Bank | Lutherville, MD | 3.85% | $6.1 billion |
| 13 | Middletown Valley Bank | Middletown, MD | 3.84% | $1.2 billion |
| 14 | Shore United Bank N.A. | Easton, MD | 3.80% | $6.1 billion |
| 15 | Bank of Ocean City | Ocean City, MD | 3.62% | $695 million |
| 16 | First Shore Federal Savings and Loan Association | Salisbury, MD | 3.50% | $367 million |
| 17 | Presidential Bank FSB | Bethesda, MD | 3.50% | $1.0 billion |
| 18 | Farmers and Merchants Bank | Upperco, MD | 3.48% | $874 million |
| 19 | Queenstown Bank of Maryland | Queenstown, MD | 3.30% | $730 million |
| 20 | The Bank of Glen Burnie | Glen Burnie, MD | 3.29% | $395 million |
| 21 | Forbright Bank | Potomac, MD | 3.24% | $8.5 billion |
| 22 | Eaglebank | Bethesda, MD | 2.86% | $9.6 billion |
| 23 | Jarrettsville Federal Savings and Loan Association | Jarrettsville, MD | 2.71% | $167 million |
| 24 | Rosedale Bank | Nottingham, MD | 2.67% | $1.4 billion |
| 25 | Arundel Federal Savings Bank | Glen Burnie, MD | 2.33% | $492 million |
| 26 | Glen Burnie Mutual Savings Bank | Glen Burnie, MD | 1.27% | $104 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings