RANKING ·
Fastest commercial and industrial (C&I) loan growth in Michigan
35 of 74 banks in Michigan that filed for the quarter ended June 30, 2026 are ranked. C&I loans of at least $25 million a year earlier; probable mergers left out. Institutions with equal values share a rank. Source: FDIC quarterly financial data.
| Rank | Institution | Headquarters | C&I loans, change over 12 months | Total assets |
|---|---|---|---|---|
| 1 | First Independence Bank | Detroit, MI | +66.9% | $875 million |
| 2 | Central Savings Bank | Sault Sainte Mar, MI | +42.9% | $517 million |
| 3 | Macatawa Bank N.A. | Holland, MI | +42.7% | $3.7 billion |
| 4 | Oxford Bank | Oxford, MI | +36.9% | $931 million |
| 5 | Citizens State Bank | Royal Oak, MI | +34.4% | $581 million |
| 6 | Honor Bank | Honor, MI | +31.3% | $443 million |
| 7 | First State Bank | Eastpointe, MI | +20.4% | $1.3 billion |
| 8 | West Michigan Community Bank | Hudsonville, MI | +20.3% | $1.2 billion |
| 9 | Choiceone Bank | Sparta, MI | +15.5% | $4.5 billion |
| 10 | Southern Michigan Bank & Trust | Coldwater, MI | +15.4% | $1.7 billion |
| 11 | Independent Bank | Grand Rapids, MI | +14.5% | $5.7 billion |
| 12 | First Community Bank | Harbor Springs, MI | +10.3% | $414 million |
| 13 | Union Bank | Grand Rapids, MI | +9.8% | $397 million |
| 14 | Superior National Bank | Hancock, MI | +9.6% | $1.0 billion |
| 15 | Northstar Bank | Bad Axe, MI | +8.5% | $1.2 billion |
| 16 | West Shore Bank | Ludington, MI | +8.3% | $834 million |
| 17 | Isabella Bank | Mount Pleasant, MI | +7.1% | $2.2 billion |
| 18 | Sturgis Bank & Trust Company | Sturgis, MI | +4.8% | $1.0 billion |
| 19 | Century Bank and Trust | Coldwater, MI | +2.5% | $494 million |
| 20 | 1st State Bank | Saginaw, MI | +1.6% | $490 million |
| 21 | Range Bank | Marquette, MI | +0.1% | $604 million |
| 22 | First National Bank of Michigan | Kalamazoo, MI | -0.3% | $989 million |
| 23 | County National Bank | Hillsdale, MI | -0.8% | $1.4 billion |
| 24 | The Dart Bank | Mason, MI | -2.8% | $1.5 billion |
| 25 | Mi Bank | Bloomfield Towns, MI | -4.4% | $245 million |
| 26 | Mercantile Bank | Grand Rapids, MI | -4.8% | $6.2 billion |
| 27 | Bank of Ann Arbor | Ann Arbor, MI | -5.0% | $3.5 billion |
| 28 | First Bank, Upper Michigan | Gladstone, MI | -5.7% | $629 million |
| 29 | Chelsea State Bank | Chelsea, MI | -6.8% | $417 million |
| 30 | Grand River Bank | Grandville, MI | -7.0% | $507 million |
| 31 | Commercial Bank | Ithaca, MI | -10.0% | $553 million |
| 32 | Huron Community Bank | East Tawas, MI | -15.8% | $323 million |
| 33 | First National Bank & Trust | Iron Mountain, MI | -17.8% | $386 million |
| 34 | Thumb Bank & Trust | Pigeon, MI | -22.4% | $673 million |
| 35 | Tri-County Bank | Brown City, MI | -32.8% | $639 million |
Rankings sort one published measure; they are not an overall judgment of any institution. Methodology · All rankings