U.S. Bank Trust National Association Sd
Sioux Falls, SD·RSSD 2667920·FDIC 34813·bank:2667920·Risk-based ratios where reported
- #37 of 58Total assets in South Dakota
- 1offices
- 9employees
- Top 1%Efficiency vs. peers
- Top 1%Return on assets in the U.S.
- Top 1%Fee income vs. peers
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
Portfolio detail unavailable
This source does not provide mapped loan categories for this filing.
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at U.S. Bank Trust National Association Sd
3 of 16 FORFI signals stand out against 1223 similar banks, based on FDIC data for the quarter.
Fee and other noninterest income among the highest of similar banksStrength: Earnings 2nd quarter10.18%peers 0.36%+982 bps
U.S. Bank Trust National Association Sd's noninterest income relative to average assets was 10.18%, compared with a median of 0.36% among 1223 similar banks: higher than 99% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Noninterest income relative to average assets | ||
| 10.18% | 0.36% | +982 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. U.S. Bank Trust National Association Sd itself is left out of every peer median and percentile. How signals work
Where U.S. Bank Trust National Association Sd differs most from peers
Leverage capital ratio among the highest of similar banksContext: Capital100.58%peers 11.33%+89.2 pp
U.S. Bank Trust National Association Sd's leverage ratio was 100.58%, compared with a median of 11.33% among 1223 similar banks: the highest of them.
| This institution | Peer median | Difference |
|---|---|---|
| Leverage ratio | ||
| 100.58% | 11.33% | +89.2 pp |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. U.S. Bank Trust National Association Sd itself is left out of every peer median and percentile. How signals work
Efficiency ratio among the lowest of similar banksContext: Efficiency17.9%peers 63.3%-45.4 pp
U.S. Bank Trust National Association Sd's efficiency ratio was 17.9%, compared with a median of 63.3% among 1220 similar banks: the lowest of them.
| This institution | Peer median | Difference |
|---|---|---|
| Efficiency ratio | ||
| 17.9% | 63.3% | -45.4 pp |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. U.S. Bank Trust National Association Sd itself is left out of every peer median and percentile. How signals work
2 more observations
- Net interest margin narrowing while the peer median widensEarnings
- Return on assets falling while the peer median risesEarnings
Key facts
- U.S. Bank Trust National Association Sd is a bank headquartered in Sioux Falls, South Dakota. It reported $192 million in total assets for the quarter ended June 30, 2026.
- Deposits totaled $0, and loans totaled $0.
- Its net interest margin was 3.78% and its annualized return on assets was 8.83% for the quarter.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With U.S. Bank Trust National Association Sd's own data, FORFI would look at: Which relationships and products drive the change in earnings, and where pricing has drifted.
Analysis workspaces
Sources and identifiers
- Institution
- U.S. Bank Trust National Association Sd · Bank
- Federal Reserve RSSD
- 2667920
- FDIC certificate
- 34813
- Reporting period
- Peer group
- 1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. U.S. Bank Trust National Association Sd itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $4.2M | — | |
| $1.71M | — | |
| $0 | — | |
| $1.71M | — | |
| $4.84M | — | |
| $1.17M | — | |
| $0 | — | |
| $0 | — | |
| 8.83% | 8.80%ROAQ · Quarter | |
| 3.78% | 3.77%NIMYQ · Quarter | |
| 17.87% | 17.87%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.