The Huntington National Bank
Columbus, OH·RSSD 12311·FDIC 6560·bank:12311·Risk-based ratios where reported
- #4 of 160Total assets in Ohio
- Top 1%Total assets in the U.S.
- 1,477offices
- 25.5Kemployees
- #3 of 150Deposit growth in Ohio
- Top 2%Loan growth in the U.S.
- #3 of 62C&I loan growth in Ohio
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at The Huntington National Bank
5 of 24 FORFI signals stand out against 52 similar banks, based on FDIC data for the quarter.
Funding pressure buildingWorth a look: Funding FORFI signal 2nd quarter1.86%peers 1.77%+9 bps
The Huntington National Bank's cost of deposits has not eased the way it has at similar banks, while more of the funding base moved into higher-rate time deposits.
| This institution | Peer median | Difference |
|---|---|---|
| Cost of all deposits | ||
| 1.86% | 1.77% | +9 bps |
| Time deposits' share of deposits | ||
| 11.2% | 11.7% | -0.5 pp |
With internal data, FORFI would look at: Which depositors repriced or moved balances, which relationships are at risk of migrating, and where exception pricing is concentrated.
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 52 banks with $50 billion or more in assets that filed FDIC data for the same quarter. The Huntington National Bank itself is left out of every peer median and percentile. How signals work
Unrealized securities position improving faster than peersStrength: Capital 2nd quarter-15.8%peers -10.7%-5.2 pp
The Huntington National Bank's unrealized securities gain or loss relative to Tier 1 capital rose 8.7 percentage points over the past year to -15.8%. Among 50 similar banks, the median rose 2.4 percentage points.
| This institution | Peer median | Difference |
|---|---|---|
| Unrealized securities gain or loss relative to Tier 1 capital | ||
| -15.8% | -10.7% | -5.2 pp |
| 12-month change | ||
| +8.7 pp | +2.4 pp | +6.3 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 52 banks with $50 billion or more in assets that filed FDIC data for the same quarter. The Huntington National Bank itself is left out of every peer median and percentile. How signals work
Efficiency ratio rising while the peer median fallsWorth a look: Efficiency60.1%peers 55.1%+5.0 pp
The Huntington National Bank's efficiency ratio rose 5.1 percentage points over the past year to 60.1%. Among 50 similar banks, the median fell 0.7 percentage points.
| This institution | Peer median | Difference |
|---|---|---|
| Efficiency ratio | ||
| 60.1% | 55.1% | +5.0 pp |
| 12-month change | ||
| +5.1 pp | -0.7 pp | +5.8 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 52 banks with $50 billion or more in assets that filed FDIC data for the same quarter. The Huntington National Bank itself is left out of every peer median and percentile. How signals work
2 more observations
- Deposit costs falling more slowly than peersFunding
- Reliance on CDs rising while the peer median fallsFunding
Key facts
- The Huntington National Bank is a bank headquartered in Columbus, Ohio. It reported $283 billion in total assets for the quarter ended June 30, 2026.
- Deposits totaled $227 billion, up 35.7% from a year earlier, and loans totaled $191 billion, up 40.9%.
- Its net interest margin was 3.40% and its annualized return on assets was 1.13% for the quarter.
- Its cost of all deposits was 1.86%, compared with a median of 1.77% among 50 similar banks with $50 billion or more in assets.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With The Huntington National Bank's own data, FORFI would look at: Which depositors repriced or moved balances, which relationships are at risk of migrating, and where exception pricing is concentrated.
Analysis workspaces
Sources and identifiers
- Institution
- The Huntington National Bank · Bank
- Federal Reserve RSSD
- 12311
- FDIC certificate
- 6560
- Reporting period
- Peer group
- 52 banks with $50 billion or more in assets that filed FDIC data for the same quarter. The Huntington National Bank itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $801.99M | — | |
| $3.4B | — | |
| $1.26B | — | |
| $2.14B | — | |
| $638.45M | — | |
| $1.67B | — | |
| $124.86M | — | |
| $131.69M | — | |
| 1.13% | 1.13%ROAQ · Quarter | |
| 3.40% | 3.39%NIMYQ · Quarter | |
| 60.14% | 58.20%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.