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BANK INTELLIGENCEFDIC · 002

State Bank of India

Chicago, IL·RSSD 217237·FDIC 33664·bank:217237·Risk-based ratios where reported

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FDIC 002 · Q2 2026Public source
Total assets
$4.32B
6.6%vs. same quarter last year
Gross loans & leases
$4.08B
7.2%vs. same quarter last year
Deposits / shares
$3.28B
6.5%vs. same quarter last year
Return on assets · quarter
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Required source data unavailable
THE DIRECTION OF TRAVEL

Performance over time

$4.32BQ2 2026·FDIC
State Bank of India

23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.

AT A GLANCE

Inside the balance sheet

Commercial Industrial26.41%

FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.

WHAT CHANGED · Q2 2026

No material changes against peers this quarter

0 of 17 FORFI signals stand out against 271 similar banks, based on FDIC data for the quarter.

Where State Bank of India differs most from peers

Leverage capital ratio among the lowest of similar banksContext: Capital0.00%peers 10.43%-10.4 pp

State Bank of India's leverage ratio was 0.00%, compared with a median of 10.43% among 271 similar banks: lower than 99% of them.

This institutionPeer medianDifference
Leverage ratio
0.00%10.43%-10.4 pp

Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. State Bank of India itself is left out of every peer median and percentile. How signals work

Problem loans among the lowest of similar banksContext: Asset quality0.00%peers 0.58%-58 bps

State Bank of India's noncurrent loans as a share of loans was 0.00%, compared with a median of 0.58% among 268 similar banks: lower than 99% of them.

This institutionPeer medianDifference
Noncurrent loans as a share of loans
0.00%0.58%-58 bps

Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. State Bank of India itself is left out of every peer median and percentile. How signals work

Loan-to-deposit ratio among the highest of similar banksContext: Liquidity124.3%peers 89.7%+34.6 pp

State Bank of India's loans as a share of deposits was 124.3%, compared with a median of 89.7% among 269 similar banks: higher than 97% of them.

This institutionPeer medianDifference
Loans as a share of deposits
124.3%89.7%+34.6 pp

Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. State Bank of India itself is left out of every peer median and percentile. How signals work

IN BRIEF

Key facts

  • State Bank of India is a bank headquartered in Chicago, Illinois. It reported $4.3 billion in total assets for the quarter ended June 30, 2026.
  • Deposits totaled $3.3 billion, up 6.5% from a year earlier, and loans totaled $4.1 billion, up 7.2%.
Bank summary

Scorecard against peers

6 peers · same-source medians

Capitalization

MeasureValuePeer medianvs peers

Liquidity & funding

MeasureValuePeer medianvs peers

Asset quality

MeasureValuePeer medianvs peers

Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.

Threshold review

Watch items

4 of 13 rules evaluated

Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.

BEYOND PUBLIC DATA

Public filings show what changed. Internal data shows why.

With State Bank of India's own data, FORFI would look at: Which balance-sheet segments consume or release capital, relationship by relationship.

See how FORFI works
Go deeper

Analysis workspaces

ABOUT THIS DATA

Sources and identifiers

Institution
State Bank of India · Bank
Federal Reserve RSSD
217237
FDIC certificate
33664
Reporting period
Peer group
271 banks with $3 billion to $10 billion in assets that filed FDIC data for the same quarter. State Bank of India itself is left out of every peer median and percentile.

Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology

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Income & calculation basis

FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.

MeasureFORFI calculationFDIC published reference
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——ROAQ · Quarter
——NIMYQ · Quarter
——EEFFQR · adjusted · Quarter

Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).

How to interpret differences

Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.

Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.

Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.

AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.

Regulatory source definitions

Filing imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.

FDIC public data · Q2 2026 · Monetary values normalized to USD · View provider