National Advisors Trust Company
Leawood, KS·RSSD 2809373·FDIC 57160·bank:2809373·Risk-based ratios where reported
- #181 of 185Total assets in Kansas
- 1offices
- 80employees
- Top 2%Return on assets vs. peers
- Top 3%Fee income vs. peers
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
Portfolio detail unavailable
This source does not provide mapped loan categories for this filing.
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at National Advisors Trust Company
6 of 19 FORFI signals stand out against 583 similar banks, based on FDIC data for the quarter.
Margin squeezed by funding costsWorth a look: Earnings FORFI signal4.03%peers 3.94%+9 bps
National Advisors Trust Company's net interest margin lagged similar banks as its cost of deposits failed to fall as quickly.
| This institution | Peer median | Difference |
|---|---|---|
| Net interest margin | ||
| 4.03% | 3.94% | +9 bps |
| Cost of all deposits | ||
| 4.81% | 1.51% | +331 bps |
With internal data, FORFI would look at: Which relationships and products carry the rates behind the gap, and where pricing has drifted.
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. National Advisors Trust Company itself is left out of every peer median and percentile. How signals work
Deposit costs among the highest of similar banksWorth a look: Funding 2nd quarter4.81%peers 1.51%+331 bps
National Advisors Trust Company's cost of all deposits was 4.81%, compared with a median of 1.51% among 538 similar banks: the highest of them.
| This institution | Peer median | Difference |
|---|---|---|
| Cost of all deposits | ||
| 4.81% | 1.51% | +331 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. National Advisors Trust Company itself is left out of every peer median and percentile. How signals work
Fee and other noninterest income among the highest of similar banksStrength: Earnings 2nd quarter117.61%peers 0.27%+11734 bps
National Advisors Trust Company's noninterest income relative to average assets was 117.61%, compared with a median of 0.27% among 576 similar banks: higher than 97% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Noninterest income relative to average assets | ||
| 117.61% | 0.27% | +11734 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 583 banks with under $100 million in assets that filed FDIC data for the same quarter. National Advisors Trust Company itself is left out of every peer median and percentile. How signals work
3 more observations
- Net interest margin narrowing while the peer median widensEarnings
- Return on assets falling while the peer median risesEarnings
- Deposit costs rising while the peer median fallsFunding
Key facts
- National Advisors Trust Company is a bank headquartered in Leawood, Kansas. It reported $21.6 million in total assets for the quarter ended June 30, 2026.
- Deposits totaled $500,000, up 0.0% from a year earlier, and loans totaled $0.
- Its net interest margin was 4.03% and its annualized return on assets was 30.52% for the quarter.
- Its cost of all deposits was 4.81%, compared with a median of 1.51% among 538 similar banks with under $100 million in assets.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With National Advisors Trust Company's own data, FORFI would look at: Which relationships and products carry the rates behind the gap, and where pricing has drifted.
Analysis workspaces
Sources and identifiers
- Institution
- National Advisors Trust Company · Bank
- Federal Reserve RSSD
- 2809373
- FDIC certificate
- 57160
- Reporting period
- Peer group
- 583 banks with under $100 million in assets that filed FDIC data for the same quarter. National Advisors Trust Company itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $1.57M | — | |
| $165K | — | |
| $6K | — | |
| $159K | — | |
| $6.05M | — | |
| $4.02M | — | |
| $0 | — | |
| $0 | — | |
| 30.52% | 30.43%ROAQ · Quarter | |
| 4.03% | 4.02%NIMYQ · Quarter | |
| 64.78% | 63.23%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.