Collinsville Building and Loan Association
Collinsville, IL·RSSD 658474·FDIC 28103·bank:658474·CBLR opted in
- #255 of 328Total assets in Illinois
- 1offices
- 15employees
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Collinsville Building and Loan Association
1 of 25 FORFI signals stand out against 1223 similar banks, based on FDIC data for the quarter.
Fee and other noninterest income among the lowest of similar banksWorth a look: Earnings 2nd quarter0.01%peers 0.36%-35 bps
Collinsville Building and Loan Association's noninterest income relative to average assets was 0.01%, compared with a median of 0.36% among 1223 similar banks: lower than 99% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Noninterest income relative to average assets | ||
| 0.01% | 0.36% | -35 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. Collinsville Building and Loan Association itself is left out of every peer median and percentile. How signals work
Where Collinsville Building and Loan Association differs most from peers
Noninterest-bearing deposit share among the lowest of similar banksContext: Funding0.6%peers 21.6%-21.0 pp
Collinsville Building and Loan Association's share of deposits that pay no interest was 0.6%, compared with a median of 21.6% among 1213 similar banks: lower than 99% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Share of deposits that pay no interest | ||
| 0.6% | 21.6% | -21.0 pp |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. Collinsville Building and Loan Association itself is left out of every peer median and percentile. How signals work
Leverage capital ratio among the highest of similar banksContext: Capital29.50%peers 11.33%+18.2 pp
Collinsville Building and Loan Association's leverage ratio was 29.50%, compared with a median of 11.33% among 1223 similar banks: higher than 98% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Leverage ratio | ||
| 29.50% | 11.33% | +18.2 pp |
Not a flagged change: this is where the institution sits furthest from similar institutions this quarter. Peers: 1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. Collinsville Building and Loan Association itself is left out of every peer median and percentile. How signals work
Key facts
- Collinsville Building and Loan Association is a bank headquartered in Collinsville, Illinois. It reported $118 million in total assets for the quarter ended June 30, 2026.
- Deposits totaled $82.7 million, down 1.6% from a year earlier, and loans totaled $83.1 million, down 4.3%.
- Its net interest margin was 2.35% and its annualized return on assets was 0.05% for the quarter.
- Its cost of all deposits was 2.33%, compared with a median of 1.68% among 1213 similar banks with $100 million to $300 million in assets.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Collinsville Building and Loan Association's own data, FORFI would look at: Which relationships and products drive the change in earnings, and where pricing has drifted.
Analysis workspaces
Sources and identifiers
- Institution
- Collinsville Building and Loan Association · Bank
- Federal Reserve RSSD
- 658474
- FDIC certificate
- 28103
- Reporting period
- Peer group
- 1223 banks with $100 million to $300 million in assets that filed FDIC data for the same quarter. Collinsville Building and Loan Association itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $14K | — | |
| $1.15M | — | |
| $477K | — | |
| $674K | — | |
| $3K | — | |
| $675K | — | |
| $0 | — | |
| $0 | — | |
| 0.05% | 0.05%ROAQ · Quarter | |
| 2.35% | 2.35%NIMYQ · Quarter | |
| 99.70% | 99.70%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.