Barclays Bank Delaware
Wilmington, DE·RSSD 2980209·FDIC 57203·bank:2980209·Risk-based ratios where reported
- #4 of 26Total assets in Delaware
- Top 1%Total assets in the U.S.
- 1offices
- 4,631employees
- Top 1%Net interest margin in the U.S.
- Top 1%Fee income vs. peers
- Top 2%Return on assets vs. peers
Performance over time
23 available quarters · Gaps indicate missing data · Reported period-end total assets; consolidated for FFIEC 031.
Inside the balance sheet
FDIC reported categories · Shares of reported gross loans. Missing components are not treated as zero.
What stands out at Barclays Bank Delaware
8 of 23 FORFI signals stand out against 111 similar banks, based on FDIC data for the quarter.
Fee and other noninterest income among the highest of similar banksStrength: Earnings6.13%peers 0.70%+543 bps
Barclays Bank Delaware's noninterest income relative to average assets was 6.13%, compared with a median of 0.70% among 107 similar banks: higher than 99% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Noninterest income relative to average assets | ||
| 6.13% | 0.70% | +543 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. Barclays Bank Delaware itself is left out of every peer median and percentile. How signals work
Deposit costs among the highest of similar banksWorth a look: Funding 2nd quarter3.71%peers 1.86%+186 bps
Barclays Bank Delaware's cost of all deposits was 3.71%, compared with a median of 1.86% among 106 similar banks: higher than 97% of them.
| This institution | Peer median | Difference |
|---|---|---|
| Cost of all deposits | ||
| 3.71% | 1.86% | +186 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. Barclays Bank Delaware itself is left out of every peer median and percentile. How signals work
Leverage capital ratio falling while the peer median risesWorth a look: Capital10.76%peers 10.33%+0.4 pp
Barclays Bank Delaware's leverage ratio fell 2.5 percentage points over the past year to 10.76%. Among 111 similar banks, the median was essentially unchanged.
| This institution | Peer median | Difference |
|---|---|---|
| Leverage ratio | ||
| 10.76% | 10.33% | +0.4 pp |
| 12-month change | ||
| -2.5 pp | 0.0 pp | -2.5 pp |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. Barclays Bank Delaware itself is left out of every peer median and percentile. How signals work
Net charge-offs rising while the peer median holds steadyWorth a look: Asset quality4.54%peers 0.11%+443 bps
Barclays Bank Delaware's annualized net charge-off rate rose 84 bps over the past year to 4.54%. Among 105 similar banks, the median was essentially unchanged.
| This institution | Peer median | Difference |
|---|---|---|
| Annualized net charge-off rate | ||
| 4.54% | 0.11% | +443 bps |
| 12-month change | ||
| +84 bps | 0 bps | +84 bps |
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. Barclays Bank Delaware itself is left out of every peer median and percentile. How signals work
Loans shrinking while the peer median growsNotable: Lending-10.0%peers +6.3%-16.3 pp
Barclays Bank Delaware's loans declined 10.0% over the past year to $29.6 billion. The median among 109 similar banks was +6.3%.
| This institution | Peer median | Difference |
|---|---|---|
| Loans, 12-month growth | ||
| -10.0% | +6.3% | -16.3 pp |
| Loans | ||
| $29.6 billion | ||
FORFI flags a change when an institution sits in the outer tail of similar institutions and the gap is large enough to matter. Peers: 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. Barclays Bank Delaware itself is left out of every peer median and percentile. How signals work
3 more observations
- Return on assets rising faster than peersEarnings
- Reliance on CDs falling faster than peersFunding
- Efficiency ratio falling faster than peersEfficiency
Key facts
- Barclays Bank Delaware is a bank headquartered in Wilmington, Delaware. It reported $43.5 billion in total assets for the quarter ended June 30, 2026.
- Deposits totaled $35.3 billion, up 1.1% from a year earlier, and loans totaled $29.6 billion, down 10.0%.
- Its net interest margin was 11.04% and its annualized return on assets was 3.45% for the quarter.
- Its cost of all deposits was 3.71%, compared with a median of 1.86% among 106 similar banks with $10 billion to $50 billion in assets.
Scorecard against peers
Capitalization
Liquidity & funding
Margin & yield
Income & expense
Asset quality
Charge-offs & allowance
Arrows show whether the value sits above or below the peer median. Colour shows whether that side is favourable for the measure: green favourable, red unfavourable, grey where neither side is (for example, a lower loan-to-core-deposit ratio is favourable, so a negative gap is green). Peer medians cover the same source, form, period, institution type and asset band, and count this institution in its own cohort. The peer line on every chart reads the same cohort. Regulatory definitions differ from FORFI quarterly estimates.
Watch items
Screening prompts computed from this filing only. Thresholds follow common review conventions and interagency concentration references; they are not supervisory ratings or predictions.
Public filings show what changed. Internal data shows why.
With Barclays Bank Delaware's own data, FORFI would look at: Which relationships and products drive the change in earnings, and where pricing has drifted.
Analysis workspaces
Sources and identifiers
- Institution
- Barclays Bank Delaware · Bank
- Federal Reserve RSSD
- 2980209
- FDIC certificate
- 57203
- Reporting period
- Peer group
- 111 banks with $10 billion to $50 billion in assets that filed FDIC data for the same quarter. Barclays Bank Delaware itself is left out of every peer median and percentile.
Figures are FORFI calculations from public regulatory filings, shown as reported. Signals are descriptive screening rules, not supervisory ratings, credit opinions or forecasts. Methodology
Income & calculation basis
FDIC · 2026-04-01 through 2026-06-30 · Annualization factor 4.010989 applies to ROA and margin only.
| Measure | FORFI calculation | FDIC published reference |
|---|---|---|
| $388M | — | |
| $1.48B | — | |
| $349M | — | |
| $1.14B | — | |
| $688M | — | |
| $930M | — | |
| $359M | — | |
| $359M | — | |
| 3.45% | 3.44%ROAQ · Quarter | |
| 11.04% | 11.01%NIMYQ · Quarter | |
| 51.01% | 50.41%EEFFQR · adjusted · Quarter |
Credit-quality reconciliation · Source components agree. NALNLS (nonaccrual) + P9LNLS (90+ days accruing) = NCLNLS (noncurrent).
How to interpret differences
Flows cover the selected income window. Balance-sheet amounts, members and staffing are as of the filing date.
Published FDIC references use the regulator's own averaging, annualization and adjustments; the convention selector changes FORFI calculations only. Source-provided averages are used when available; endpoint fallbacks are labeled estimates.
Missing inputs remain unavailable. Credit-union margins use average assets and are not comparable with bank margins over earning assets.
AFS + HTM securities exclude deposits at other institutions. Broader investment totals may overlap cash; do not add them to cash without reconciling components.
Regulatory source definitionsFiling imported 2026-09-25T00:32:31.073937+00:00. Separate reference provenance is included in the export.