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HEADQUARTERED IN WEST VIRGINIA

West Virginia banks and credit unions

115 institutions headquartered in West Virginia. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS ·

West Virginia banks

  • 41 banks headquartered in West Virginia reported $51.7 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined deposits were $42.1 billion, up 4.0% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 4.04%, and the median cost of all deposits was 1.58%.
Institutions
41
Combined total assets
$51.7 billion
Combined deposits
$42.1 billion
Deposit growth, 12 months
+4.0%
Loan growth, 12 months
+5.2%
Median net interest margin
4.04%
Median return on assets
1.18%
Median cost of deposits
1.58%

What stands out

Largest banks

InstitutionCityTotal assetsDeposit growthROA
Wesbanco Bank Inc.Wheeling$27.7 billion+2.3%1.42%
City National Bank of West VirginiaCharleston$6.8 billion+2.1%2.00%
Mvb Bank Inc.Fairmont$3.5 billion+10.9%1.87%
Clear Mountain Bank Inc.Bruceton Mills$1.0 billion+2.5%1.76%
Potomac Bank Inc.Charles Town$980 million+6.7%1.44%
Pendleton Community Bank Inc.Franklin$850 million+4.4%1.23%
Cnb Bank Inc.Berkeley Springs$806 million+8.3%1.18%
Citizens Bank of West Virginia Inc.Elkins$772 million+12.8%1.90%
Putnam County BankHurricane$704 million+5.8%0.90%
The Poca Valley Bank Inc.Walton$666 million+4.3%0.69%
Jefferson Security BankShepherdstown$566 million+3.9%1.18%
Huntington Federal Savings BankHuntington$532 million-1.9%-0.31%
Hancock County Savings Bank, F.S.B.Chester$508 million+4.2%0.89%
Freedom Bank Inc.Belington$430 million+106.2%1.65%
The Grant County BankPetersburg$407 million+9.8%1.32%

Rankings

All 41 banks headquartered in West Virginia
CREDIT UNIONS ·

West Virginia credit unions

  • 74 credit unions headquartered in West Virginia reported $5.3 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined shares and deposits were $4.5 billion, up 2.9% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.98%, and the median cost of all shares and deposits was 0.97%.
Institutions
74
Combined total assets
$5.3 billion
Combined shares and deposits
$4.5 billion
Share and deposit growth, 12 months
+2.9%
Loan growth, 12 months
+1.2%
Median net interest margin
3.98%
Median return on assets
0.83%
Median cost of shares and deposits
0.97%

What stands out

Largest credit unions

InstitutionCityTotal assetsShare growthROA
Bayer Heritage Federal Credit UnionNew Martinsvill$801 million+3.0%1.02%
First Choice America Community Federal Credit UnionWeirton$714 million+4.5%1.77%
Fairmont Federal Credit UnionFairmont$603 million+6.0%1.12%
West Virginia Central Federal Credit UnionParkersburg$341 million+7.9%0.33%
Pioneer Appalachia Federal Credit UnionCharleston$245 million+4.3%0.64%
Long Reach Federal Credit UnionMiddlebourne$193 million+12.0%0.96%
Star USA Federal Credit UnionCharleston$153 million-4.4%0.47%
West Virginia Federal Credit UnionSouth Charlesto$142 million+6.7%2.30%
Peoples Federal Credit UnionNitro$131 million+3.4%1.19%
The United Federal Credit UnionMorgantown$109 million+4.0%0.79%
One Community Federal Credit UnionParkersburg$101 million-13.4%1.11%
Universal Federal Credit UnionHuntington$99.5 million-0.6%0.62%
The State Credit UnionCharleston$95.3 million+4.8%1.50%
Members Choice Wv Federal Credit UnionCharleston$93.6 million+2.0%0.81%
Camc Federal Credit UnionCharleston$80.3 million-0.6%1.90%

Rankings

All 74 credit unions headquartered in West Virginia

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