HEADQUARTERED IN VERMONT
Vermont banks and credit unions
24 institutions headquartered in Vermont. Totals describe institutions by headquarters, not deposits held at branches in the state.
Vermont banks
- 12 banks headquartered in Vermont reported $8.9 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $7.3 billion, up 4.8% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.58%, and the median cost of all deposits was 1.53%.
- Institutions
- 12
- Combined total assets
- $8.9 billion
- Combined deposits
- $7.3 billion
- Deposit growth, 12 months
- +4.8%
- Loan growth, 12 months
- +6.2%
- Median net interest margin
- 3.58%
- Median return on assets
- 0.85%
- Median cost of deposits
- 1.53%
What stands out
- National Bank of MiddleburyNoninterest-bearing deposit share rising while the peer median falls
- Brattleboro Savings & Loan AssociationEfficiency ratio falling faster than peers
- The Business BankBalance sheet jumped in a single quarter
- Ledyard National BankUnrealized securities position improving faster than peers
- Passumpsic Savings BankReturn on assets rising faster than peers
- Peoples Trust Company of St. AlbansDeposit costs rising while the peer median falls
- Wells River Savings BankReliance on CDs rising while the peer median holds steady
- Northfield Savings BankEfficiency ratio falling faster than peers
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| Northfield Savings Bank | Northfield | $1.6 billion | +3.8% | 0.82% |
| Union Bank | Morrisville | $1.6 billion | -0.7% | 0.80% |
| Community National Bank | Derby | $1.2 billion | +5.2% | 1.67% |
| Ledyard National Bank | Norwich | $1.1 billion | +7.0% | 0.77% |
| Passumpsic Savings Bank | Saint Johnsbury | $934 million | +7.3% | 2.27% |
| The Bank of Bennington | Bennington | $662 million | +3.5% | 0.88% |
| National Bank of Middlebury | Middlebury | $554 million | -1.2% | 1.00% |
| Peoples Trust Company of St. Albans | Saint Albans | $395 million | +4.9% | 0.95% |
| The Business Bank | S Burlington | $352 million | +28.1% | -0.49% |
| Brattleboro Savings & Loan Association | Brattleboro | $296 million | +5.7% | 0.83% |
| Wells River Savings Bank | Wells River | $267 million | +10.3% | 0.60% |
| First National Bank of Orwell | Orwell | $91.5 million | +4.2% | 1.43% |
Rankings
- Largest banks in Vermont
- Fastest deposits growth in Vermont
- Fastest loan growth in Vermont
- Highest return on assets in Vermont
All 12 banks headquartered in Vermont
- Brattleboro Savings & Loan Association Brattleboro
- Community National Bank Derby
- First National Bank of Orwell Orwell
- Ledyard National Bank Norwich
- National Bank of Middlebury Middlebury
- Northfield Savings Bank Northfield
- Passumpsic Savings Bank Saint Johnsbury
- Peoples Trust Company of St. Albans Saint Albans
- The Bank of Bennington Bennington
- The Business Bank S Burlington
- Union Bank Morrisville
- Wells River Savings Bank Wells River
Vermont credit unions
- 12 credit unions headquartered in Vermont reported $7.4 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $6.3 billion, up 8.1% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 4.23%, and the median cost of all shares and deposits was 1.15%.
- Institutions
- 12
- Combined total assets
- $7.4 billion
- Combined shares and deposits
- $6.3 billion
- Share and deposit growth, 12 months
- +8.1%
- Loan growth, 12 months
- +8.8%
- Median net interest margin
- 4.23%
- Median return on assets
- 0.83%
- Median cost of shares and deposits
- 1.15%
What stands out
- Green Mountain Credit UnionMembership growing while the peer median shrinks
- Northern Lights Federal Credit UnionShares and deposits growing faster than peers
- Eastrise Federal Credit UnionReturn on assets rising faster than peers
- Central Vermont Medical Center,Inc. Credit UnionMembership growing while the peer median shrinks
- 802 Credit UnionShares and deposits growing faster than peers
- Northeast Schools and Hospital Credit UnionAuto lending shrinking faster than peers
- Orlex Government Employees Credit UnionAuto lending growing while the peer median shrinks
- Members 1st Credit UnionShare and deposit costs falling while the peer median holds steady
Largest credit unions
| Institution | City | Total assets | Share growth | ROA |
|---|---|---|---|---|
| Eastrise Federal Credit Union | Williston | $3.2 billion | +5.2% | 1.86% |
| Vermont Federal Credit Union | So Burlington | $1.1 billion | +14.4% | 0.91% |
| North Country Federal Credit Union | Burlington | $1.1 billion | +5.1% | 1.15% |
| Heritage Family Federal Credit Union | Rutland | $870 million | +7.9% | 1.57% |
| 802 Credit Union | Barre | $508 million | +18.4% | 1.12% |
| One Credit Union | Springfield | $264 million | -0.3% | 0.13% |
| Green Mountain Credit Union | South Burlingto | $152 million | +35.5% | 0.29% |
| Northern Lights Federal Credit Union | Saint Johnsbury | $42.8 million | +40.7% | 1.50% |
| Members 1st Credit Union | Brattleboro | $22.9 million | +1.9% | 0.74% |
| Central Vermont Medical Center,Inc. Credit Union | Barre | $12.7 million | +1.9% | -0.72% |
| Orlex Government Employees Credit Union | Newport | $6.9 million | +3.2% | -0.16% |
| Northeast Schools and Hospital Credit Union | Newport | $5.6 million | +2.4% | 0.25% |
Rankings
- Largest credit unions in Vermont
- Fastest shares and deposits growth in Vermont
- Fastest loan growth in Vermont
- Highest return on assets in Vermont
All 12 credit unions headquartered in Vermont
- 802 Credit Union Barre
- Central Vermont Medical Center,Inc. Credit Union Barre
- Eastrise Federal Credit Union Williston
- Green Mountain Credit Union South Burlingto
- Heritage Family Federal Credit Union Rutland
- Members 1st Credit Union Brattleboro
- North Country Federal Credit Union Burlington
- Northeast Schools and Hospital Credit Union Newport
- Northern Lights Federal Credit Union Saint Johnsbury
- One Credit Union Springfield
- Orlex Government Employees Credit Union Newport
- Vermont Federal Credit Union So Burlington