HEADQUARTERED IN PUERTO RICO
Puerto Rico banks and credit unions
8 institutions headquartered in Puerto Rico. Totals describe institutions by headquarters, not deposits held at branches in the state.
Puerto Rico banks
- 4 banks headquartered in Puerto Rico reported $95.2 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $86.1 billion, up 3.8% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 4.50%, and the median cost of all deposits was 1.35%.
- Institutions
- 4
- Combined total assets
- $95.2 billion
- Combined deposits
- $86.1 billion
- Deposit growth, 12 months
- +3.8%
- Loan growth, 12 months
- +4.1%
- Median net interest margin
- 4.50%
- Median return on assets
- 1.67%
- Median cost of deposits
- 1.35%
What stands out
- Banco Popular de Puerto RicoNet charge-offs rising while the peer median falls
- Nave BankDeposits growing faster than peers
- Oriental BankReliance on CDs rising while the peer median falls
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | San Juan | $63.3 billion | +5.0% | 1.45% |
| Firstbank Puerto Rico | Santurce | $19.2 billion | +1.8% | 2.00% |
| Oriental Bank | San Juan | $12.0 billion | -1.6% | 1.89% |
| Nave Bank | San Juan | $555 million | +148.9% | -0.21% |
Rankings
- Largest banks in Puerto Rico
- Fastest deposits growth in Puerto Rico
- Fastest loan growth in Puerto Rico
- Highest return on assets in Puerto Rico
All 4 banks headquartered in Puerto Rico
- Banco Popular de Puerto Rico San Juan
- Firstbank Puerto Rico Santurce
- Nave Bank San Juan
- Oriental Bank San Juan
Puerto Rico credit unions
- 4 credit unions headquartered in Puerto Rico reported $1.3 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $1.1 billion, up 3.8% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 5.09%, and the median cost of all shares and deposits was 1.29%.
- Institutions
- 4
- Combined total assets
- $1.3 billion
- Combined shares and deposits
- $1.1 billion
- Share and deposit growth, 12 months
- +3.8%
- Loan growth, 12 months
- +3.8%
- Median net interest margin
- 5.09%
- Median return on assets
- 0.89%
- Median cost of shares and deposits
- 1.29%
What stands out
- Caribe Federal Credit UnionFee and other noninterest income among the lowest of similar credit unions
- Puerto Rico Federal Credit UnionNet interest margin widening faster than peers
- Vapr Federal Credit UnionEfficiency ratio rising while the peer median falls
- Puerto Rico Employee Groups Federal Credit UnionNet charge-offs rising while the peer median holds steady
Largest credit unions
| Institution | City | Total assets | Share growth | ROA |
|---|---|---|---|---|
| Caribe Federal Credit Union | San Juan | $800 million | +3.3% | 3.59% |
| Vapr Federal Credit Union | San Juan | $316 million | +7.3% | 1.26% |
| Puerto Rico Federal Credit Union | Caparra | $188 million | -0.3% | 0.30% |
| Puerto Rico Employee Groups Federal Credit Union | San Juan | $3.4 million | +8.0% | 0.52% |
Rankings
- Largest credit unions in Puerto Rico
- Fastest shares and deposits growth in Puerto Rico
- Fastest loan growth in Puerto Rico
- Highest return on assets in Puerto Rico
All 4 credit unions headquartered in Puerto Rico
- Caribe Federal Credit Union San Juan
- Puerto Rico Employee Groups Federal Credit Union San Juan
- Puerto Rico Federal Credit Union Caparra
- Vapr Federal Credit Union San Juan