HEADQUARTERED IN MONTANA
Montana banks and credit unions
76 institutions headquartered in Montana. Totals describe institutions by headquarters, not deposits held at branches in the state.
Montana banks
- 35 banks headquartered in Montana reported $78.1 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $63.9 billion, up 4.6% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 4.22%, and the median cost of all deposits was 1.51%.
- Institutions
- 35
- Combined total assets
- $78.1 billion
- Combined deposits
- $63.9 billion
- Deposit growth, 12 months
- +4.6%
- Loan growth, 12 months
- +2.6%
- Median net interest margin
- 4.22%
- Median return on assets
- 1.51%
- Median cost of deposits
- 1.51%
What stands out
- The Yellowstone BankUnrealized securities position worsening while the peer median improves
- Davidson Trust Co.Deposit costs among the lowest of similar banks
- Stockman Bank of MontanaUnrealized securities position worsening while the peer median improves
- First Interstate BankLoans shrinking while the peer median grows
- Pioneer Federal Savings & Loan AssociationReturn on assets falling while the peer median rises
- The First State Bank of ShelbyNoninterest-bearing deposit share rising while the peer median falls
- Little Horn State BankNet charge-offs falling while the peer median holds steady
- Bank of BozemanBorrowed funding falling while the peer median holds steady
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| Glacier Bank | Kalispell | $31.6 billion | +14.0% | 1.30% |
| First Interstate Bank | Billings | $25.8 billion | -5.6% | 1.40% |
| Stockman Bank of Montana | Miles City | $7.7 billion | +11.0% | 1.88% |
| Opportunity Bank of Montana | Helena | $2.1 billion | +3.1% | 0.83% |
| Independence Bank | Havre | $1.4 billion | +1.4% | 1.92% |
| The Yellowstone Bank | Laurel | $1.3 billion | +5.9% | 3.01% |
| Trailwest Bank | Lolo | $1.1 billion | +11.5% | 1.78% |
| Bank of Bridger N.A. | Bridger | $803 million | -1.4% | 0.95% |
| Farmers State Bank | Victor | $790 million | +4.8% | 0.88% |
| American Bank | Bozeman | $630 million | +0.2% | 1.39% |
| First Montana Bank Inc. | Missoula | $530 million | +0.6% | 1.15% |
| Little Horn State Bank | Hardin | $413 million | +11.7% | 1.16% |
| Bank of Montana | Missoula | $309 million | +2.6% | 3.55% |
| Three Rivers Bank of Montana | Kalispell | $293 million | -4.3% | 1.51% |
| Manhattan Bank | Manhattan | $287 million | +9.0% | 1.52% |
Rankings
- Largest banks in Montana
- Fastest deposits growth in Montana
- Fastest loan growth in Montana
- Highest return on assets in Montana
All 35 banks headquartered in Montana
- American Bank Bozeman
- Ascent Bank Helena
- Bank of Bozeman Bozeman
- Bank of Bridger N.A. Bridger
- Bank of Montana Missoula
- Bank of the Rockies Helena
- Belt Valley Bank Belt
- Citizens Bank & Trust Company Big Timber
- Davidson Trust Co. Great Falls
- Eagle Bank Polson
- Farmers State Bank Victor
- First Interstate Bank Billings
- First Montana Bank Inc. Missoula
- First Security Bank of Deer Lodge Deer Lodge
- First Security Bank of Roundup Roundup
- First State Bank of Forsyth Forsyth
- Freedom Bank Columbia Falls
- Garfield County Bank Jordan
- Glacier Bank Kalispell
- Independence Bank Havre
- Little Horn State Bank Hardin
- Madison Valley Bank Ennis
- Manhattan Bank Manhattan
- Opportunity Bank of Montana Helena
- Peoples Bank of Deer Lodge Deer Lodge
- Pioneer Federal Savings & Loan Association Deer Lodge
- Stockman Bank of Montana Miles City
- The Bank of Baker Baker
- The First State Bank of Malta Malta
- The First State Bank of Shelby Shelby
- The Yellowstone Bank Laurel
- Three Rivers Bank of Montana Kalispell
- Trailwest Bank Lolo
- Valley Bank of Kalispell Kalispell
- Valley Bank of Ronan Ronan
Montana credit unions
- 41 credit unions headquartered in Montana reported $8.2 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $7.1 billion, up 5.4% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.81%, and the median cost of all shares and deposits was 1.08%.
- Institutions
- 41
- Combined total assets
- $8.2 billion
- Combined shares and deposits
- $7.1 billion
- Share and deposit growth, 12 months
- +5.4%
- Loan growth, 12 months
- +5.8%
- Median net interest margin
- 3.81%
- Median return on assets
- 0.71%
- Median cost of shares and deposits
- 1.08%
What stands out
- Glendive Bn Federal Credit UnionMembership shrinking faster than peers
- Southwest Montana Community Federal Credit UnionShare and deposit costs falling faster than peers
- The Morning Star Federal Credit UnionFee and other noninterest income among the highest of similar credit unions
- St. Pats Employees Federal Credit UnionReliance on share certificates falling while the peer median holds steady
- Grasslands Federal Credit UnionFunding pressure building
- Daniels-Sheridan Federal Credit UnionFunding pressure building
- Whitefish Credit Union AssociationFee and other noninterest income among the lowest of similar credit unions
- Lincoln County Credit UnionReliance on share certificates rising faster than peers
Largest credit unions
| Institution | City | Total assets | Share growth | ROA |
|---|---|---|---|---|
| Whitefish Credit Union Association | Whitefish | $2.1 billion | +2.5% | 0.48% |
| Clearwater Federal Credit Union | Missoula | $1.2 billion | +5.6% | 1.34% |
| Altana Federal Credit Union | Billings | $668 million | +10.9% | 1.06% |
| Valley Financial Credit Union | Billings | $601 million | +14.5% | 0.84% |
| Rocky Mountain Credit Union | Helena | $427 million | +7.2% | 0.25% |
| Park Side Financial Credit Union | Whitefish | $390 million | +3.5% | 0.32% |
| Montana Federal Credit Union | Great Falls | $362 million | +2.7% | 1.08% |
| Intrepid Credit Union | Helena | $311 million | +3.1% | 0.71% |
| Billings Federal Credit Union | Billings | $216 million | +2.3% | 0.60% |
| 1st Liberty Federal Credit Union | Great Falls | $214 million | +0.7% | 0.70% |
| Southwest Montana Community Federal Credit Union | Anaconda | $203 million | -2.1% | -1.13% |
| Sky Federal Credit Union | Livingston | $197 million | +0.8% | -0.07% |
| Lincoln County Credit Union | Libby | $187 million | +9.2% | 2.23% |
| Grasslands Federal Credit Union | Circle | $141 million | +13.0% | 1.52% |
| Russell Country Federal Credit Union | Great Falls | $131 million | +10.6% | 0.07% |
Rankings
- Largest credit unions in Montana
- Fastest shares and deposits growth in Montana
- Fastest loan growth in Montana
- Highest return on assets in Montana
All 41 credit unions headquartered in Montana
- 1st Liberty Federal Credit Union Great Falls
- Altana Federal Credit Union Billings
- Badlands Federal Credit Union Glendive
- Billings Federal Credit Union Billings
- Bitterroot Community Federal Credit Union Darby
- Butte Community Federal Credit Union Butte
- Clearwater Federal Credit Union Missoula
- Community 1st Federal Credit Union Miles City
- Daniels-Sheridan Federal Credit Union Scobey
- Deer Lodge County School Emp Federal Credit Union Anaconda
- Fergus Federal Credit Union Lewistown
- Fort Peck Community Federal Credit Union Fort Peck
- Froid Federal Credit Union Froid
- Glendive Bn Federal Credit Union Glendive
- Grasslands Federal Credit Union Circle
- Intrepid Credit Union Helena
- Lincoln County Credit Union Libby
- M D U Employees Federal Credit Union Glendive
- Mile High Federal Credit Union Butte
- Montana Educators' Credit Union Missoula
- Montana Federal Credit Union Great Falls
- Mountain West Federal Credit Union Butte
- Northern Montana Hospital Federal Credit Union Havre
- Northwestern Energy Employees Federal Credit Union Butte
- Park Side Financial Credit Union Whitefish
- Ravalli County Federal Credit Union Hamilton
- Richland Federal Credit Union Sidney
- Rimrock Credit Union Billings
- Rocky Mountain Credit Union Helena
- Russell Country Federal Credit Union Great Falls
- Seg Federal Credit Union Laurel
- Sky Federal Credit Union Livingston
- Southwest Montana Community Federal Credit Union Anaconda
- St. Pats Employees Federal Credit Union Missoula
- The Family First Federal Credit Union Great Falls
- The Morning Star Federal Credit Union Lame Deer
- Tricounty Federal Credit Union Harlowton
- Valley Financial Credit Union Billings
- Vocal Credit Union Helena
- Whitefish Credit Union Association Whitefish
- Wolf Point Federal Credit Union Wolf Point