HEADQUARTERED IN HAWAII
Hawaii banks and credit unions
51 institutions headquartered in Hawaii. Totals describe institutions by headquarters, not deposits held at branches in the state.
Hawaii banks
- 6 banks headquartered in Hawaii reported $65.6 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $57.4 billion, up 0.5% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.47%, and the median cost of all deposits was 1.19%.
- Institutions
- 6
- Combined total assets
- $65.6 billion
- Combined deposits
- $57.4 billion
- Deposit growth, 12 months
- +0.5%
- Loan growth, 12 months
- +1.6%
- Median net interest margin
- 3.47%
- Median return on assets
- 1.21%
- Median cost of deposits
- 1.19%
What stands out
- Finance Factors, LimitedLoans shrinking while the peer median grows
- Hawaii National BankUnrealized securities position worsening while the peer median improves
- American Savings Bank, F.S.B.Deposit costs among the lowest of similar banks
- Central Pacific BankDeposit costs among the lowest of similar banks
- Bank of HawaiiUnrealized securities position improving faster than peers
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| Bank of Hawaii | Honolulu | $23.8 billion | +0.4% | 1.09% |
| First Hawaiian Bank | Honolulu | $23.6 billion | -0.4% | 1.33% |
| American Savings Bank, F.S.B. | Honolulu | $9.0 billion | +2.3% | 1.20% |
| Central Pacific Bank | Honolulu | $7.5 billion | +2.1% | 1.22% |
| Hawaii National Bank | Honolulu | $872 million | +0.4% | 0.92% |
| Finance Factors, Limited | Honolulu | $684 million | -6.7% | 1.73% |
Rankings
- Largest banks in Hawaii
- Fastest deposits growth in Hawaii
- Fastest loan growth in Hawaii
- Highest return on assets in Hawaii
All 6 banks headquartered in Hawaii
- American Savings Bank, F.S.B. Honolulu
- Bank of Hawaii Honolulu
- Central Pacific Bank Honolulu
- Finance Factors, Limited Honolulu
- First Hawaiian Bank Honolulu
- Hawaii National Bank Honolulu
Hawaii credit unions
- 45 credit unions headquartered in Hawaii reported $17.4 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $15.4 billion, up 4.3% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.13%, and the median cost of all shares and deposits was 1.33%.
- Institutions
- 45
- Combined total assets
- $17.4 billion
- Combined shares and deposits
- $15.4 billion
- Share and deposit growth, 12 months
- +4.3%
- Loan growth, 12 months
- +5.5%
- Median net interest margin
- 3.13%
- Median return on assets
- 0.89%
- Median cost of shares and deposits
- 1.33%
What stands out
- Mcbryde Federal Credit UnionDelinquent loans falling while the peer median rises
- Hawaiian Financial Federal Credit UnionReliance on share certificates rising faster than peers
- Plumbers & Fitters Local 675 Federal Credit UnionNet charge-offs rising while the peer median holds steady
- Big Island Federal Credit UnionDelinquent loans falling while the peer median rises
- Kahuku Federal Credit UnionReliance on share certificates rising while the peer median holds steady
- Hamakua Federal Credit UnionShares and deposits growing faster than peers
- Hawaii Federal Credit UnionNet worth ratio rising faster than peers
- Glover Federal Credit UnionShare and deposit costs rising while the peer median holds steady
Largest credit unions
| Institution | City | Total assets | Share growth | ROA |
|---|---|---|---|---|
| Hawaii State Federal Credit Union | Honolulu | $2.9 billion | -1.3% | 1.87% |
| Hawaiiusa Federal Credit Union | Honolulu | $2.7 billion | +1.4% | 0.92% |
| Aloha Pacific Federal Credit Union | Honolulu | $1.5 billion | +7.8% | 1.12% |
| Hawaiian Financial Federal Credit Union | Honolulu | $1.1 billion | +14.1% | 0.79% |
| Hfs Federal Credit Union | Hilo | $1.1 billion | +9.3% | 1.14% |
| University of Hawaii Federal Credit Union | Honolulu | $976 million | +5.8% | 1.68% |
| Gather Federal Credit Union | Lihue | $934 million | +5.6% | 1.63% |
| Hawaii Community Federal Credit Union | Kailua Kona | $808 million | +5.0% | 0.43% |
| Lokahi Federal Credit Union | Honolulu | $702 million | +2.0% | 0.35% |
| Pearl Hawaii Federal Credit Union | Waipahu | $545 million | +9.0% | 0.46% |
| Maui County Federal Credit Union | Wailuku | $488 million | +3.6% | 0.77% |
| CU Hawaii | Hilo | $460 million | +9.2% | 0.77% |
| Honolulu Federal Credit Union | Honolulu | $423 million | +6.0% | 1.24% |
| Hawaii Central Federal Credit Union | Honolulu | $308 million | +1.4% | 0.95% |
| Hawaii Law Enforcement Federal Credit Union | Honolulu | $230 million | +4.4% | 0.68% |
Rankings
- Largest credit unions in Hawaii
- Fastest shares and deposits growth in Hawaii
- Fastest loan growth in Hawaii
- Highest return on assets in Hawaii
All 45 credit unions headquartered in Hawaii
- Aloha Pacific Federal Credit Union Honolulu
- Big Island Federal Credit Union Hilo
- CU Hawaii Hilo
- Ewa Federal Credit Union Ewa Beach
- Garden Island Federal Credit Union Lihue
- Gather Federal Credit Union Lihue
- Glover Federal Credit Union Honolulu
- Hamakua Federal Credit Union Pepeekeo
- Hawaii Central Federal Credit Union Honolulu
- Hawaii Community Federal Credit Union Kailua Kona
- Hawaii County Employees Federal Credit Union Hilo
- Hawaii Federal Credit Union Honolulu
- Hawaii First Federal Credit Union Kamuela
- Hawaii Law Enforcement Federal Credit Union Honolulu
- Hawaii Schools Federal Credit Union Honolulu
- Hawaii State Federal Credit Union Honolulu
- Hawaiian Electric Employees Federal Credit Union Honolulu
- Hawaiian Financial Federal Credit Union Honolulu
- Hawaiiusa Federal Credit Union Honolulu
- Helco Federal Credit Union Hilo
- Hfs Federal Credit Union Hilo
- Honolulu Federal Credit Union Honolulu
- Honolulu Fire Department Federal Credit Union Honolulu
- Hotel and Travel Industry Federal Credit Union Honolulu
- Kahuku Federal Credit Union Kahuku
- Kahului Federal Credit Union Kahului
- Kauai Federal Credit Union Lihue
- Kauai Ohana Federal Credit Union Lihue
- Ko`Olau Federal Credit Union Kailua
- Lanai Federal Credit Union Lanai City
- Local Union 1186 Ibew Federal Credit Union Honolulu
- Lokahi Federal Credit Union Honolulu
- Maui County Federal Credit Union Wailuku
- Maui Federal Credit Union Kahului
- Maui Teachers Federal Credit Union Wailuku
- Mcbryde Federal Credit Union Eleele
- Molokai Community Federal Credit Union Kaunakakai
- Onomea Federal Credit Union Papaikou
- Pearl Hawaii Federal Credit Union Waipahu
- Plumbers & Fitters Local 675 Federal Credit Union Honolulu
- Signia Federal Credit Union Wahiawa
- University of Hawaii Federal Credit Union Honolulu
- Valley Isle Community Federal Credit Union Kahului
- Waialua Federal Credit Union Waialua
- Wailuku Federal Credit Union Kahului