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HEADQUARTERED IN FLORIDA

Florida banks and credit unions

192 institutions headquartered in Florida. Totals describe institutions by headquarters, not deposits held at branches in the state.

BANKS ·

Florida banks

  • 85 banks headquartered in Florida reported $347 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined deposits were $288 billion, up 7.5% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.70%, and the median cost of all deposits was 1.82%.
Institutions
85
Combined total assets
$347 billion
Combined deposits
$288 billion
Deposit growth, 12 months
+7.5%
Loan growth, 12 months
+8.7%
Median net interest margin
3.70%
Median return on assets
1.08%
Median cost of deposits
1.82%

What stands out

Largest banks

InstitutionCityTotal assetsDeposit growthROA
Southstate Bank N.A.Winter Haven$68.8 billion+4.0%1.42%
Everbank N.A.Jacksonville$46.7 billion+8.6%1.08%
Raymond James BankSaint Petersburg$45.6 billion+7.9%1.74%
Bankunited N.A.Miami Lakes$34.9 billion-0.5%0.90%
City National Bank of FloridaMiami$29.1 billion+2.7%1.30%
Seacoast National BankStuart$21.3 billion+34.4%1.14%
Amerant Bank N.A.Coral Gables$10.3 billion+0.5%0.93%
Ocean BankMiami$7.6 billion+1.3%1.11%
Bradesco BankCoral Gables$6.1 billion+18.2%0.95%
Banesco USAMiami$6.0 billion+20.5%1.64%
Emigrant BankMiami$5.7 billion-5.3%0.69%
First Federal BankLake City$4.5 billion+7.1%1.17%
Capital City BankTallahassee$4.4 billion+0.7%1.53%
Banco Do Brasil AmericasMiami$3.5 billion+10.9%1.57%
The Bank of TampaTampa$3.0 billion-0.6%1.27%

Rankings

All 85 banks headquartered in Florida
CREDIT UNIONS ·

Florida credit unions

  • 107 credit unions headquartered in Florida reported $126 billion in combined total assets for the quarter ended June 30, 2026.
  • Their combined shares and deposits were $108 billion, up 7.7% from a year earlier among institutions that reported both quarters.
  • The median net interest margin was 3.67%, and the median cost of all shares and deposits was 1.31%.
Institutions
107
Combined total assets
$126 billion
Combined shares and deposits
$108 billion
Share and deposit growth, 12 months
+7.7%
Loan growth, 12 months
+8.4%
Median net interest margin
3.67%
Median return on assets
0.67%
Median cost of shares and deposits
1.31%

What stands out

Largest credit unions

InstitutionCityTotal assetsShare growthROA
Suncoast Credit UnionTampa$20.8 billion+9.9%1.00%
Vystar Credit UnionJacksonville$14.3 billion+1.1%0.57%
Midflorida Credit UnionLakeland$9.8 billion+16.6%1.31%
Space Coast Credit UnionMelbourne$9.2 billion+6.5%0.94%
Fairwinds Credit UnionOrlando$5.3 billion+4.7%0.60%
Campus USA Credit UnionGainesville$4.0 billion+10.0%1.36%
Grow Financial Federal Credit UnionTampa$3.9 billion+2.0%1.09%
Addition Financial Credit UnionLake Mary$3.8 billion+30.9%0.92%
Achieva Credit UnionDunedin$3.2 billion+2.7%1.05%
Community First Credit Union of FloJacksonville$3.2 billion+15.2%1.09%
Gte Federal Credit UnionTampa$3.1 billion+6.5%0.28%
Eglin Federal Credit UnionFort Walton Bea$3.1 billion+3.8%1.34%
Penair Credit UnionPensacola$2.8 billion+10.4%0.47%
Florida Credit UnionGainesville$2.8 billion+16.4%1.48%
Ithink Financial Credit UnionBoca Raton$2.4 billion+6.6%0.84%

Rankings

All 107 credit unions headquartered in Florida

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