HEADQUARTERED IN DISTRICT OF COLUMBIA
District of Columbia banks and credit unions
32 institutions headquartered in District of Columbia. Totals describe institutions by headquarters, not deposits held at branches in the state.
District of Columbia banks
- 4 banks headquartered in District of Columbia reported $3.5 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined deposits were $2.8 billion, up 14.8% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.87%, and the median cost of all deposits was 1.77%.
- Institutions
- 4
- Combined total assets
- $3.5 billion
- Combined deposits
- $2.8 billion
- Deposit growth, 12 months
- +14.8%
- Loan growth, 12 months
- +7.2%
- Median net interest margin
- 3.87%
- Median return on assets
- 0.44%
- Median cost of deposits
- 1.77%
What stands out
- City First Bank N.A.Efficiency ratio falling faster than peers
- Industrial BankBorrowed funding rising while the peer median holds steady
- The National Capital Bank of WashingtonProblem loans rising while the peer median holds steady
- Founders BankFee and other noninterest income among the lowest of similar banks
Largest banks
| Institution | City | Total assets | Deposit growth | ROA |
|---|---|---|---|---|
| City First Bank N.A. | Washington | $1.6 billion | +35.9% | 0.30% |
| Industrial Bank | Washington | $774 million | -4.6% | 0.03% |
| The National Capital Bank of Washington | Washington | $742 million | +7.3% | 1.16% |
| Founders Bank | Washington | $406 million | +9.6% | 0.58% |
Rankings
- Largest banks in District of Columbia
- Fastest deposits growth in District of Columbia
- Fastest loan growth in District of Columbia
- Highest return on assets in District of Columbia
All 4 banks headquartered in District of Columbia
- City First Bank N.A. Washington
- Founders Bank Washington
- Industrial Bank Washington
- The National Capital Bank of Washington Washington
District of Columbia credit unions
- 28 credit unions headquartered in District of Columbia reported $11.7 billion in combined total assets for the quarter ended June 30, 2026.
- Their combined shares and deposits were $10.2 billion, up 2.3% from a year earlier among institutions that reported both quarters.
- The median net interest margin was 3.28%, and the median cost of all shares and deposits was 0.77%.
- Institutions
- 28
- Combined total assets
- $11.7 billion
- Combined shares and deposits
- $10.2 billion
- Share and deposit growth, 12 months
- +2.3%
- Loan growth, 12 months
- +1.7%
- Median net interest margin
- 3.28%
- Median return on assets
- 0.38%
- Median cost of shares and deposits
- 0.77%
What stands out
- Department of Commerce Federal Credit UnionAuto lending growing while the peer median shrinks
- Paramount Baptist Church Federal Credit UnionMargin squeezed by funding costs
- O.A.S. Staff Federal Credit UnionAuto lending growing while the peer median shrinks
- John Wesley Ame Zion Church Federal Credit UnionNet interest margin narrowing while the peer median widens
- D C Fire Department Federal Credit UnionNet charge-offs rising while the peer median holds steady
- Phi Beta Sigma Federal Credit UnionDelinquent loans rising while the peer median holds steady
- Idb Global Federal Credit UnionFee and other noninterest income among the lowest of similar credit unions
- Pmi Employees Federal Credit UnionNet worth ratio falling while the peer median rises
Largest credit unions
Rankings
- Largest credit unions in District of Columbia
- Fastest shares and deposits growth in District of Columbia
- Fastest loan growth in District of Columbia
- Highest return on assets in District of Columbia
All 28 credit unions headquartered in District of Columbia
- Advantage Financial Federal Credit Union Washington
- Afl Cio Employees Federal Credit Union Washington
- Bank Fund Staff Federal Credit Union Washington
- D C Fire Department Federal Credit Union Washington
- Dc Federal Credit Union Washington
- Department of Commerce Federal Credit Union Washington
- Department of the Interior Federal Credit Union Washington
- Dept of Labor Federal Credit Union Washington
- District of Columbia Teachers Federal Credit Union Washington
- Ep Federal Credit Union Washington
- F R B Federal Credit Union Washington
- Georgetown University Alumni and St Federal Credit Union Washington
- Government Printing Office Federal Credit Union Washington
- Gsa Federal Credit Union Washington
- Idb Global Federal Credit Union Washington
- John Wesley Ame Zion Church Federal Credit Union Washington
- Lee Federal Credit Union Washington
- Library of Congress Federal Credit Union Washington
- Mt Gilead Federal Credit Union Washington
- Mt. Airy Baptist Church Federal Credit Union Washington
- O.A.S. Staff Federal Credit Union Washington
- Paramount Baptist Church Federal Credit Union Washington
- Pepco Federal Credit Union Washington
- Phi Beta Sigma Federal Credit Union Washington
- Pmi Employees Federal Credit Union Washington
- Sargent Federal Credit Union Washington
- Treasury Department Federal Credit Union Washington
- Wright Patman Congressional Federal Credit Union Washington